Top List of Loan on Lal Dora Property in Murbad as on Sep 12, 2024

Mudra Finance

Kalyani Nagar, Pune, 411006

( Also serves in Murbad )

+08069875844

Loans Business Loans CC Limit Loans

+11 more

Sulekha score: 6.8Working hours: 10 AM to 7 PM

Welcome to Mudra Finance! Our company has been providing loan services for over 10 years in Kalyani Nagar. We offer a variety of loan options including home, mortgage, personal, and business loans. Our team of 6-10 employees is dedicated to helping you find the perfect loan for your needs. With our service mapping, we can provide loans for any property type, from residential to commercial buildings. Our working hours are flexible to accommodate y ... less

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Shri Shyam Investment Consultancy

Rohini, Delhi, 110085

( Also serves in Murbad )

2.0/5 Based on 1 Reviews

+09021115244

Loans Business Loans CC Limit Loans

+13 more

Response Time: Within 15 MinsSulekha score: 6.9

Shri Shyam Investment Consultancy, located in Rohini, Delhi, is a comprehensive financial service provider specializing in a wide range of loan services. They offer various types of loans, including home loans, mortgage loans, project loans, unsecured loans, personal loans, and business loans. The firm is known for its personalized approach, with experienced professionals guiding clients through the loan process to find the best solutions tailored to their financial needs. With several years of experience in the industry, Shri Shyam Investment Consultancy has established a reputation for providing reliable and efficient financial services in the region?

Available Loan Types:

Offering 15 different types of loans

Loan Amount Range:

From ₹1 Lakhs to ₹1 Crore
Depending on the type of loan

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Sterling Finance

Parijat Nagar, Nashik, 422007

( Also serves in Murbad )

4.3/5 Based on 3 Reviews

+08048092613

Loans Business Loans CC Limit Loans

+20 more

Response Time: Within 15 MinsSulekha score: 4.5

Sterling Finance, located in Parijat Nagar, Nashik, is a well-established financial service provider dedicated to meeting various loan needs. The company offers a diverse range of loan services, including vehicle loans, home loans, business loans, and mortgage loans. Known for its customer-centric approach, Sterling Finance has a team of skilled professionals who provide personalized assistance to ensure that clients find the best financial solutions tailored to their specific needs. The business operates with a focus on delivering quality service, making it a reliable choice for those seeking financial support in Nashik. Their working hours are from 10 AM to 8 PM, ensuring accessibility to their services throughout the day

Available Loan Types:

Offering 25+ different types of loans

Loan Amount Range:

From less than ₹1 Lakhs to ₹1 Crore and above
Depending on the type of loan

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Shri Vinayak Enterprises

Vaishali Nagar, Jaipur, 302021

( Also serves in Murbad )

Loans Business Loans CC Limit Loans

+12 more

Sulekha score: 7.8Working hours: 10 PM to 7 PM

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Mudra Finance Services

Devi Road, Mainpuri, 205001 ( Also serves in Murbad )

Loans Business Loans CC Limit Loans

+14 more

Sulekha score: 6.8

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Dilip Kumar

Chamarajapuram, Mysore, 570004 ( Also serves in Murbad )

Loans Business Loans CC Limit Loans

+17 more

Sulekha score: 6.5

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, Loan On Lal Dora Property, home loans, vehicle loans, mortgage loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Loan on Lal Dora Property?

Home Construction or Renovation: If you need funds to construct or renovate your home on Lal Dora property, taking out a loan can provide the necessary capital to enhance or build your residence.
Business Expansion: Business owners looking to expand their operations can utilize the equity in their Lal Dora property to secure a loan, providing essential funds for growth and development.
Debt Consolidation: Consolidating multiple high-interest debts into a single loan secured against your Lal Dora property can lower your overall interest rates and simplify repayment.
Education or Medical Expenses: When faced with significant education fees or unexpected medical bills, a loan against Lal Dora property can offer quick and substantial financial assistance.

2. Eligibility Criteria for Taking a Loan on Lal Dora Property?

Ownership Proof: Clear and undisputed ownership of the Lal Dora property is mandatory, requiring documents like the sale deed or property tax receipts.
Property Valuation: The property must be evaluated and accepted by the lender, with the loan amount typically based on this valuation.
Income Proof: Applicants need to provide income documentation such as salary slips, bank statements, or income tax returns to demonstrate repayment ability.
Credit Score: A good credit score is crucial as it impacts both loan approval chances and the interest rates offered by lenders.
Age: Borrowers generally need to be between 21 to 65 years of age, ensuring they are in a position to repay the loan within the lender's terms.

3. Benefits and Advantages of a Loan on Lal Dora Property?

Lower Interest Rates: These loans often have lower interest rates compared to unsecured loans, as the property acts as collateral, reducing the lender's risk.
Higher Loan Amount: Borrowers can access substantial loan amounts, often up to 70-80% of the property's market value, providing significant financial leverage.
Flexible Usage: Funds obtained from the loan can be used for various personal, business, or emergency needs, offering flexibility to the borrower.
Longer Repayment Tenure: The loans typically come with longer repayment periods, reducing the monthly installment burden and making repayment more manageable.
Quick Processing: With the necessary documents and eligibility criteria met, the approval and disbursement process can be relatively quick, providing timely access to funds.

4. Important Factors to Consider When Taking a Loan on Lal Dora Property?

Interest Rates: It's crucial to compare interest rates from different lenders to secure the most favorable terms, reducing overall loan costs.
Loan Tenure: Evaluate the repayment period carefully; longer tenures mean lower EMIs but result in higher total interest paid over time.
Processing Fees and Other Charges: Be aware of additional costs like processing fees, administrative charges, and prepayment penalties that can affect the total cost of the loan.
Repayment Capacity: Assess your financial situation to ensure you can comfortably manage the monthly installments without compromising your financial stability.
Loan-to-Value (LTV) Ratio: Understand the LTV ratio offered as this determines the loan amount relative to the property's value, impacting how much you can borrow.
Legal and Regulatory Compliance: Ensure that the property and loan comply with all local laws and regulations to avoid future legal complications and ensure a smooth loan process.

5. Loan On Lal Dora Property Interest Rates?

Bank Name	Interest Rate (p.a.)	Loan Tenure	Processing Fees
State Bank of India	8.70% - 10.40%	Up to 20 years	0.35% of loan amount (Min ₹2,000)
HDFC Bank	8.80% - 10.75%	Up to 30 years	Up to 1.50% of loan amount
ICICI Bank	8.85% - 11.00%	Up to 20 years	0.50% of loan amount
Axis Bank	9.00% - 11.20%	Up to 25 years	Up to 1% of loan amount
Punjab National Bank	8.65% - 10.50%	Up to 20 years	0.35% of loan amount (Min ₹2,500)
Bank of Baroda	8.75% - 10.60%	Up to 30 years	0.50% of loan amount
Kotak Mahindra Bank	8.90% - 11.00%	Up to 20 years	Up to 1% of loan amount
IDBI Bank	8.70% - 10.80%	Up to 25 years	0.50% of loan amount
Canara Bank	8.65% - 10.55%	Up to 20 years	0.50% of loan amount (Min ₹3,000)
Union Bank of India	8.60% - 10.70%	Up to 25 years	0.50% of loan amount (Min ₹3,500)

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Loan On Lal Dora Property

1. Who are the best Loan On Lal Dora Property providers in Murbad?

Mudra Finance
Shri Shyam Investment Consultancy
Sterling Finance
Shri Vinayak Enterprises
Mudra Finance Services

2. What documents are required for a Loan On Lal Dora Property?

To apply for a Loan on Lal Dora Property, you will need property documents, identity proof (such as Aadhaar or PAN card), address proof, income proof (salary slips or IT returns), and bank statements for the last six months.

3. What are the eligibility criteria for a Loan On Lal Dora Property?

Eligibility criteria typically include being the owner of Lal Dora property, having a stable income source, meeting the age requirements (usually 21-65 years), and having a satisfactory credit score.

4. How do I apply for a Loan On Lal Dora Property online?

To apply online, you can apply online with the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can visit the lender's website, fill out the application form with your details, upload the necessary documents, and submit the form. You may also need to complete an e-KYC process.

5. How can I get an instant Loan On Lal Dora Property?

To get an instant loan, ensure you have all required documents ready, apply through a lender that offers instant approval, and maintain a good credit score. Instant loans may also depend on pre-approval from the lender.

6. What is the percentage rate for Loan On Lal Dora Property?

The interest rate for a Loan on Lal Dora Property varies between lenders and typically ranges from 10% to 18% per annum, depending on your credit profile and the lender's policies.

7. Can I get a Loan On Lal Dora Property with a low CIBIL score?

Yes, it is possible, but it might be challenging. Lenders may offer loans at higher interest rates or require additional collateral if your CIBIL score is low.

8. What is the processing fee for a Loan On Lal Dora Property?

Processing fees for a Loan on Lal Dora Property generally range from 1% to 3% of the loan amount, though this can vary depending on the lender and loan terms.

9. Can I get a Loan On Lal Dora Property with a bad credit score?

Obtaining a loan with a bad credit score is difficult but not impossible. Lenders may require additional collateral, charge higher interest rates, or request a guarantor to mitigate their risk.

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Top Loan On Lal Dora Property in Murbad

What type of mortgage loan do you need?

Find the Top Loan On Lal Dora Property from Sulekha in Murbad

Top List of Loan on Lal Dora Property in Murbad as on Sep 12, 2024

Mudra Finance

Shri Shyam Investment Consultancy

Sterling Finance

Shri Vinayak Enterprises

Mudra Finance Services

Dilip Kumar

Why Choose Sulekha?

1. When to Consider Taking Out a Loan on Lal Dora Property?

2. Eligibility Criteria for Taking a Loan on Lal Dora Property?

3. Benefits and Advantages of a Loan on Lal Dora Property?

4. Important Factors to Consider When Taking a Loan on Lal Dora Property?

5. Loan On Lal Dora Property Interest Rates?

Most Common Questions About Loan On Lal Dora Property

1. Who are the best Loan On Lal Dora Property providers in Murbad?

2. What documents are required for a Loan On Lal Dora Property?

3. What are the eligibility criteria for a Loan On Lal Dora Property?

4. How do I apply for a Loan On Lal Dora Property online?

5. How can I get an instant Loan On Lal Dora Property?

6. What is the percentage rate for Loan On Lal Dora Property?

7. Can I get a Loan On Lal Dora Property with a low CIBIL score?

8. What is the processing fee for a Loan On Lal Dora Property?

9. Can I get a Loan On Lal Dora Property with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application