Insurance Companies in Kolkata

FAQ - Insurance Companies in Kolkata

• Q. What factors determine the premium insurance coverage?

  There are many factors that contribute to your premium for insurance. Some of the primary factors are the following;

  • Type of insurance – Term, and type of insurance coverage.
  • Age of the insured – It is important for life insurance and other types of policies.
  • Sum insured – This is another factor that has a huge impact on the premium.

• Q. Can I renew insurance online in Kolkata?

  Yes, renewing insurance online is easy. All you would need is the login details, the policy number. You also will need access to net banking or a debit/credit card to make the online payment. Visit the insurance provider’s website and fill in the required details.

• Q. What is the minimum age requirement to get an insurance?

  There is no minimum age requirement for getting insurance. Many parents get insurance for their children who can be infants or toddlers. Anybody, irrespective of age can buy insurance.

• Q. Is it possible for the insurance agent to visit the home of the client in Kolkata?

  If you request, then the insurance service provider will send an agent at your home at your convenient time. Ask them to make an appointment with you at home or in your office. But if you wish to visit the office of the agent, then you can do that as well. Whichever way is convenient to you can be opted to get an insurance consultation.

• Q. Will I be receiving reminders from the insurance service provider?

  Yes, most insurance agents will give you reminders on when to next have your premium paid or insurance renewed. They can send you reminder emails or texts. If you would like some insurance agents, even make reminder telephone calls when asked for.

• Q. Will the insurance agent in Kolkata help me choose the best plan?

  Yes absolutely! The insurance agent will help you choose not just the best plan for you but also give you a comparative analysis of the best available plans. So you will be able to make the best choice of the plan that will be a good investment for your future.

• Q. Is the ECS option available for insurance payment in Kolkata?

  Yes, you can opt for ECS payment option in Kolkata. It is a safe way to pay the annual premium. Many users prefer to pay through ECS as the premium gets automatically deducted from the account and the insured do not have to worry about the premium dates. Just ensure you maintain a decent balance in your account, which comprises of minimum account balance and insurance premium amount.