Worst services no updation of premiums paid not at all bothered to respond the customer for the greviences.
Pathetic service, fraud bank, not trustworthy,they wil close soon i guess
Good service Gauranteed Returns with life cover policies sujjested.
Inquired for this Corporate Engineering Insurance from this General Insurance Employees Co-operative Credit Society Ltd.,Their response was good, They answered my all queries with very polite manner and I'm very satisfied about this inquiry.
From this LIC Agent,I opted life insurance.Permium amount was nominal .They provide me soft copy of it and I had received the documents on time.The office person helped me to get the documents very quickly .Very happy with their service.
Have taken life insurance policy from here for myself and my family. Their service is service motive and my policy was processed immediately. Beneficial service is taken from here and helpful for my future.
Took a two wheeler insurance from these company which is Shriram Life Insurance Co. Ltd.Documentation charges was very low when compared to other company.Interest was feasible rate.Staff member guided me in all means .The person came to my home and collected all the documents which saves my time and energy.I'am satisfied by their service.
People insure their cars against any theft or damage, their homes in case, anything goes wrong, but they forget the most valuable thing of all; their lives. It’s comforting to know that we have people around us who love and care for us deeply. But how would they manage if we are no longer around? The death of our loved ones comes with its own challenges. It is important to ensure that in this period of mourning and loss, life continues as comfortably as possible. The void created by the death of the family member is hard to fill but it should not disrupt the financial future of the family. Therefore, it is important to realize the value of life and get a life insurance.
It is an arrangement between the Insurance Company and the policy holder in which the insurer guarantees compensation for the loss of life in return for the regular payment of a specified premium. In Life Insurance, the name of the beneficiary is mentioned in the contract who gets the specified sum from the insurance company in case of any mishap i.e. Loss of Life.
There are many types of life insurance policies that can aid you in meeting needs of different life stages:
|Life Insurance Plans||Policy Term||Sum Assured||Age (Min-Max)|
|Aegon Life iTerm Plan||5 - 40||10 Lakhs / NA||18 - 75|
|Aviva I-Life Plan||10 - 35||25 Lakhs / NA||18 - 55|
|Bajaj Allianz iSecure||10 - 30||20 Lakhs / NA||18 - 70|
|Bharti AXA eProtect||10 - 30||25 Lakhs / NA||18 - 75|
|HDFC Click2Protect Plus||10 - 30||10 Lakhs / 10 Cr||18 - 65|
|HDFC Life Sanchay||15 - 25||1,05,673 / NA||30 - 45|
|HDFC SL Crest||10 - 10||7 or 10 * Annual Pre / 20 * Annual Pre||14 - 55|
|ICICI Pru iProtect||10 - 30||3 Lakhs / NA||20 - 75|
|Kotak Life Preferred e-Term||10 - 40||25 Lakhs / NA||18 - 75|
|LIC AmulyaJeevan||5 - 35||25 Lakhs / NA||18 - 60|
|LIC New Jeevan Anand||15 - 50||1 Lakhs / NA||18 - 50|
|LIC Term Plan||10 - 35||50 Lakhs / NA||18 - 75|
|Max Life Online Term Plan||10 - 35||25 Lakhs / 100 Cr||18 - 70|
|SBI eShield Plan||5 - 30||20 Lakhs / NA||18 - 70|
|SBI Shubh Nivesh Plan||5 - 30||75,000 / NA||18 - 60|
Life insurance claims are classified as below:
Death Claims: In case of the death claim, the beneficiary needs to submit following documents:
Maturity Claim: In order to avail the maturity benefits of the life insurance, you need to submit the following to the insurer
The life insurance companies will ask for the following documents before issuing you insurance policy:
The factors that affect the premium of a life insurance are:
These are additional benefits which you can get along with your current life insurance policy at affordable rates. They are valuable tools that help you in expanding your life insurance coverage. There are different types of riders like:
In case of the death of the policy holder, the beneficiary is required to send claim intimation form to the insurer as soon as possible. Claim intimation must contain details like Date, Place, and Cause of Death. On successful submission of the claim intimation form, the insurance company will ask you for some additional information such as:
After successful submission of all the above documents, the insurer will verify the claim and settle the same.