Honest service I got from thisLIC Gariahat, Kolkata.For my Pension Plans So I approached this insurance company. I preferred to need Pension Plans covered by Life insurance. They have processed my request shortly and response also good. I paid a reasonable amount for the insurance service. They provided it on the committed period of time and the premium amount was nominal. Overall I'm satisfied with their response and service.
Good service provider of insurance purpose.
You can trust by your heart....
I had a policy wealth plus for a period of 8 years. No communication has been received from city br.8 regarding it's Maturity & asking for submission of claim. Is it proper service rendering in such an advance technology era ?
Taken Car insurance from here. This is the most trust-able insurance company of India. Its schemes and and plans are best among all.100% secure and very much helpful for tax related and other insurance related issues.their customers service and claim settlements are amazing.no other company compare with ICICI for claim related matters. Schemes are very simple and very helpful for each and every individual. and its premium is also very reasonable.more over its never provide fake promises.its a great insurance company and hope everyone also like it without any hesitation.
ICICI bank has already earned a place in the private banking sector and ICICI Lombard is the product of it. Availed an accidental insurance from here. As the name says it all they explained us about the insurance will cover the accidental death and money will be given with no mess to his/her family in case of Accidental death. They made me my process very easy with low on paperwork. Really liked their services and also they also cleared out each and every point before taking on their Co-operate deal.
Have taken a bike insurance from them. Their service is very good as they provide the service very promptly and the rate of premium is also nominal, customer response is also good there. gratified with their service.
Through Raksha TPA Pvt. Ltd,I have taken a health insurance,their service was average because they make very delay for a process,the formalities was very length and I called them many times for a details..that is the only issue in that company..
People insure their cars against any theft or damage, their homes in case, anything goes wrong, but they forget the most valuable thing of all; their lives. It’s comforting to know that we have people around us who love and care for us deeply. But how would they manage if we are no longer around? The death of our loved ones comes with its own challenges. It is important to ensure that in this period of mourning and loss, life continues as comfortably as possible. The void created by the death of the family member is hard to fill but it should not disrupt the financial future of the family. Therefore, it is important to realize the value of life and get a life insurance.
It is an arrangement between the Insurance Company and the policy holder in which the insurer guarantees compensation for the loss of life in return for the regular payment of a specified premium. In Life Insurance, the name of the beneficiary is mentioned in the contract who gets the specified sum from the insurance company in case of any mishap i.e. Loss of Life.
There are many types of life insurance policies that can aid you in meeting needs of different life stages:
|Life Insurance Plans||Policy Term||Sum Assured||Age (Min-Max)|
|Aegon Life iTerm Plan||5 - 40||10 Lakhs / NA||18 - 75|
|Aviva I-Life Plan||10 - 35||25 Lakhs / NA||18 - 55|
|Bajaj Allianz iSecure||10 - 30||20 Lakhs / NA||18 - 70|
|Bharti AXA eProtect||10 - 30||25 Lakhs / NA||18 - 75|
|HDFC Click2Protect Plus||10 - 30||10 Lakhs / 10 Cr||18 - 65|
|HDFC Life Sanchay||15 - 25||1,05,673 / NA||30 - 45|
|HDFC SL Crest||10 - 10||7 or 10 * Annual Pre / 20 * Annual Pre||14 - 55|
|ICICI Pru iProtect||10 - 30||3 Lakhs / NA||20 - 75|
|Kotak Life Preferred e-Term||10 - 40||25 Lakhs / NA||18 - 75|
|LIC AmulyaJeevan||5 - 35||25 Lakhs / NA||18 - 60|
|LIC New Jeevan Anand||15 - 50||1 Lakhs / NA||18 - 50|
|LIC Term Plan||10 - 35||50 Lakhs / NA||18 - 75|
|Max Life Online Term Plan||10 - 35||25 Lakhs / 100 Cr||18 - 70|
|SBI eShield Plan||5 - 30||20 Lakhs / NA||18 - 70|
|SBI Shubh Nivesh Plan||5 - 30||75,000 / NA||18 - 60|
Life insurance claims are classified as below:
Death Claims: In case of the death claim, the beneficiary needs to submit following documents:
Maturity Claim: In order to avail the maturity benefits of the life insurance, you need to submit the following to the insurer
The life insurance companies will ask for the following documents before issuing you insurance policy:
The factors that affect the premium of a life insurance are:
These are additional benefits which you can get along with your current life insurance policy at affordable rates. They are valuable tools that help you in expanding your life insurance coverage. There are different types of riders like:
In case of the death of the policy holder, the beneficiary is required to send claim intimation form to the insurer as soon as possible. Claim intimation must contain details like Date, Place, and Cause of Death. On successful submission of the claim intimation form, the insurance company will ask you for some additional information such as:
After successful submission of all the above documents, the insurer will verify the claim and settle the same.