Top Mortgage Loans Providers - Home Loans

Top List of 100+ Mortgage Loan Providers. Get a mortgage loan with a low interest rate. Also, get an instant home loan, construction loan, property loan, and more. Find the best mortgage loan service providers near your location. as on Apr 21, 2025

MNR Associates

Manikonda, Hyderabad, 500089

4.0/5 Based on 7 Reviews

+08069875565

Loans

Response Time: Within 15 MinsSulekha score: 7.4

MNR Associates, located in Manikonda, Hyderabad, specializes in providing a range of financial services with a focus on mortgage loans and loan against property. Known for their prompt response time and customer-centric approach, they have built a reputation for delivering tailored financial solutions to meet individual needs. The firm operates with a Sulekha score of 6.9, and their working hours are from 10:00 AM to 9:00 PM. MNR Associates is particularly noted for their expertise in mortgage loans, offering competitive terms and a hassle-free experience for clients. Their services are designed to support both personal and business financial needs, ensuring that clients receive the best possible guidance and support in their financial journey

Available Loan Types:

Offering 5 different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

monica from Hyderabad

"New loan is provided in less time with full documents. "

umamaheshwari from Hyderabad

"All the documents are varified and been given excellent service. "

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Credence Services

Laggere, Bangalore, 560058

5.0/5 Based on 43 Reviews

+07569018217

Loans

Response Time: Within 15 MinsSulekha score: 8

Credence Services, located in Laggere, Bangalore, is a trusted provider of various home and commercial services. They specialize in housekeeping, cleaning, pest control, and maid services, offering tailored solutions to meet individual needs. Known for their professionalism and efficiency, the team at Credence Services ensures high-quality service with a strong commitment to customer satisfaction. Operating from 10 AM to 9 PM, the company provides quick responses to customer queries, often within 15 minutes. Their range of services has earned them a solid reputation in the local market, backed by positive reviews and customer experiences

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

sujit from Bangalore

"I would appreciate for the fast service and the amount got credited just in a week"

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Vedika Credit Management

Birati, Kolkata, 700051

4.3/5 Based on 4 Reviews

+09021109156

Loans

Response Time: Within 15 MinsSulekha score: 6.8

Vedika Credit Management, located in Bagmari, Kolkata, has been a trusted name in financial services for over a decade. Specializing in providing reliable loan services, this company has supported both individuals and businesses in achieving their financial goals. With a strong commitment to financial empowerment, Vedika Credit Management offers a range of services, including commercial taxation, registration and license consulting, and forensic accounting. Their experienced team ensures that clients receive accurate and efficient solutions tailored to their specific needs. The business operates with a high level of professionalism, contributing to its strong reputation in the Kolkata financial community.

Available Loan Types:

Offering 35+ different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

Tanushree from Kolkata

"Good service"

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Shree Associates

Barkatpura, Hyderabad, 500027

+08035428113

Loans

Sulekha score: 7.1Working hours: 7 AM to 6 PM

Shree Associates, located in Barkatpura, Hyderabad, is a well-established business known for providing professional services across various domains. With years of experience, they have earned a strong reputation for their efficient solutions and customer-centric approach. The company offers a wide range of services, including home improvement and maintenance, ensuring high-quality standards and reliability. They are committed to delivering customized solutions tailored to client needs, helping them achieve hassle-free service experiences. Whether you need expert assistance for repairs, maintenance, or specific home services, Shree Associates ensures top-notch service and prompt responses

Available Loan Types:

Offering 5 different types of loans

Loan Amount Range:

From ₹50 Lakhs and above
Depending on the type of loan

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Sampath Kumar Ranga

Ameerpet, Hyderabad, 500072

+09021119420

Loans

Response Time: Within 15 MinsSulekha score: 6.7

Sampath Kumar Ranga is a service provider based in Ameerpet, Hyderabad, specializing in residential and commercial interior design. His team is committed to transforming spaces by blending functionality with aesthetic charm. They offer a comprehensive range of services, including interior design consultation, construction work, and turnkey project execution. Known for their client-centric approach, they tailor their services to meet the specific needs and budgets of their clients. Whether it's a residential home or a commercial office, Sampath Kumar Ranga's designs are crafted to bring dreams into reality with a focus on innovation and quality craftsmanship?

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From less than ₹10 Lakhs to ₹55 Lakhs
Depending on the type of loan

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V for U Financial Services

Jafferkhanpet, Chennai, 600083

4.0/5 Based on 7 Reviews

+08069875249

Loans

Response Time: Within 15 MinsSulekha score: 6.8

V For U Financial Services, located in Jafferkhanpet, Chennai, is a well-established financial service provider specializing in various loan products. With over 20 years of experience, they offer personalized assistance for home loans, mortgage loans, car loans, and business loans. The firm is known for its reliable and customer-focused approach, ensuring quick processing and disbursal of loans. They cater to a diverse clientele, ranging from individuals seeking personal loans to businesses in need of financial support. Their office is conveniently located behind Kasi Theatre, making it accessible to clients across Chennai.

Available Loan Types:

Offering 25+ different types of loans

Loan Amount Range:

From ₹1 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

Gayathri Anand from Chennai

"Excellent service rendered by the mr. Perumal and pushparaj team at the time of taking car loan . Very fast and door step service by the team. And also renewal of insurance .. they take utmost care the remind us well before for renewing and patiently follow up till we make it done. My best wishes for the team and keep doing the best service..."

kaviraja from Chennai

"Really Fantastic job they did , Considering the situation demanded Regards Raja "

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Sainath Goud

Kavadiguda, Hyderabad, 500080

+08069876198

Loans

Sulekha score: 5.9Working hours: 9 AM to 9 PM

Sainath Goud is a reliable financial consultant located in Kavadiguda, Hyderabad, specializing in various loan services. With a focus on providing tailored solutions, they offer a range of products including home loans, mortgage loans, and loans against property. Their services are designed to cater to both individuals with high and low CIBIL scores, ensuring accessibility to financial resources regardless of past credit challenges. Sainath Goud is known for their quick response times, typically within 30 minutes, and a customer-focused approach that prioritizes understanding clients' needs to find the best loan options available.

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From less than ₹10 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

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SWOT Finance Consultancy

Navrangpura, Ahmedabad, 380009

5.0/5 Based on 5 Reviews

+08069831455

Loans Loan against Mutual Funds Loan Against Shares

Response Time: Within 15 MinsSulekha score: 7

SWOT Finance Consultancy, located in Navrangpura, Ahmedabad, offers comprehensive financial consultancy services, including business loans, personal loans, and financial planning solutions. The consultancy is well-regarded for its client-focused approach, providing tailored financial strategies to meet individual and business needs. They are known for their expertise in navigating complex financial landscapes, helping clients secure the best financial products available in the market. With a strong commitment to customer satisfaction, SWOT Finance Consultancy has earned positive reviews for its reliability and professionalism. The firm operates with a deep understanding of local market conditions, ensuring that clients receive relevant and effective advice.

Available Loan Types:

Offering 14 different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹1 Crore and above
Depending on the type of loan

Rushali Shah from Ahmedabad

"They helped me out with my education loan, which was quickly processed and i got the best intrest rate as well."

Dr. Rachna Patel from Ahmedabad

"I have taken education loan for my son. Hazel free process with SWOT Finance Consultancy. Thanks to Mr Vijay Shah. "

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Prime Growth Finance Services

Mira Road, Mumbai, 401107

+08048102267

Loans

Response Time: More than 60 MinsSulekha score: 6.6

Welcome to Kailash Sitaram Pradhan! We are a trusted and reliable business that has been providing loans since 2015. Our services include mortgage loans, loan against property, loan against property without map, loans against rent receivables, loans on Lal Dora property, plots, commercial buildings, residential buildings, and industrial buildings. We cater to all loan amounts, ranging from less than 10 lakhs to more than 50 lakhs. Our team consists of experienced and dedicated professionals who strive to provide the best financial solutions to our customers. We are located in Mira Road and our working hours are flexible to accommodate our clients' needs. Trust Kailash Sitaram Pradhan for all your loan needs!

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ZEAL TECH SOLUTIONS

HBR Layout, Bangalore, 560043

+08069876361

Loans

Response Time: Within 15 MinsSulekha score: 7.3

Welcome to Edwin Rozario - your one-stop destination for all types of loans. Our expert team has been providing top-notch services since our establishment in HBR Layout. With our extensive range of loan options including home loans, mortgage loans, and more, we cater to all your financial needs. Our services cover CIBIL defaulter (Score below 750), Non-CIBIL defaulter (Score above 750), loan against property, and even loans without map. We also offer loans against rent receivables, plots, commercial buildings, and residential buildings. Our loan options are designed to suit every budget, starting from 11 lakhs to more than 50 lakhs. Our working hours are flexible and we are available to assist you at your convenience. Trust Edwin Rozario for all your loan needs.

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, mortgage loans, home loans, vehicle loans, car loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Mortgage Loan?

Stable Financial Situation: Ensure you have a stable income to manage monthly mortgage payments and maintain a sufficient emergency fund for unexpected expenses. A low debt-to-income ratio indicates manageable debt levels, making it easier to qualify for a mortgage.
Long-Term Commitment: Consider your future plans and whether you intend to stay in the property for a long period. Mortgages are long-term commitments, and frequent moving can be costly. Evaluate your family's current and future needs, such as space requirements and proximity to schools or work.
Housing Market Conditions: Analyze current housing market trends, including interest rates and property values. Low-interest rates and favorable market conditions can make it a good time to buy. Additionally, consider the potential for property value appreciation as a long-term investment.
Affordability and Budgeting: Save a substantial down payment to reduce the loan amount and potentially avoid private mortgage insurance (PMI). Ensure the monthly mortgage payments fit comfortably within your budget without compromising other financial goals.
Creditworthiness: A good credit score can help you secure a mortgage with favorable terms and lower interest rates. Review your credit history for inaccuracies and resolve outstanding issues to improve your credit profile, increasing your chances of loan approval.
Loan Types and Options: Understand the differences between fixed-rate and adjustable-rate mortgages and choose the one that best suits your financial situation and risk tolerance. Evaluate different loan terms (e.g., 15-year vs. 30-year) and their impact on monthly payments and total interest paid over the life of the loan.
Readiness for Homeownership: Be prepared for the responsibilities of homeownership, including maintenance, repairs, and property taxes. Consider how homeownership will impact your lifestyle and whether you are ready for the associated commitments.

2. Eligibility Criteria for Taking a Mortgage Loan?

Credit Score: A good credit score is essential as it indicates your creditworthiness. Generally, a score of 620 or higher is required, but a higher score can qualify you for better terms and interest rates.
Income: Lenders assess your income to ensure you can afford the loan payments. They will consider your employment history, salary, and other sources of income. Stable and sufficient income is crucial.
Debt-to-Income Ratio (DTI): This ratio compares your monthly debt payments to your monthly gross income. Lenders typically prefer a DTI ratio below 43%, though some may accept higher ratios depending on other factors.
Down Payment: Most mortgage loans require a down payment. The amount can vary but is typically between 3% and 20% of the home’s purchase price. Larger down payments can improve your chances of approval and get better loan terms.
Employment History: A stable employment history, usually at least two years with the same employer or in the same industry, is preferred. This demonstrates financial stability.
Property Appraisal: The property you intend to buy must be appraised to determine its market value. The loan amount is generally based on the appraised value or the purchase price, whichever is lower.
Savings and Assets: Lenders may require proof of savings or assets that can be used as a cushion in case of financial difficulties. This can include savings accounts, investments, or other assets.
Loan Type and Terms: The type of mortgage (fixed-rate, adjustable-rate, FHA, VA, etc.) and the loan terms (such as the length of the loan) can influence eligibility. Some loans have specific requirements, such as VA loans for veterans.
Documentation: You will need to provide various documents such as tax returns, pay stubs, bank statements, employment verification, and identification documents.
Residency Status: Proof of legal residency or citizenship may be required. Some lenders offer loans to non-citizens with specific documentation.

3. What are the Benefits and Advantages of a Mortgage Loan?

Home Ownership and Equity Building: Owning a home is a long-term investment that can appreciate over time, and each mortgage payment builds equity in the property, serving as a financial asset.
Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing taxable income and providing significant tax relief.
Predictable and Lower Payments: Fixed-rate mortgages offer consistent monthly payments, simplifying budgeting. Mortgage loans also generally have lower interest rates compared to unsecured loans because the property serves as collateral.
Leveraging and Credit Improvement: Mortgages allow individuals to leverage property value, enabling the purchase of more expensive homes. Regular on-time payments improve credit scores, and having a mix of credit types positively impacts credit ratings.
Flexible Terms and Refinancing: Various mortgage term lengths and types (fixed-rate, adjustable-rate) offer flexibility. Refinancing options can reduce interest rates and monthly payments or provide access to home equity for other financial needs.
Forced Savings and Stability: Mortgage payments act as forced savings, with part of each payment building equity. Homeownership provides long-term housing stability, protecting against rent increases and eviction risks.
Pride and Investment Opportunities: Homeownership provides a sense of pride and achievement. Homeowners can also generate rental income, helping to offset mortgage costs and further enhancing financial stability.

4. Important Factors to Consider When Taking a Mortgage Loan?

Interest Rates: Fixed rates offer stable monthly payments, while variable rates can fluctuate with market conditions. Look at the Annual Percentage Rate (APR) for a comprehensive view of the loan's cost.
Loan Term: Shorter terms like 15 years have higher monthly payments but lower total interest costs, while longer terms like 30 years offer lower monthly payments but higher overall interest.
Down Payment: A higher down payment reduces the loan amount and monthly payments and can eliminate the need for private mortgage insurance (PMI). Ensure you have enough savings left for emergencies and other financial goals.
Credit Score: Higher credit scores typically qualify for lower interest rates. Check your credit report for errors and work on improving your score before applying for a mortgage.
Debt-to-Income Ratio (DTI): Lenders assess your ability to repay the loan by looking at your DTI. Aim for a DTI below 43%, but the lower, the better for your financial health.
Loan Types: Conventional loans usually require higher credit scores and down payments, while government-backed loans like FHA, VA, and USDA have different requirements and benefits.
Fees and Closing Costs: These include appraisal fees, origination fees, and title insurance, which can add up to 2-5% of the loan amount. Some fees can be negotiated or shopped around.
Prepayment Penalties: Check if the loan has penalties for early repayment, as these could affect your ability to refinance or pay off the loan early.
Loan Servicing: Research the lender or servicer’s reputation for customer service and loan servicing practices to ensure a smooth mortgage management process.
Future Financial Plans: Consider your job security and potential for income changes. Research housing market trends in the area to understand potential property value changes.
Insurance and Taxes: Understand the property tax rate and how it will affect your monthly payment. Get estimates for homeowners insurance to factor into your overall housing costs.
Affordability and Budget: Ensure the monthly mortgage payment fits comfortably within your budget, considering other financial goals and expenses. Maintain an emergency fund to cover unexpected costs without compromising your mortgage payments.

5. Mortgage Loan Interest Rates?

Bank Name	Interest Rate (p.a.)	Loan Tenure	Processing Fees
State Bank of India	7.50% - 8.60%	Up to 30 years	0.35% of the loan amount (Min Rs. 2,000, Max Rs. 10,000)
HDFC Bank	7.60% - 8.50%	Up to 30 years	Up to 0.50% of the loan amount or Rs. 3,000 whichever is higher
ICICI Bank	7.70% - 8.60%	Up to 30 years	0.50% of the loan amount + GST (Min Rs. 3,000)
Axis Bank	7.75% - 8.70%	Up to 30 years	1% of the loan amount or Rs. 10,000 whichever is higher
Punjab National Bank	7.55% - 8.65%	Up to 30 years	0.35% of the loan amount (Min Rs. 2,500)
Bank of Baroda	7.65% - 8.50%	Up to 30 years	0.50% of the loan amount (Min Rs. 7,500, Max Rs. 20,000)
Kotak Mahindra Bank	7.60% - 8.50%	Up to 20 years	Up to 1% of the loan amount + GST
IndusInd Bank	7.70% - 8.75%	Up to 20 years	0.50% of the loan amount (Min Rs. 5,000, Max Rs. 10,000)
IDBI Bank	7.50% - 8.50%	Up to 30 years	0.50% of the loan amount (Min Rs. 2,500, Max Rs. 10,000)

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

Was this article is helpful?

Most Common Questions About Mortgage Loans

1. Who are the best Mortgage Loan providers?

MNR Associates
Credence Services
Vedika Credit Management
Shree Associates
Sampath Kumar Ranga

2. What documents are required for a Mortgage loan?

Typically, you need identity proof (Aadhaar, PAN card), address proof (utility bills, rental agreement), income proof (salary slips, bank statements, ITR), property documents (title deed, sale agreement), and a recent photograph.

3. What are the eligibility criteria for a Mortgage loan?

Eligibility criteria include being an Indian resident, aged 21-65, having a stable income source, good credit history, and ownership of a property that can be mortgaged. Specific criteria may vary by lender.

4. How do I apply for a Mortgage loan online?

You can fill out the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can apply online by visiting the lender's website, filling out the application form with required details, uploading necessary documents, and submitting the form for processing. Some lenders may offer doorstep services for document collection.

5. How can I get an instant Mortgage loan?

Instant mortgage loans are rare due to the need for property evaluation and legal checks. However, pre-approved loans for existing customers or quick processing options from certain lenders may expedite the process.

6. What is the percentage rate for Mortgage loans?

The interest rate for mortgage loans typically ranges from 8% to 12% per annum, depending on the lender, borrower’s creditworthiness, loan amount, and tenure. Rates can vary widely, so it’s advisable to compare different lenders.

7. Can I get a Mortgage loan with a low CIBIL score?

Yes, it is possible but may come with higher interest rates and stricter terms. Some lenders offer mortgage loans to individuals with low CIBIL scores, but the approval process may be more stringent.

8. What is the processing fee for a Mortgage loan?

The processing fee for a mortgage loan usually ranges from 0.5% to 2% of the loan amount. This fee covers administrative costs and varies by lender. It’s important to confirm this with your lender before applying.

9. Can I get a Mortgage loan with a bad credit score?

Getting a mortgage loan with a bad credit score is challenging but possible with certain lenders. You may face higher interest rates and stricter terms. Providing a strong co-applicant or additional collateral can improve your chances.

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4.4

Based on 675 Reviews

DUSHYANTH Banjara Hills

22 Sep, 2024

I got information through news paper then i immediately contact Mr Khadar Valli Baig i think he is very good Behaviour and genuine person because for getting proper information about mortgage loan and easy to get mortgage loan as per our requirement,

Yogendra Babu Challa Manikonda

16 Aug, 2024

Fast in Execution and Quite reliable. Always on continuous follow up for the next steps to executed. Good Support

Ayush Purohit Kandivali West

19 May, 2024

Mayur bhai is always helpful and he has magic in his work he can make impossible things possible. I wish Mayur bhai all the best for his work and would love to keep working with him till lifetime! Thank you Mayur bhai for your magical service and precious time

jitendra23 Banjara Hills

19 Dec, 2023

Mr. Khadarvali is an honest and reliable person. He is very much concerned about his clients . Extremely efficient and helpful to us throughout the loan process. He does an excellent job. Thank you

Preeti Banjara Hills

Mr. Khadar is a very responsive , knowledgeable, and professional person. Efficient, reliable, and helped us through the entire loan process with prompt responses even after working hours. We will recommend Baig consultancy to our family and friends.

J.bhanuteja Banjara Hills

05 Sep, 2023

rate of interest is low easy payment system quality person and worth able should be trusted and challenging person to do the work

Ankit Connaught Place

13 Feb, 2023

Janasha call me to you loan paymt is dou 2 months but i chek to and not resvd any loan amount and thay say me loan is you mom name but my mom not revd any loan ok ceks and update me loan no.

Vinu Kishanganj

16 Nov, 2022

Friends when you need mortgage with best interest rate so pls use there service because thay provide me lots of options bank or nbfc companies for lap loan with lowest interest rate so interested person call him for better result

Top Mortgage Loan Providers

What type of mortgage loan do you need?

Find the Top Mortgage Loan Providers from Sulekha

Top List of 100+ Mortgage Loan Providers. Get a mortgage loan with a low interest rate. Also, get an instant home loan, construction loan, property loan, and more. Find the best mortgage loan service providers near your location. as on Apr 21, 2025

MNR Associates

Credence Services

Vedika Credit Management

Shree Associates

Sampath Kumar Ranga

V for U Financial Services

Sainath Goud

SWOT Finance Consultancy

Prime Growth Finance Services

ZEAL TECH SOLUTIONS

Latest User Reviews for Mortgage Loan Providers

Why Choose Sulekha?

1. When to Consider Taking Out a Mortgage Loan?

2. Eligibility Criteria for Taking a Mortgage Loan?

3. What are the Benefits and Advantages of a Mortgage Loan?

4. Important Factors to Consider When Taking a Mortgage Loan?

5. Mortgage Loan Interest Rates?

Most Common Questions About Mortgage Loans

1. Who are the best Mortgage Loan providers?

2. What documents are required for a Mortgage loan?

3. What are the eligibility criteria for a Mortgage loan?

4. How do I apply for a Mortgage loan online?

5. How can I get an instant Mortgage loan?

6. What is the percentage rate for Mortgage loans?

7. Can I get a Mortgage loan with a low CIBIL score?

8. What is the processing fee for a Mortgage loan?

9. Can I get a Mortgage loan with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application