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Life Insurance in Hyderabad

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    Find 2200+ Life Insurance providers in hyderabad for your family. Sulekha have served with a range of services across banking and top insurance sectors like Life Insurance Corporation of India(LIC), SBI Life, Reliance Life, Bajaj Allianz Life Insurance, Birla Sun Life Insurance, HDFC Standard Life, Tata AIG Life, Kotak Life Insurance, Max Life Insurance, ICICI Prudential Life Insurance. Life Insurance providers at Sulekha have served 355 requests in hyderabad since last 30 days.

    Best 10 Life Insurance Companies in Hyderabad

    as on Dec 11, 2018
    Filter Sort by
    1. ABFinvest 22
      ABFinvest Kompally, Hyderabad - 500067
      4 Reviews 6.7

      Life Insurance

      +91 73 06942015

      ABfinvest is a personal finance advisory and execution firm. We strive to build wealth to our customers through a goal based approach to their needs. We serve clients across the world. We provide financial planning, mutual funds, life insurance, health insurance, general insurance, PMS, AIFs, Loans etc.

    2. Venkateswara Rao Agent Of SBI Life Insurance 7
      Venkateswara Rao Agent Of SBI Life Insurance Serilingampally, Hyderabad - 500050
      6.6

      Life Insurance

      +91 98 83035856

      We are providing services like SBI Life Insurance, ULIP & Pension plan in Hyderabad city. Contact us for further details.

    3. Ahmed Uddin -  LIC Agent 10
      Ahmed Uddin - LIC Agent Mehdipatnam, Hyderabad - 500028
      4.7

      Life Insurance

      +91 75 69006654

       We are in this service for past several years. We are one of the best service providers in Hyderabad. We deal with Life Insurance & ULIP Insurance Agents in Hyderabad. We provide our service for all Commercial, Corporate & Individuals also. We provide best service with customer satisfaction. Contact us for further details.

    4. Health And Wealth Advisory Services Secunderabad, Hyderabad - 500026
      4.1

      Life Insurance

      +91 80999 39541

      Health And Wealth Advisory Services provides insurance assistance for people based in Hyderabad, India. We offer hassle-free aid for procuring corporate group insurance plans, life insurance plans, travel insurance plans and health insurance plans. Founded in 2000, we have worked with numerous clients to understand their needs and render personalised insurance plans for the same. Contact us for your insurance needs.

    5. KANTHETI - Family, Financial & Health Advisors Kachiguda, Hyderabad - 500027
      6.1

      Life Insurance

      +91 75 69005649

      Kantheti Family, Financial & Health Advisors has immense experience in this business. We provide services Like Insurance. Our motto has always been timely supply, best quality and optimum cost. We are in this field from last several years and have huge experience in it. We are in touch with our customers through quality, performance, service and assistance. Bringing the top of value to our customers, we also care as much about our customers. We look onward to your business and hope you would give us a chance to serve. Contact us for further details.

    6. T Ramanjaneya Reddy 9
      T Ramanjaneya Reddy Chanda Nagar, Hyderabad - 500050
      5.5

      Life Insurance

      +91 98 83031872

      Ramanjaneyareddy associates. Lic advisor (life insurance& Health insurance)

    7. Md Niranjan Santosh Nagar, Hyderabad - 500059
      6.5

      Life Insurance

      +91 80 99939484
      Migs-55, Saphire Residency, Plot No.401, New Santhosh Nagar Colony, Santosh Nagar, Hyderabad - 500059
    8. Gudipati Raghuram 4
      Gudipati Raghuram Begumpet, Hyderabad - 500034
      5.0

      Life Insurance

      +91 76 70824133

      I am having vast experience in Insurance Industry and I am currently pursuing Life Insurance and Health Insurance business. I am also recruiting financial advisors.

    9. Mahender LIC Insurance Advisor 4
      Mahender LIC Insurance Advisor Serilingampally, Hyderabad - 500019
      6.0

      Life Insurance

      +91 75 69010206

      MAHENDER GUNISHETTI Lic insurance advisor Authorized BHEL Branch

    Latest Customer Reviews for Life Insurance in Hyderabad

    as on Dec 11, 2018 Average Rating (3.5) - 15 reviews
    20th Oct, 2018

    Good Service

    0
    5th May, 2018

    Worst services no updation of premiums paid not at all bothered to respond the customer for the greviences.

    0
    17th Apr, 2018

    Pathetic service, fraud bank, not trustworthy,they wil close soon i guess

    1
    3rd Dec, 2017

    Good service Gauranteed Returns with life cover policies sujjested.

    0
    27th Apr, 2017

    Inquired for this Corporate Engineering Insurance from this General Insurance Employees Co-operative Credit Society Ltd.,Their response was good, They answered my all queries with very polite manner and I'm very satisfied about this inquiry.

    1
    26th Apr, 2017

    From this LIC Agent,I opted life insurance.Permium amount was nominal .They provide me soft copy of it and I had received the documents on time.The office person helped me to get the documents very quickly .Very happy with their service.

    2
    11th Apr, 2017

    Have taken life insurance policy from here for myself and my family. Their service is service motive and my policy was processed immediately. Beneficial service is taken from here and helpful for my future.

    1
    10th Apr, 2017

    Took a two wheeler insurance from these company which is Shriram Life Insurance Co. Ltd.Documentation charges was very low when compared to other company.Interest was feasible rate.Staff member guided me in all means .The person came to my home and collected all the documents which saves my time and energy.I'am satisfied by their service.

    1
    • Page 1

    Recent Enquiries for Life Insurance in Hyderabad

    • Life insurance policy: Money back policy
    • Gender: Male
    • Age: 29
    • Insurance policy for: Self
    • Annual income: More than 10 lakhs
    6 days ago
    • Life insurance policy: Whole life policy
    • Gender: Male
    • Age: 40
    • Insurance policy for: Self, Spouse
    • Annual income: More than 10 lakhs
    84 days ago
    • Life insurance policy: Whole life policy
    • Gender: Male
    • Age: 33
    • Insurance policy for: Self, Spouse, Son, Daughter, Parents
    • Annual income: 6 - 10 lakhs
    119 days ago
    • Life insurance policy: Child Plans
    • Gender: Male
    • Age: 6
    • Insurance policy for: Son
    • Annual income: More than 10 lakhs
    • Insurance brand: LIC
    134 days ago

    Recent Bookings in Insurance

    • Life insurance policy: Whole life policy
    • Gender: Male
    • Age: 33
    • Insurance policy for: Self, Spouse, Son, Daughter, Parents
    • Annual income: 6 - 10 lakhs
    119 days ago
    • Life insurance policy: Term insurance
    • Insurance policy for: Son
    • Annual income: Less than 3 lakhs
    • Insurance brand: LIC
    382 days ago
    • All you need to know about life insurance

      People insure their cars against any theft or damage, their homes in case, anything goes wrong, but they forget the most valuable thing of all; their lives. It’s comforting to know that we have people around us who love and care for us deeply. But how would they manage if we are no longer around? The death of our loved ones comes with its own challenges. It is important to ensure that in this period of mourning and loss, life continues as comfortably as possible. The void created by the death of the family member is hard to fill but it should not disrupt the financial future of the family. Therefore, it is important to realize the value of life and get a life insurance.

      What is life insurance?

      It is an arrangement between the Insurance Company and the policy holder in which the insurer guarantees compensation for the loss of life in return for the regular payment of a specified premium. In Life Insurance, the name of the beneficiary is mentioned in the contract who gets the specified sum from the insurance company in case of any mishap i.e. Loss of Life.

      What are the key benefits of life insurance?

      1. Risk Coverage:Insurance offers risk coverage to the insurance holder and his family in form of monetary compensation.
      2. Different plans for different uses:Insurance firms offer different types of plans to the insurance holders depending on their need for insurance. Higher is the premium, greater will be the benefits.
      3. Cover for Health Expenses: The insurance policies may also cover hospitalization expenses and some critical illness treatments.
      4. Promotes Savings: Some insurance policies come with saving plans i.e. the insurer invests the money in profitable ventures.
      5. Guaranteed Income:  There is a guaranteed sum assured amount in the insurance policy which is payable at the time of completion of the policy tenure or if the death of the insurance holder occurs.
      6. Loan Facility: Insurance holder can borrow a certain amount of money from the insurer. This option is available only on selected policies.  
      7. Tax Benefits: Insurance holder can get tax benefits under the section 80C of the income tax Act, 1961.

      What are the different types of life insurance?

      There are many types of life insurance policies that can aid you in meeting needs of different life stages:

      1. Term life insurance: Insurance holder gets coverage for a tenure which you choose by yourself. These policies can be availed by people who find it hard to pay lump sum money.
      2. Whole life insurance: This policy covers the insurance holder for entire life.
      3. Endowment policy: Risk is covered for a definite period and at the end of the policy tenure, the sum assured along with the accumulated bonus is given to the policyholder.
      4. Money back policy: This insurance policy repays the survival benefits periodically.
      5. Savings & investment plans: It helps in investments to make your money grow.
      6. Retirement plans: It is a retirement plan. You can make your retirement corpus according to your risk and after completion of the specified period, a certain amount of money is paid to the beneficiary in the form of pension, annually, half-yearly or monthly.
      7. Unit Linked Insurance Plans (ULIPs): A part of this investment goes in providing life cover whereas the residual portion is invested in bonds or stocks.
      8. Child insurance policy: These life insurance plans are designed to meet the rising education and other needs of children. A child plan provides a lump sum amount on the event of death of the policyholder, but the insurance plan doesn’t end. All the future premiums are waived off and insurer continues investing money on behalf of the policyholder. The child gets the amount at specified tenure as per the plan.

      Best Life Insurance Plans

      Life Insurance PlansPolicy TermSum AssuredAge (Min-Max)
      Aegon Life iTerm Plan5 - 4010 Lakhs / NA18 - 75
      Aviva I-Life Plan10 - 3525 Lakhs / NA18 - 55
      Bajaj Allianz iSecure10 - 3020 Lakhs / NA18 - 70
      Bharti AXA eProtect10 - 3025 Lakhs / NA18 - 75
      HDFC Click2Protect Plus10 - 3010 Lakhs / 10 Cr18 - 65
      HDFC Life Sanchay15 - 251,05,673 / NA30 - 45
      HDFC SL Crest10 - 107 or 10 * Annual Pre / 20 * Annual Pre14 - 55
      ICICI Pru iProtect10 - 303 Lakhs / NA20 - 75
      Kotak Life Preferred e-Term10 - 4025 Lakhs / NA18 - 75
      LIC AmulyaJeevan5 - 3525 Lakhs / NA18 - 60
      LIC New Jeevan Anand15 - 501 Lakhs / NA18 - 50
      LIC Term Plan10 - 3550 Lakhs / NA18 - 75
      Max Life Online Term Plan10 - 3525 Lakhs / 100 Cr18 - 70
      SBI eShield Plan5 - 3020 Lakhs / NA18 - 70
      SBI Shubh Nivesh Plan5 - 3075,000 / NA18 - 60

      What are the different life insurance claims?

      Life insurance claims are classified as below:

      Death Claims: In case of the death claim, the beneficiary needs to submit following documents:

      • A filled claim form
      • Original policy bond or contract
      • An original or certified copy of the insurance holder’s death certificate
      • Proof of identity as the beneficiary

      Maturity Claim: In order to avail the maturity benefits of the life insurance, you need to submit the following to the insurer

      • Original policy bond
      • Maturity claim form 

      What are the top 10 insurance companies?

      • Life Insurance Corporation of India
      • ICICI Prudential life insurance
      • SBI Life insurance
      • HDFC standard life insurance
      • Max Life Insurance
      • Bajaj Allianz Life Insurance
      • Birla Sun Life Insurance
      • Reliance Life Insurance
      • Tata AIA Life Insurance
      • PNB Metlife India Insurance

      What are the documents required while buying a life insurance policy?

      The life insurance companies will ask for the following documents before issuing you insurance policy:

      • Income documents
        • Last 3 months salary slips
        • Income Tax Returns of last 2-3 years
        • Latest 6 months Bank Statement with salary entries in last 3 months
        • CA certificate in case of Businessmen
        • Latest Form 16 
      • Address Proof
        • Bank Statement or Passbook with latest entries for 6 months
        • Credit Card statement  less than 3 months old
        • Driving License with address mentioned
        • Electricity / Telephone / Water / Gas bill (less than 3 months old)
        • Leave & License agreement
        • Passport
        • Ration Card
        • Voter ID card
        • Aadhar Card
      • ID Proof
        • PAN Card
        • Passport
        • Aadhar Card
        • Voter Id card
      • Age Proof
        • Aadhar Card
        • Voter Id card
        • Ration card
        • PAN Card
        • Passport
        • Marriage certificate
        • Birth certificate
        • Driving License
        • School/College leaving certificate

      What are the factors that affect the premium of a life insurance?

      The factors that affect the premium of a life insurance are:

      • Age: If you’re young policy holder then the rates will be lower in comparison to someone older. Since the possibility of a young person having a life threatening disease or to pass away in his youth is very unlikely.
      • Gender: Insurance companies believe that there is a different life expectancy for different genders. As per the statistical findings, women are believed to live 5 years more than men. Therefore affecting the premium they pay for their policy.
      • Smoking: Smoking puts the insurance holders at higher risk of ailments, so if you’re a smoker then you have to pay a premium twice as much as any non - smoker does, thus affecting the premium to a great extent.
      • Medical history:  If a policyholder has some medical history of serious illnesses like cancer, heart diseases or any other, then they are susceptible to get them from a hereditary perspective which increases their premium by a larger margin.
      • Health records:  The health records ensure that you don’t have any chronic diseases or potential health issues, thus, keeping your premium also in check.
      • Drinking: Drinking is injurious to health in many ways. As a policyholder, if you are a heavy consumer of alcohol then you have to give high premium.
      • The Policy: The type of insurance policy can also affect the premium. The longer the tenure of the policy, the larger will be the benefit at the time of death, as you will pay it for that period of time.
      • Profession: Your profession also plays a vital role in the premium you need to pay. If the policyholder has a risky profession then premium will be high.
      • Lifestyles choices: Many insurer take higher premiums from the people who love to take risks like climbing treacherous mountains, speeding cars or other high risk activities.
      • Obesity: Obesity is another factor which can affect your premium as a policyholder. Since obese individuals are prone to a number of health problems like high blood pressure, stroke, coronary heart disease, Osteoarthritis and cancer, in the future, this increases their premium.

      What are insurance riders?

      These are additional benefits which you can get along with your current life insurance policy at affordable rates. They are valuable tools that help you in expanding your life insurance coverage. There are different types of riders like:

      • Waiver of premium: This life insurance policy stays active even if you are unable to pay the premiums with the continuation of the policy benefits.
      • Critical illness: Under this rider, the policy holder pays an extra amount to get themselves covered, in case they are diagnosed with any of the critical ailments mentioned in the document. This rider acts like an income replacement plan where the amount received under the rider can be used for both medical and household expenses.
      • Accidental death rider: All the life insurance policies cover accidental death. The accidental death rider ensures that the beneficiary gets double the sum assured in case of accidental death of the policy holder.
      • Permanent & partial disability: It is helpful if the policy holder becomes temporarily or permanently disabled due to an accident. The insurer gives a certain sum assured for the next five or ten years and all the future premiums on the insurance policy are waived off.
      • Income benefit rider: This rider offers a regular source of income to the family members in case of the demise or disability of the insurance holder.

      What is the process of insurance claim settlement after the death of policy holder?

      In case of the death of the policy holder, the beneficiary is required to send claim intimation form to the insurer as soon as possible. Claim intimation must contain details like Date, Place, and Cause of Death. On successful submission of the claim intimation form, the insurance company will ask you for some additional information such as:

      1. Certificate of Death
      2. Copy of Insurance Policy
      3. Legal Evidence of title if the insured has not appointed a beneficiary
      4. Deeds of assignment

      After successful submission of all the above documents, the insurer will verify the claim and settle the same.