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Mortgage Loan in Chennai

Tell us more about your requirements so that we can connect you to the right Mortgage Loan in Chennai

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What type of mortgage loan do you need?
  • Loan against property
  • Loan against property without map
  • Loans on Lal Dora property
  • Loans against rent receivables
Select type of mortgage loan
What type of property do you want to mortgage?
  • Residential building
  • Plot
  • Commercial building
  • Industrial building
Select property for mortgage
What loan amount are you looking at?
  • Less than 10 lakhs
  • 11 - 25 lakhs
  • 26 - 50 lakhs
  • More than 50 lakhs
Select mortage loan amount
Please give an estimate of your montly income
  • Rs 20,000 - 40,000
  • Rs 40,000 - 60,000
  • More than Rs 60,000
Select income range for mortgage loans
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Mortgage loan Professionals at Sulekha have served 32 requests in Chennai in the last 30 days. Find 690+ loan providers with instant approval and great interest rates, obtaining a loan is merely a click away now! Loan against Property, rent receivables, dora property can be availed for both personal and professional expenses. This way, you can mortgage your property like Residential, commercial, industrial building, plots and obtain a premium upto 25 lakhs based on the value of the property.

Best Mortgage Loan Agents in Chennai

as on May 19, 2019
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  • Type of loan
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  1. Sri Nrusimha Consulting 5
    Sri Nrusimha Consulting Madipakkam, Chennai - 600091
    11 Reviews 7.7

    Mortgage Loans

    +914446292153
    Geetha V reviewed for Mortgage loans 22nd Jan, 2019

    Approach was Excellent! Consultative with high for details and service motive! Not business minded. Was able to consolidate all my high cost debts with a Mortgage Loan within the TAT assured.

    Plot No. A3, Gokulam Vignesh Avenue, Dr. Ramamoorthy Nagar Extension, Madipakkam, Chennai - 600091 Get Directions
  2. Incept Business Solutions Anna Nagar East, Chennai - 600102
    3 Reviews 7.3

    Mortgage Loans

    +919962274341
    Kumar reviewed for Mortgage loans 13th May, 2019

    Their team gave a detailed comparison of various banks and NBFCs for my Mortgage loan requirement. Trustworthy.

    joj reviewed for Mortgage loans 13th May, 2019

    Got our loan processed through Incept. They were very professional in all aspects.

    C1, No. 100, B5, Sams Noah Tower, 2nd Avenue, Anna Nagar East, Chennai - 600102
  3. A Four S Fin Service 1
    A Four S Fin Service Thirumullaivoyal, Chennai - 600062
    5.5

    Mortgage Loans

    +914449851474
    No. 28, Preethika Illam, Manikandapuram, 3rd Main Road, Thirumullaivoyal, Chennai - 600062 Get Directions
  4. Aadya Financial Service Neelankarai, Chennai - 600115
    1 Review 6.0

    Mortgage Loans

    +914446291808
    S K Complex ,No. 55/5, Ruby Complex Road, Neelankarai, Chennai - 600115
  5. Loanbazaaronline Virugambakkam, Chennai - 600092
    4 Reviews

    Mortgage Loans

    +914449851565
    No. C1, No.63, Nerkundram Road, Chinmaya Nagar, Stage II, Virugambakkam, Chennai - 600092 Get Directions
  6. Saral Financial Services Mudichur, Chennai - 600048
    4.3

    Mortgage Loans

    +914449851912
    Excellent Homes ,SB-1, No. 29, 2nd Floor, Anna Nagar, Mudichur, Chennai - 600048 Get Directions
  7. Anuradha - Home Loans 5
    Anuradha - Home Loans Virugambakkam, Chennai - 600092
    2 Reviews 5.7

    Mortgage Loans

    +914449852280
    No. 7F-A, Jains Kences Retreat, No. 15, Reddy Street, Virugambakkam, Chennai - 600092 Get Directions
  8. Vanakkam Enterprises Mugalivakkam, Chennai - 600125
    6.6

    Mortgage Loans

    +914449851674
    No.1/80, Kamatchi Nagar, Mugalivakkam, Chennai - 600125 Get Directions
  9. Capital Associates 9
    Capital Associates Teynampet, Chennai - 600018
    8 Reviews 9.2

    Mortgage Loans

    +914449854478
    RAJENDRAN S reviewed for Mortgage loans 16th May, 2019

    Very good service and good experience thanks Mr ramamurthy

    srinivasan reviewed for Mortgage loans 12th May, 2019

    Good follow up and excellent service.

    No.89/39, Babu Street, Teynampet, Chennai - 600018
  10. Ajay & Co. 7
    Ajay & Co. Vadapalani, Chennai - 600026
    1 Review 5.1

    Mortgage Loans

    +919176606056
    No. 22A/3, Thiru Nagar, 2nd Street, Vadapalani, Chennai - 600026

Latest User Reviews for Mortgage Loan in Chennai

as on May 19, 2019 Average Rating (4) - 803 reviews
19th May, 2019 ,

Fast delivery option new vicheal ok

0
17th May, 2019

Excellent service, friendly approach Thank you .

0
17th May, 2019

Very good service Home loan

0
16th May, 2019

Very good service and good experience thanks Mr ramamurthy

0
16th May, 2019 ,

Worst service no finance eligible

0
16th May, 2019 ,

It's very full to all people for our bright future

0
15th May, 2019 ,

SADIQ BASHA is finance for best and superb

0
14th May, 2019 ,

Good service nice and good

0
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Recent Enquiries for Mortgage Loan in Chennai

  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: More than 50 lakhs
  • Income range for mortgage loans: More than Rs 60,000
2 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Plot
  • Mortage loan amount: 26 - 50 lakhs
  • Income range for mortgage loans: Rs 40,000 - 60,000
2 days ago
  • Type of mortgage loan: Loan against property without map
  • Property for mortgage: Residential building
  • Mortage loan amount: Less than 10 lakhs
  • Income range for mortgage loans: Rs 20,000 - 40,000
2 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: More than 50 lakhs
  • Income range for mortgage loans: More than Rs 60,000
5 days ago

Recent Bookings in Loans

  • Type of mortgage loan: Loan against property
  • Property for mortgage: Industrial building
  • Mortage loan amount: 11 - 25 lakhs
  • Income range for mortgage loans: More than Rs 60,000
9 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Industrial building
  • Mortage loan amount: 11 - 25 lakhs
  • Income range for mortgage loans: More than Rs 60,000
9 days ago
  • Type of mortgage loan: Loan against property without map
  • Property for mortgage: Residential building
  • Mortage loan amount: 11 - 25 lakhs
  • Income range for mortgage loans: More than Rs 60,000
12 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: 11 - 25 lakhs
  • Income range for mortgage loans: Rs 40,000 - 60,000
20 days ago
  • Important Things to Consider before Apply to mortgage loan

    To check property approval status and legal documents:

    1. The property against which loan is to be taken is required to have a spotless title, all statutory and government approvals and in addition finish set of property records.
    2. Some of the property related documents that a lender will require are: Registered Sale Deed/ Conveyance/ Lease Deed, Past Sale Deeds Chain (each transaction in respect of this property since first allotment), Latest House Tax Return/ Receipt, Approved Building Plan from Municipal Corporation etc.
    3. Loans against residential properties are easy to get with a low rate of interest & should be first choice of property for this loan option.

    Eligibility and EMI:

    1. Gauge your loan sum qualification to know the credit sum you will be qualified for and can apply for.
    2. Calculate the monthly EMI that you can easily repay based on your current net income and other existing fixed obligations including rent and EMIs on other existing loans.
    3. Your loan eligibility is calculated based on your age, net income, existing obligations, property type, LTV ratio and other factors. EMI is dependent on the loan amount, interest rate and tenure.

    Decide on type of mortgage loan interest rate offers

    To check the various mortgage loan offers of different banks.

    1. Fixed rates come at a marginally higher rate of intrigue contrasted with floating rate loans and financing cost stays consistent amid the residency of property advance. In gliding rate advance, loan fees are reset at periodic intervals in light of changes in MCLR and PLR rates of banks or NBFCs. Greater part of credit against property in India today are gliding rate advances as it permits the loan costs on LAP to move as per the present financing costs.
    2. You can also evaluate the option of overdraft facility with property loan. The overdraft facility allows to you to deposit surplus amount in your Loan against property overdraft account when available and hence, reduce your overall interest amount outgo and also shorten your loan tenure. This loan is highly recommended to self-employed businessmen who generally have surplus cash lying idle at home. The interest rates on overdraft loan is slightly higher than that of a regular mortgage loan interest rates.
    3. Do mortgage loan interest rate comparison of the banks on various types of mortgage loan products and take an informed decision.

     

    Bank Name

    Interest Rate
    (Floating)

    processing fee
    (One Time Fee)

    HDFC

    9.60%

    1.25% 

    ICICI Bank

    9.50%

    0.50% 

    Axis Bank

    9.75%

    0.50% 

    SBI

    9.40%

    1.00% 

    Citibank

    8.50%

    Max Rs. 10,000

    Indian Bank

    13.80%

    1.17% 

    PNB Housing Finance

    9.75%

    2.00% 

    Bank of India

    10.50%

    1.00% 

    Canara Bank

    11.45%

    1.00% 

    Central Bank of India

    10.80%

    0.50% 

    City Union Bank

    14.75%

    -

    Corporation Bank

    11.20%

    1.00% 

    Dena Bank

    9.95%

    1.00% 

    Dhan Laxmi Bank

    11.58%

    1.50% 

    DHFL

    12.00%

    2.00% 

    Federal Bank

    11.60%

    0.50% 

    HSBC Bank

    9.85%

    1.00% 

    IDBI Bank

    9.90%

    1.00% 

    IDFC Bank

    9.50%

    1.00% 

    Indiabulls

    10.50%

    1.00% 

    Indian Overseas Bank

    10.60%

    0.62% 

    IndusInd Bank

    9.65%

    2.00% 

    Karnataka Bank

    13.20%

    -

    Karur Vysya Bank

    11.50%

    0.50% 

    Kotak Bank

    10.00%

    1.00% 

    Lakshmi Vilas Bank

    11.70%

    1.20% 

    Nainital Bank

    14.75%

    0.50% 

    RBL Bank

    12.80%

    1.25% 

    South Indian Bank

    13.60%

    0.50% 

    Standard Chartered Bank

    9.50%

    1.00% 

    Syndicate Bank

    11.50%

    0.50% 

    UCO Bank

    10.70%

    1.00% 

    Union Bank of India

    11.10%

    0.50% 

    United Bank of India

    10.65%

    1.00% 

    Vijaya Bank

    11.90%

    0.55% 

     

    Important Points:

    • Mortgage loans are not permitted to be utilized for home development or buy.
    • Banks will take an end utilize undertaking on the loan against property and will likewise check the genuine utilization of the advance all the time.
    • Top up loan assumed existing loan against property clients can be utilized for purposes, for example, business extension, education, restorative costs and so forth.