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Best Mortgage Loan in Ghaziabad

Tell us more about your requirements so that we can connect you to the right Best Mortgage Loan in Ghaziabad

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What type of mortgage loan do you need?
  • Loan against property
  • Loan against property without map
  • Loans on Lal Dora property
  • Loans against rent receivables
Select type of mortgage loan
What type of property do you want to mortgage?
  • Residential building
  • Plot
  • Commercial building
  • Industrial building
Select property for mortgage
What loan amount are you looking at?
  • Less than 10 lakhs
  • 11 - 25 lakhs
  • 26 - 50 lakhs
  • More than 50 lakhs
Select mortage loan amount
Please give an estimate of your montly income
  • Rs 20,000 - 40,000
  • Rs 40,000 - 60,000
  • More than Rs 60,000
Select income range for mortgage loans
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Ghaziabad
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Top List of Mortgage Loan Agents in Ghaziabad

as on May 18, 2022
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  • Type of loan
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  1. Fina Capita Services

    Ghaziabad - 201001, Sector 5
    6.7

    Mortgage Loans

    Chamber No.738, Ground Floor, District Court, Compound Ghaziabad,Sector 5,Ghaziabad - 201001, Sector 5, Ghaziabad - 201001 Get Directions
  2. Creative Roots Services-Ghaziabad-Mortgage Loans

    Creative Roots Services

    Also Servicing in Ghaziabad
    7.0

    Mortgage Loans

    B 61 dal mill road uttam nagar, Block A 3, Uttam Nagar, Delhi, 110066, India, Uttam Nagar West, Delhi - 110066 Get Directions
  3. Vikas Kumar

    Also Servicing in Ghaziabad
    4.1

    Mortgage Loans

    House No-199, Vijay Nagar Road, Bawana, Delhi - 110039
  4. Loan Hub-Ghaziabad-Mortgage Loans

    Loan Hub

    Market, Kaushambi
    6.8

    Mortgage Loans

    Shop No-17, G.D.A,Market, Kaushambi, Ghaziabad - 201010
  5. Tushar Sharma-Ghaziabad-Mortgage Loans

    Tushar Sharma

    Also Servicing in Ghaziabad
    6.6

    Mortgage Loans

    3170, Chandni Chowk, Old Delhi, Chandni Chowk, Delhi - 110006
  6. Aditya Money Solution

    Also Servicing in Ghaziabad
    8.3

    Mortgage Loans

    House No. 664, Sector 28, Rohini, Rohini, Delhi - 110085 Get Directions
  7. Chandrashekhar Associates

    Also Servicing in Ghaziabad
    6.8

    Mortgage Loans

    D 103, 1, Naresh Bhawan, Gali No. 14, Sadarpur Colony, Sector 45, Gautam Buddha Nagar, Noida Extension, Noida - 201301 Get Directions
  8. M/S R V Finance

    Also Servicing in Ghaziabad
    7.5

    Mortgage Loans

    B - 137, Sector - 92, Gautam Buddha Nagar, Sector 92, Noida - 201301
  9. AGR Fincon Private Limited

    Also Servicing in Ghaziabad
    6.4

    Mortgage Loans

    B-35, Sector 60, Noida - 201301
  10. Secure India Finance

    Also Servicing in Ghaziabad
    6.4

    Mortgage Loans

    No. 342 C, New Lahore Colony, Gali No. 09, Shastri Nagar, Shakti Nagar, Delhi - 110031

Latest User Reviews for Mortgage Loan in Ghaziabad

as on May 18, 2022 Average Rating (3) - 2 reviews
13th Jan, 2020

My overall experience with Victorious Info Pvt. Ltd. nothing but disheartening and extremely poor Just waste my money which i paid processing fee Rs.6135 to ICICI Bank. Sanjeev is very unprofessional they never pick phone never update any thing they got my file login and Fails becz he don't have any basic knowledge of documents and criteria required by the bank to fulfill the Loan process. Pls do not trust him he make false commitment. Beware Beware I loose my money you could be the another one. Dhirendra Singh Vinita jewels

0
18th Jan, 2019

Excellent service and commitments ..I was made fool by so many people by fake promises..now finsure capital solved my financial problem ..thanks especially Mr.Tarun..excellent

0

Recent Enquiries for Mortgage Loan in Ghaziabad

  • Type of mortgage loan: Loan against property without map
  • Property for mortgage: Plot
  • Mortage loan amount: 26 - 50 lakhs
  • Income range for mortgage loans: More than Rs 60,000
9 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: Less than 10 lakhs
  • Income range for mortgage loans: More than Rs 60,000
455 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: More than 50 lakhs
  • Income range for mortgage loans: More than Rs 60,000
539 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: Less than 10 lakhs
  • Income range for mortgage loans: Rs 20,000 - 40,000
562 days ago

Recent Bookings for Mortgage Loan in Ghaziabad

  • Type of mortgage loan: Loan against property without map
  • Property for mortgage: Commercial building
  • Mortage loan amount: Less than 10 lakhs
  • Income range for mortgage loans: Rs 20,000 - 40,000
739 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: Less than 10 lakhs
  • Income range for mortgage loans: Rs 20,000 - 40,000
889 days ago
  • Type of mortgage loan: Loan against property
  • Property for mortgage: Residential building
  • Mortage loan amount: 26 - 50 lakhs
  • Income range for mortgage loans: Rs 40,000 - 60,000
953 days ago
  • Type of mortgage loan: Loans on Lal Dora property
  • Property for mortgage: Commercial building
  • Mortage loan amount: 11 - 25 lakhs
  • Income range for mortgage loans: Rs 40,000 - 60,000
982 days ago

Important Things to Consider before Apply to mortgage loan in Ghaziabad

To check property approval status and legal documents:

  1. The property against which loan is to be taken is required to have a spotless title, all statutory and government approvals and in addition, finish set of property records.
  2. Some of the property-related documents that a lender will require are Registered Sale Deed/ Conveyance/ Lease Deed, Past Sale Deeds Chain (each transaction in respect of this property since the first allotment), Latest House Tax Return/ Receipt, Approved Building Plan from Municipal Corporation, etc.
  3. Loans against residential properties are easy to get with a low rate of interest & should be the first choice of property for this loan option.

Eligibility and EMI:

  1. Gauge your loan sum qualification to know the credit sum you will be qualified for and can apply for.
  2. Calculate the monthly EMI that you can easily repay based on your current net income and other existing fixed obligations including rent and EMIs on other existing loans.
  3. Your loan eligibility is calculated based on your age, net income, existing obligations, property type, LTV ratio, and other factors. EMI is dependent on the loan amount, interest rate and tenure.

Decide on the type of mortgage loan interest rate offers

To check the various mortgage loan offers of different banks.

  1. Fixed rates come at a marginally higher rate of intrigue contrasted with floating-rate loans and financing cost stays consistent amid the residency of property advance. In gliding rate advance, loan fees are reset at periodic intervals in light of changes in MCLR and PLR rates of banks or NBFCs. Greater part of credit against property in India today are gliding rate advances as it permits the loan costs on LAP to move as per the present financing costs.
  2. You can also evaluate the option of an overdraft facility with a property loan. The overdraft facility allows to you to deposit surplus amount in your Loan against property overdraft account when available and hence, reduce your overall interest amount outgo and also shorten your loan tenure. This loan is highly recommended to self-employed businessmen who generally have surplus cash lying idle at home. The interest rates on overdraft loan are slightly higher than that of a regular mortgage loan interest rates.
  3. Do mortgage loan interest rate comparison of the banks on various types of mortgage loan products and make an informed decision.
Bank NameInterest Rate(Floating)Processing fee (one-time fee)
HDFC9.60%1.25%
ICICI Bank9.50%0.50%
Axis Bank9.75%0.50%
SBI9.40%0%1.00%
Citi Bank8.50%Max rs 10,000
Indian Bank13.80%1.17%
PNB Housing Finance9.75%2.00%
Bank of india10.50%1.00%
Canara Bank11.45%1.00%
Central Bank of india10.80%0.50%
City Union Bank14.75%-
Dena Bank9.95%1.00%
Dhanlaxmi Bank11.58%1.50%
DHFL12.00%2.00%
Federal Bank11.60%0.50%
HSBC Bank9.85%1.00%
IDBI Bank9.90%1.00%
IDFC Bank9.50%1.00%
Indiabulls10.50%1.00%
Indian overseas Bank10.60%0.62%
IndusInd Bank9.65%2.00%
karnataka Bank13.20%-
Karur Vysya Bank11.50%0.50%
Kotak Bank10.00%1.00%
Laxmi Vilas Bank11.70%1.20%
Naintal Bank14.75%0.50%
RBL Bank12.80%1.25%
South Indian Bank13.60%0.50%
Standard Chartered Bank9.50%1.00%
Syndicate Bank11.50%0.50%
UCO Bank10.70%1.00%
Union Bank of India11.10%0.50%
United Bank of india10.65%1.00%
Vijaya Bank11.90%0.55%
Read More

FAQ - Best Mortgage Loan in Ghaziabad

  • Q. Which documents are required for the application of a mortgage loan?

    The list of documents required by an individual for the mortgage loan includes

    • Proof of Income (salary slip for salaried persons/ recent ITR for self-employed persons)
    • Copy of Identity Proofs (PAN card & Adhaar Card)
    • Bank Statements (last three months)
    • Copy of address proof
    These are the basic documents that individual needs for the loan. Apart from these, the other documents vary from one bank to another.
  • Q. What type of property can I offer for a mortgage?

    For getting a secured loan, you can mortgage several kinds of properties such as commercial building, residential building, plot (non-agricultural), and industrial building too.
  • Q. How do I qualify the criteria of mortgage loan?

    The criterion for mortgage loan varies from one financial institution to another. Generally, the criteria include

    • Age- Above 25 years
    • Indian citizenship
    • Dispute-free property
    • No default history
    • Regular source of income
    Property should not belong to the lost of negative areas
  • Q. What kind of mortgage loans can I avail?

    The banks offer several kinds of mortgage loans. The list of the loans includes home loan, loan against property without a map, top-up loan, loan against property, loan on Lal Dora property, commercial property loan, and loan against rent receivables.
  • Q. What would my loan amount depend on?

    The reputed mortgage loan providers help in getting the loan of the different amounts such as

    • Less than ten lakhs
    • 11 to 25 lakhs
    • 26 to 50 lakhs
    • More than 50 lakhs
    However, the amount of the loan sanctioned depends on several factors like valuation of property, type of property, location, age of the property, CIBIL score, financial discipline, source of income and many others.
  • Q. Why Sulekha is the right platform to find a dependable mortgage loan provider?

    Sulekha is a leading business-listing directory. At Sulekha, we bring to you a list of verified and reputed mortgage loan providers. If you wish to hire expert services, fill the form above with your basic details. The experience loan agents from your area would contact you. You can discuss the required services and fee and hire the experienced consultant offering the right guidance for the mortgage loan.

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