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Life Insurance in Delhi

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    Find 4520+ Life Insurance providers in delhi for your family. Sulekha have served with a range of services across banking and top insurance sectors like Life Insurance Corporation of India(LIC), SBI Life, Reliance Life, Bajaj Allianz Life Insurance, Birla Sun Life Insurance, HDFC Standard Life, Tata AIG Life, Kotak Life Insurance, Max Life Insurance, ICICI Prudential Life Insurance. Life Insurance providers at Sulekha have served 355 requests in delhi since last 30 days.

    Best 10 Life Insurance Companies in Delhi

    as on Nov 13, 2018
    Filter Sort by
    1. Chandra Kant Sharma 9
      Chandra Kant Sharma Nangloi, Delhi - 110041
      5.1

      Life Insurance

      +91 11 40119663

      I am working as a home tutor & also work in insurance

    2. Rashmeet Kaur Model Town, Delhi - 110009
      5.0

      Life Insurance

      +91 11 40119728
      B Ethnic Tower, Model Town 2, Model Town, Delhi - 110009
    3. Simran Insurance & Financial Services 14
      Simran Insurance & Financial Services Also Servicing in Delhi
      5.3

      Life Insurance

      +91 11 40117777

      Insurance & Investment Shoppee takes this opportunity to introduce ourselves as a progressive group in the field of insurance. We deal with Accident Insurance, Commercial Vehicles, Fire Insurance, Four Wheeler, Home Insurance, Life Insurance, Medical Insurance, Travel Insurance and ULIP Insurance Agents. We aim to provide our valued clients with the best that they deserve. We firmly believe in quality & value for money. Our aim is to achieve complete customer satisfaction in respect to all services offered. Contact us for further details, you can also inquire at C-74, RDC Raj Nagar, Ghaziabad.

    4. Master Capital Services Ltd. 8
      Master Capital Services Ltd. G.T.B. Nagar, Delhi - 110009
      5 Reviews 6.2

      Life Insurance

      +91 11 40120918

      Master Trust Group is one of the leading financial services company in India. We have a strong belief in nurturing investment culture, attitude and inculcating a very strong approach towards value investing forms the central part of any sound investment philosophy. With an impeccable track record in client servicing of over two decades, we have now grown to 650+ strong employee organization with over 1,50,000+ client relationships. At Master Trust, our endeavor is to constantly meet every financial need of our esteemed clients. “mastertrust” - is a one point shop for all the investment needs of a customer. The one-stop destination is specifically targeted towards the retail customers who require a very strong relationship driven approach towards value investing. The philosophy of “mastertrust” has it’s genesis from Master Trust group’s belief in nurturing the investment culture towards value investing.

    5. Singhal Insurance & Financial Consultant 1
      Singhal Insurance & Financial Consultant Rohini, Delhi - 110082
      6.4

      Life Insurance

      +91 11 40127122

      Singhal Insurance & Financial Consultant has massive experience in this business. We provide services for Insurance. Our motto has always been timely supply, best quality and optimum cost. We are in touch with our customers through quality, performance, service and assistance. Bringing the best of value to our customers, we also care as much about our customers. We look forward to your business and hope you would give us a chance to serve. Contact us for further details.

    6. Allied Insurance Pitampura, Delhi - 110034
      1 Review 6.7

      Life Insurance

      +91 11 40125011

      Ourselves a leading Insurance Company, dealing in Life Insurance and Health Insurance products from various companies.   Allied Insurance  

    7. Capital Credit Services 7
      Capital Credit Services Sagarpur, Delhi - 110046
      5.7

      Life Insurance

      +91 11 40119391

      Deals in ..Personal Loans ..Business Loan ..Unsecured Business Loans ..Home Loans Rgsty/GPA/Rglrsd ..Lans Against Property ..Car Loan (Used & New) . .. Our goal is to provide best services. ... We believe in quality service which can bring full customer satisfaction and we can achive our goal.  Our Salient Features:  • 1..Doorstep document pick-up facility • 2.. Application Status update on single call 3.. Loan within 3-5 days .....Transparency in our services

    8. Gaurav Nagpal Insurance Advisor Laxmi Nagar, Delhi - 110092
      4.7

      Life Insurance

      +91 11 40117376
      Ff 42, Laxmi Nagar, Delhi - 110092
    9. Glitterbug Technologies Pvt. Ltd. Also Servicing in Delhi

      Life Insurance

      +91 22 33292226
      Unit B2-601, Boomerang, Chandivali Farm Road, Andheri East, Mumbai - 400072 Get Directions
    10. Kusum Packagings Also Servicing in Delhi
      5.9

      Life Insurance

      +91 98283 40670

      Newspaper advertisements, fashion magazine, books, leaflets, computer stationery, Logo Design, school note books, corporate magazines, canopy, flex, hoardings, glowsign boards, book printing, laser engraving, cup, t-shirts printing, I-cards, multi color offset printing, calendars, wedding cards, pharmaceutical printing, medical boxes, certificates, greeting cards, invitation cards, foil print, pouch/namkeen, spices box printing, polythene printing, paper bags, fabric printing, footwears, mobile boxes, textiles printing, 3d printing, project reports, thesis, lanyard in satin, nylon printing, bedsheets, deals in fabric material tusara, silk, linen, chanderi, cotton fabric, crap with print all kind of printing and fabric material.

    Latest Customer Reviews for Life Insurance in Delhi

    as on Nov 13, 2018 Average Rating (4) - 31 reviews
    6th Oct, 2018

    I have been working for Postal Life Insurance for 5 years.

    1
    26th Sep, 2018

    Trying to contact LIC jasola office for last 20 days no one is picking up the phone. Who will invest in future if this is there response.

    0
    2nd Aug, 2018

    Biggest mistake of my life is taking LIC. They treat customers like a Musaddilal of Office Office episodes. LIC employees follow the ABCD formula with the customers: A: Avoid (they don't listen you,,,,,just avoid you always) B: Bypass (ye mera kaam nahi hai,,,,falane-dhimkane se milo) C: Confused (if you pass A & B,,they confuse you,,,,aisa karoge to waisa ho jayega, waisa karoge to aisa ho jayega). D: Destroy: if you pass ABC test,,,,,,finally they say,,,,,nahi karte tumhara kaam jisse shikayat lagani ho laga le. I bought policy in 1998,,matured in 2010. Many times visited Kamla Nagar, delhi branch, and everytime they took out some mistakes in my paper like,,,,form sahi nahi bhara,,,,,,witness lekar aao,,,,,postal ticket nahi lagayi etc. it took 8 years to submit my paper,,,,finally they accept my bond paper on 20 July 2018. When I asked for phone number, they right down 01123846219 on the backside of acknowledgement receipt, and it's a wrong no. sent email everyone, no result

    3
    21st Jul, 2018

    Excellent Service and having good knowledge about policies.

    1
    25th May, 2018

    I buy 2 policies from this branch .Dheeraj Chauhan committed fake commitment now they denied for that and play emotional card my father is dead and more and more . Dheeraj Chauhan ICICI PRU is totally fraud and thief. Even whole team is thief they deserve only jail.Talk to you same person but every time change his name . I have all recording and complained with Initial process if problem not solve in 15 days go with another process. Dheeraj Chauhan ICICI PRU thief Contact No - 084478 50429 and pic attached with comments.Please careful from this guy and pioneer assurance consultants ltd team .All are cheater

    0
    24th May, 2018

    I buy 2 policies from this branch .Dheeraj Chauhan committed fake commitment now they denied for that and play emotional card my father is dead and more and more . Dheeraj Chauhan ICICI PRU is totally fraud and thief. Even whole team is thief they deserve only jail.Talk to you same person but every time change his name . I have all recording and complained with Initial process if problem not solve in 15 days go with another process. Dheeraj Chauhan ICICI PRU thief Contact No - 084478 50429 and pic attached with comments.Please careful from this guy and pioneer assurance consultants ltd team .All are cheater #Dheeraj #Chauhan #ICICIPRU #Pooja #Gaurav #Poonam #pioneer #Jyoti #THIEF

    1
    22nd May, 2018

    I buy 2 policies from this branch .Dheeraj Chauhan commit fake commitent now they denied for that and play emotional card my father is dead and more and more . Dheeraj Chauhan is totally fraud and thief. Even whole team is thief they deserve only jail.Talk to you same person but every time change his name . I have all recording and complained with Initial process if problem not solve in 15 days go with another process. Dheeraj Chauhan theaf Contact No - 084478 50429 and pic attached with comments.Please careful from this guy and pioneer assurance consultants ltd team .All are cheater

    2
    16th May, 2018

    very good he is a good worker and he is a good tutor too

    1
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    Recent Enquiries for Life Insurance in Delhi

    • Life insurance policy: Term insurance
    • Gender: Male
    • Age: 27
    • Insurance policy for: Self
    • Annual income: More than 10 lakhs
    30 days ago
    • Life insurance policy: Term insurance
    • Gender: Male
    • Age: 28
    • Insurance policy for: Self
    • Annual income: More than 10 lakhs
    48 days ago
    • Life insurance policy: Term insurance
    • Gender: Male
    • Age: 27
    • Insurance policy for: Self
    • Annual income: More than 10 lakhs
    67 days ago
    • Life insurance policy: Endowment plans
    • Gender: Male
    • Age: 35
    • Insurance policy for: Self
    • Annual income: More than 10 lakhs
    81 days ago

    Recent Bookings in Insurance

    • Life insurance policy: Endowment plans
    • Gender: Male
    • Age: 35
    • Insurance policy for: Self
    • Annual income: More than 10 lakhs
    80 days ago
    • Life insurance policy: Term insurance
    • Gender: Male
    • Age: 28
    • Insurance policy for: Self
    • Annual income: More than 10 lakhs
    108 days ago
    • Life insurance policy: Term insurance
    • Gender: Male
    • Age: 27
    • Insurance policy for: Self, Spouse, Son, Daughter, Parents
    • Annual income: More than 10 lakhs
    • Insurance brand: LIC
    116 days ago
    • Life insurance policy: Term insurance
    • Insurance policy for: Self
    • Annual income: Less than 3 lakhs
    • Insurance brand: I am not brand specific / Not sure
    271 days ago
    • What are the different types of insurance available?

      There are several types of insurance policies available such as:

      • Life insurance: This insurance pays a lump sum on your death. So, if the worst happens, your foresight will provide for your kids’ education and secure your family's lifestyle.
      • Trauma insurance: It pays a lump sum on the diagnosis of any specific illness like heart attack, cancer or stroke. This payment will give you choice as well as flexibility at a time when you will need it the most. With this insurance plan, you will be able to cut your working hours, get proper treatment and pay for your care taker and any other unexpected things.
      • Income protection insurance: It provides a replacement income of up to 75% of your current income in case you are unable to work due to some illness or injury.
      • Total and permanent disability insurance: It pays a lump sum if you become disabled and are unable to work again. You may use this lump sum to pay off your debts, medical costs and do investment so that you have an annual income to maintain your lifestyle.
      • Business expenses insurance: It covers the on-going costs of your business if you are self-employed and are unable to work due to any illness or injury.

      Why to find the right life insurance plans on Sulekha?

      As the top online directory, Sulekha has a list of reliable insurance providers in Delhi who can provide you a wide choice of insurance plans such as Term life insurance, Whole life policy, Endowment plans, Money back policy, Pension Plans, child plans, etc. You will find genuine ratings and all information that you require about the insurance policies. There is no need to waste your valuable time on searching different websites for the information about insurance plans. You can discuss your needs with our listed life insurance providers in Delhi and choose a suitable plan by comparing the benefits and offers. You will not receive any unsolicited calls from fake people.

      All you need to know about life insurance

      People insure their cars against any theft or damage, their homes in case, anything goes wrong, but they forget the most valuable thing of all; their lives. It’s comforting to know that we have people around us who love and care for us deeply. But how would they manage if we are no longer around? The death of our loved ones comes with its own challenges. It is important to ensure that in this period of mourning and loss, life continues as comfortably as possible. The void created by the death of the family member is hard to fill but it should not disrupt the financial future of the family. Therefore, it is important to realize the value of life and get a life insurance.

      What is life insurance?

      It is an arrangement between the Insurance Company and the policy holder in which the insurer guarantees compensation for the loss of life in return for the regular payment of a specified premium. In Life Insurance, the name of the beneficiary is mentioned in the contract who gets the specified sum from the insurance company in case of any mishap i.e. Loss of Life.

      What are the key benefits of life insurance?

      1. Risk Coverage:Insurance offers risk coverage to the insurance holder and his family in form of monetary compensation.
      2. Different plans for different uses:Insurance firms offer different types of plans to the insurance holders depending on their need for insurance. Higher is the premium, greater will be the benefits.
      3. Cover for Health Expenses: The insurance policies may also cover hospitalization expenses and some critical illness treatments.
      4. Promotes Savings: Some insurance policies come with saving plans i.e. the insurer invests the money in profitable ventures.
      5. Guaranteed Income:  There is a guaranteed sum assured amount in the insurance policy which is payable at the time of completion of the policy tenure or if the death of the insurance holder occurs.
      6. Loan Facility: Insurance holder can borrow a certain amount of money from the insurer. This option is available only on selected policies.  
      7. Tax Benefits: Insurance holder can get tax benefits under the section 80C of the income tax Act, 1961.

      What are the different types of life insurance?

      There are many types of life insurance policies that can aid you in meeting needs of different life stages:

      1. Term life insurance: Insurance holder gets coverage for a tenure which you choose by yourself. These policies can be availed by people who find it hard to pay lump sum money.
      2. Whole life insurance: This policy covers the insurance holder for entire life.
      3. Endowment policy: Risk is covered for a definite period and at the end of the policy tenure, the sum assured along with the accumulated bonus is given to the policyholder.
      4. Money back policy: This insurance policy repays the survival benefits periodically.
      5. Savings & investment plans: It helps in investments to make your money grow.
      6. Retirement plans: It is a retirement plan. You can make your retirement corpus according to your risk and after completion of the specified period, a certain amount of money is paid to the beneficiary in the form of pension, annually, half-yearly or monthly.
      7. Unit Linked Insurance Plans (ULIPs): A part of this investment goes in providing life cover whereas the residual portion is invested in bonds or stocks.
      8. Child insurance policy: These life insurance plans are designed to meet the rising education and other needs of children. A child plan provides a lump sum amount on the event of death of the policyholder, but the insurance plan doesn’t end. All the future premiums are waived off and insurer continues investing money on behalf of the policyholder. The child gets the amount at specified tenure as per the plan.

      Best Life Insurance Plans

      Life Insurance PlansPolicy TermSum AssuredAge (Min-Max)
      Aegon Life iTerm Plan5 - 4010 Lakhs / NA18 - 75
      Aviva I-Life Plan10 - 3525 Lakhs / NA18 - 55
      Bajaj Allianz iSecure10 - 3020 Lakhs / NA18 - 70
      Bharti AXA eProtect10 - 3025 Lakhs / NA18 - 75
      HDFC Click2Protect Plus10 - 3010 Lakhs / 10 Cr18 - 65
      HDFC Life Sanchay15 - 251,05,673 / NA30 - 45
      HDFC SL Crest10 - 107 or 10 * Annual Pre / 20 * Annual Pre14 - 55
      ICICI Pru iProtect10 - 303 Lakhs / NA20 - 75
      Kotak Life Preferred e-Term10 - 4025 Lakhs / NA18 - 75
      LIC AmulyaJeevan5 - 3525 Lakhs / NA18 - 60
      LIC New Jeevan Anand15 - 501 Lakhs / NA18 - 50
      LIC Term Plan10 - 3550 Lakhs / NA18 - 75
      Max Life Online Term Plan10 - 3525 Lakhs / 100 Cr18 - 70
      SBI eShield Plan5 - 3020 Lakhs / NA18 - 70
      SBI Shubh Nivesh Plan5 - 3075,000 / NA18 - 60

      What are the different life insurance claims?

      Life insurance claims are classified as below:

      Death Claims: In case of the death claim, the beneficiary needs to submit following documents:

      • A filled claim form
      • Original policy bond or contract
      • An original or certified copy of the insurance holder’s death certificate
      • Proof of identity as the beneficiary

      Maturity Claim: In order to avail the maturity benefits of the life insurance, you need to submit the following to the insurer

      • Original policy bond
      • Maturity claim form 

      What are the top 10 insurance companies?

      • Life Insurance Corporation of India
      • ICICI Prudential life insurance
      • SBI Life insurance
      • HDFC standard life insurance
      • Max Life Insurance
      • Bajaj Allianz Life Insurance
      • Birla Sun Life Insurance
      • Reliance Life Insurance
      • Tata AIA Life Insurance
      • PNB Metlife India Insurance

      What are the documents required while buying a life insurance policy?

      The life insurance companies will ask for the following documents before issuing you insurance policy:

      • Income documents
        • Last 3 months salary slips
        • Income Tax Returns of last 2-3 years
        • Latest 6 months Bank Statement with salary entries in last 3 months
        • CA certificate in case of Businessmen
        • Latest Form 16 
      • Address Proof
        • Bank Statement or Passbook with latest entries for 6 months
        • Credit Card statement  less than 3 months old
        • Driving License with address mentioned
        • Electricity / Telephone / Water / Gas bill (less than 3 months old)
        • Leave & License agreement
        • Passport
        • Ration Card
        • Voter ID card
        • Aadhar Card
      • ID Proof
        • PAN Card
        • Passport
        • Aadhar Card
        • Voter Id card
      • Age Proof
        • Aadhar Card
        • Voter Id card
        • Ration card
        • PAN Card
        • Passport
        • Marriage certificate
        • Birth certificate
        • Driving License
        • School/College leaving certificate

      What are the factors that affect the premium of a life insurance?

      The factors that affect the premium of a life insurance are:

      • Age: If you’re young policy holder then the rates will be lower in comparison to someone older. Since the possibility of a young person having a life threatening disease or to pass away in his youth is very unlikely.
      • Gender: Insurance companies believe that there is a different life expectancy for different genders. As per the statistical findings, women are believed to live 5 years more than men. Therefore affecting the premium they pay for their policy.
      • Smoking: Smoking puts the insurance holders at higher risk of ailments, so if you’re a smoker then you have to pay a premium twice as much as any non - smoker does, thus affecting the premium to a great extent.
      • Medical history:  If a policyholder has some medical history of serious illnesses like cancer, heart diseases or any other, then they are susceptible to get them from a hereditary perspective which increases their premium by a larger margin.
      • Health records:  The health records ensure that you don’t have any chronic diseases or potential health issues, thus, keeping your premium also in check.
      • Drinking: Drinking is injurious to health in many ways. As a policyholder, if you are a heavy consumer of alcohol then you have to give high premium.
      • The Policy: The type of insurance policy can also affect the premium. The longer the tenure of the policy, the larger will be the benefit at the time of death, as you will pay it for that period of time.
      • Profession: Your profession also plays a vital role in the premium you need to pay. If the policyholder has a risky profession then premium will be high.
      • Lifestyles choices: Many insurer take higher premiums from the people who love to take risks like climbing treacherous mountains, speeding cars or other high risk activities.
      • Obesity: Obesity is another factor which can affect your premium as a policyholder. Since obese individuals are prone to a number of health problems like high blood pressure, stroke, coronary heart disease, Osteoarthritis and cancer, in the future, this increases their premium.

      What are insurance riders?

      These are additional benefits which you can get along with your current life insurance policy at affordable rates. They are valuable tools that help you in expanding your life insurance coverage. There are different types of riders like:

      • Waiver of premium: This life insurance policy stays active even if you are unable to pay the premiums with the continuation of the policy benefits.
      • Critical illness: Under this rider, the policy holder pays an extra amount to get themselves covered, in case they are diagnosed with any of the critical ailments mentioned in the document. This rider acts like an income replacement plan where the amount received under the rider can be used for both medical and household expenses.
      • Accidental death rider: All the life insurance policies cover accidental death. The accidental death rider ensures that the beneficiary gets double the sum assured in case of accidental death of the policy holder.
      • Permanent & partial disability: It is helpful if the policy holder becomes temporarily or permanently disabled due to an accident. The insurer gives a certain sum assured for the next five or ten years and all the future premiums on the insurance policy are waived off.
      • Income benefit rider: This rider offers a regular source of income to the family members in case of the demise or disability of the insurance holder.

      What is the process of insurance claim settlement after the death of policy holder?

      In case of the death of the policy holder, the beneficiary is required to send claim intimation form to the insurer as soon as possible. Claim intimation must contain details like Date, Place, and Cause of Death. On successful submission of the claim intimation form, the insurance company will ask you for some additional information such as:

      1. Certificate of Death
      2. Copy of Insurance Policy
      3. Legal Evidence of title if the insured has not appointed a beneficiary
      4. Deeds of assignment

      After successful submission of all the above documents, the insurer will verify the claim and settle the same.