Top List of Loans Against Property Overdraft as on Oct 19, 2025

SWOT Finance Consultancy

Navrangpura, Ahmedabad, 380009

5.0/5 Based on 5 Reviews

+918069831455

Loans Construction Loans Structural Adjustment Loans

Response Time: Within 15 MinsSulekha score: 7.9

SWOT Finance Consultancy, located in Navrangpura, Ahmedabad, offers comprehensive financial consultancy services, including business loans, personal loans, and financial planning solutions. The consultancy is well-regarded for its client-focused approach, providing tailored financial strategies to meet individual and business needs. They are known for their expertise in navigating complex financial landscapes, helping clients secure the best financial products available in the market. With a strong commitment to customer satisfaction, SWOT Finance Consultancy has earned positive reviews for its reliability and professionalism. The firm operates with a deep understanding of local market conditions, ensuring that clients receive relevant and effective advice.

Available Loan Types:

Offering 14 different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹1 Crore and above
Depending on the type of loan

Rushali Shah from Ahmedabad

"They helped me out with my education loan, which was quickly processed and i got the best intrest rate as well."

Dr. Rachna Patel from Ahmedabad

"I have taken education loan for my son. Hazel free process with SWOT Finance Consultancy. Thanks to Mr Vijay Shah. "

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BlissBarter

Bavdhan, Pune, 444709

+918069831441

Loans

Response Time: Within 15 MinsSulekha score: 7.4

At BlissBarter, we go beyond loan lending offering smart investment guidance and property consultation to help you grow, secure, and achieve your financial dreams. Here's to new beginnings, trusted partnerships, and building financial bliss together "Your financial bliss starts from here. Loans | Property | Investments Trusted advisors in Loans, Real Estate & Investments. Grow your wealth the right way. Book a consultation today."

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Prime Growth Finance Services

Mira Road, Mumbai, 401107

+918048102267

Loans

Response Time: Within 15 MinsSulekha score: 5.6

Welcome to Kailash Sitaram Pradhan! We are a trusted and reliable business that has been providing loans since 2015. Our services include mortgage loans, loan against property, loan against property without map, loans against rent receivables, loans on Lal Dora property, plots, commercial buildings, residential buildings, and industrial buildings. We cater to all loan amounts, ranging from less than 10 lakhs to more than 50 lakhs. Our team consists of experienced and dedicated professionals who strive to provide the best financial solutions to our customers. We are located in Mira Road and our working hours are flexible to accommodate our clients' needs. Trust Kailash Sitaram Pradhan for all your loan needs!

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Sharath

Indiranagar, Bangalore, 560008

+918035427918

Loans

Response Time: Within 15 MinsSulekha score: 5.5

Welcome to Sharath - a leading provider of loans in Indira Nagar. With our years of experience and dedicated team of experts, we offer a wide range of loan services including business loans, loan against cash credit, and loan against overdraft. Our flexible terms and competitive interest rates make us the go-to choice for businesses of all sizes. Whether you need a loan of less than 10 lakhs or more than 1 crore, we have got you covered. Our commitment to customer satisfaction and transparent processes have made us a trusted name in the industry. Visit us today to explore your options and take your business to new heights.

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Failed Cibli Consulting Private Limited

Chitlapakkam, Chennai, 600064

+918035424089

Loans Construction Loans Loan against Mutual Funds

+3 more

Response Time: Within 15 MinsSulekha score: 4.8

Are you struggling with a low CIBIL score? Facing challenges in getting a loan approved? At Failed Cibli, we specialize in credit repair, financial consulting, and loan services. With over 10 years of expertise and 1,00,000+ satisfied clients, we have successfully helped individuals and businesses improve their credit scores and secure loans hassle-free.

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Amit Aggarwal

Kamla Nagar, Delhi, 110007

+919021110319

Loans

Response Time: Within 15 MinsSulekha score: 6.1

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Pratima Credit Services

Kadru, Ranchi, 834002

+919021108540

Loans

Response Time: Within 30 Mins Sulekha score: 6.9

Established in 2021, Pratima Credit Services has quickly become one of the leading financial services consultants in Jharkhand State. Our firm is dedicated to providing comprehensive assistance and support to potential customers, enabling them to avail various financial services from Banks, NBFCs, and Insurance Companies. At Pratima Credit Services, we go beyond merely offering loans. We provide holistic financial planning and easy loan assistance anytime, anywhere. Our strong affiliationsdirectly or through Corporate DSAswith more than 50 leading banks and NBFCs, including Union Bank, BoB, Axis Bank, HDFC Bank, Tata Capital, Bajaj Finance, and Lendingkart, ensure that our customers have access to a wide range of financial products. We also offer mutual fund investment services, partnering with all leading mutual fund companies such as HDFCMF, ICICIMF, SBIMF, and ABSLMF etc. Our AMFI registration code for mutual fund distribution is ARN-187795. In addition, we are affiliated with ICICI Lombard General Insurance Company, providing a variety of general insurance services. For life insurance, we have teamed up with Indias leading life insurance provider, LIC of India, ensuring that our clients receive the best coverage and support. At Pratima Credit Services, we are committed to being your reliable partner in financial growth and security. Whether you need assistance with loans, investments, or insurance, our dedicated team is here to help you every step of the way. For more information, please visit our website or contact us

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SUSMITA VINOD

Nungambakkam, Chennai, 600034

+917811823694

Loans Construction Loans Structural Adjustment Loans

Response Time: Within 15 MinsSulekha score: 4.9

Unsecured and secured Loan - Business Loan, Personal Loan, Professional Loan, Loan against Property, Housing Loan, Equipment Loan, school/ college, Private finance.

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Bhawya Financial Services

Delhi, Delhi, 110085

4.5/5 Based on 8 Reviews

+919021108196

Loans Construction Loans Structural Adjustment Loans

Response Time: More than 60 MinsSulekha score: 9

Welcome to Bhawya Financial Services! We are a premier lending company in Delhi, offering a wide range of loan services to meet your financial needs. Our team of dedicated professionals has been providing excellent services since our establishment. With a variety of loan options such as home loans, business loans, mortgage loans, personal loans, and more, we cater to all your loan requirements. We specialize in assisting CIBIL and non-CIBIL defaulters, and also provide loans against cash credit, property, and rent receivables. Our loan amounts range from 1-5 lakhs to more than 1 crore, making us the ideal choice for all your financial needs. Visit us today to embark on your journey towards financial stability.

Kajal from Delhi

"Good service "

Komal from Delhi

"Loan provide for 24 hours. "

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MKN Loan

Madhavaram, Chennai, 600060

+918069869853

Loans

Response Time: More than 60 MinsSulekha score: 6.7

MKN Loan in Chennai offers a range of financial services, specializing in providing various types of loans to meet the diverse needs of their clients. They focus on quick and hassle-free loan disbursement processes, ensuring that customers receive funds in a timely manner. Their loan offerings include business loans, personal loans, and loans against property, catering to both individuals and businesses. MKN Loan is known for its customer-centric approach, with a dedicated team that assists clients in selecting the most suitable loan products based on their specific financial requirements. The business operates with a strong commitment to transparency, ensuring that there are no hidden charges or unexpected costs. With a responsive and professional team, MKN Loan has built a reputation for reliability and trust in the Chennai financial services sector.

Available Loan Types:

Offering 10 different types of loans

Loan Amount Range:

From ₹20 Lakhs to ₹1 Crore and above
Depending on the type of loan

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, Loans Against Property Overdraft, home loans, vehicle loans, mortgage loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Loan Against Property Overdraft

Large Financial Requirements: When facing significant expenses like business expansion, higher education, medical emergencies, or weddings, a loan against property overdraft provides access to substantial funds.
Flexibility in Borrowing: This option allows you to withdraw varying amounts as needed and pay interest only on the utilized portion, offering greater financial control.
Lower Interest Rates: Loans against property typically have lower interest rates compared to unsecured loans like personal loans or credit cards, making them a cost-effective borrowing solution.
Long-Term Financing Needs: Suitable for long-term financial needs, these loans offer extended repayment periods, reducing the pressure of high monthly payments.
Cash Flow Management: For businesses, the ability to borrow and repay as needed helps manage cash flow efficiently, ensuring liquidity during fluctuating income periods.

2. Eligibility Criteria for Loans Against Property Overdraft

Ownership of Property: You need to own a residential or commercial property to pledge as collateral, ensuring the lender has security against the loan.
Age: Borrowers typically need to be between 21 and 65 years old, aligning with common working age and retirement considerations.
Income Stability: Demonstrating stable income, whether salaried or self-employed, assures the lender of your repayment ability, thus reducing their risk.
Credit Score: A good credit score, usually above 650-700, indicates creditworthiness and increases the likelihood of loan approval on favorable terms.
Property Valuation: The property must be free from encumbrances and have a clear title. The loan amount is often determined by the property's market value.
Employment Stability: For salaried individuals, a consistent work history of 2-3 years is required, while self-employed individuals need a steady business track record, typically 3-5 years.

3. Benefits and Advantages of a Loan Against Property Overdraft

High Loan Amount: These loans provide significant funding based on the property’s value, making them ideal for substantial financial needs.
Lower Interest Rates: The collateral nature of these loans often results in lower interest rates compared to unsecured borrowing options.
Flexible Repayment: Borrowers can withdraw and repay funds as needed within the sanctioned limit, offering flexibility in managing finances.
Interest on Used Amount: Interest is charged only on the amount you utilize, not on the entire overdraft limit, potentially reducing interest costs.
Longer Tenure: These loans come with extended repayment periods up to 15-20 years, easing the burden of large monthly installments.
Multiple End-Uses: The funds can be used for various purposes, including business expansion, education, and medical expenses, providing versatility.
Retain Ownership: You continue to own and use the property while leveraging its value for financial needs without having to sell it.

4. Important Factors to Consider When Taking a Loan Against Property Overdraft

Interest Rates and Fees: Compare various lenders to find the most competitive interest rates and understand all associated fees, including processing and prepayment charges.
Repayment Terms: Ensure you understand the flexibility in repayment options, tenure choices, and any penalties for early repayment.
Loan to Value (LTV) Ratio: Check the LTV ratio offered, which typically ranges from 50-70% of the property's value, influencing the maximum loan amount.
Eligibility and Documentation: Confirm you meet the lender's eligibility criteria and gather all necessary documentation such as property papers, income proof, and identity verification.
Property Valuation: Obtain an independent valuation of your property to ensure it accurately reflects market conditions and to determine potential loan amounts.
Impact on Cash Flow: Assess how the loan repayments will affect your monthly cash flow, ensuring you can manage the financial commitment comfortably.
Credit Score: Maintain a good credit score to negotiate better loan terms and increase your chances of approval.
Legal and Technical Verification: Ensure the property has a clear title and is free from legal disputes or encumbrances as lenders will conduct thorough checks before approving the loan.

5. Loans Against Property Overdraft Interest Rates?

Bank Name	Interest Rate (per annum)	Processing Fee	Maximum Tenure
State Bank of India (SBI)	7.45% - 10.65%	0.35% of loan amount (Min ₹2,000)	Up to 15 years
HDFC Bank	8.00% - 9.50%	Up to 1% of loan amount	Up to 15 years
ICICI Bank	8.50% - 10.50%	0.50% - 1% of loan amount	Up to 15 years
Axis Bank	8.90% - 11.25%	Up to 1% of loan amount (Min ₹10,000)	Up to 20 years
Bank of Baroda	8.15% - 10.15%	0.35% of loan amount (Min ₹10,000)	Up to 15 years
Punjab National Bank (PNB)	8.10% - 11.15%	0.50% of loan amount (Min ₹10,000)	Up to 15 years
Kotak Mahindra Bank	8.00% - 11.00%	Up to 1% of loan amount	Up to 15 years
IDFC First Bank	8.75% - 11.50%	1% of loan amount (Min ₹5,000)	Up to 20 years
IndusInd Bank	8.90% - 11.50%	0.75% - 1% of loan amount	Up to 20 years
Union Bank of India	8.40% - 10.90%	0.50% of loan amount (Min ₹7,500)	Up to 15 years

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Loans Against Property Overdraft

1. Who are the best Loans Against Property Overdraft providers?

SWOT Finance Consultancy
BlissBarter
Prime Growth Finance Services
Sharath
Failed Cibli Consulting Private Limited

2. What documents are required for a Loans Against Property Overdraft?

You will need identity proof (like Aadhar or PAN card), address proof (such as utility bills), income proof (salary slips or IT returns), property documents, and a completed application form.

3. What are the eligibility criteria for a Loans Against Property Overdraft?

Eligibility typically includes being an Indian resident, a salaried or self-employed individual, and owning a residential or commercial property. The property should be free of legal issues, and your income should meet the lender’s criteria.

4. How do I apply for a Loans Against Property Overdraft online?

You can apply online with the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can visit the lender’s website, fill out the online application form with your personal and property details, upload the required documents, and submit the application. The lender will review your application and contact you for further processing.

5. How can I get an instant Loans Against Property Overdraft?

Instant approval may be possible through pre-approved offers from existing lenders, provided you meet their criteria. Otherwise, submit a complete and accurate online application with all required documents for faster processing.

6. What is the percentage rate for Loans Against Property Overdraft?

The interest rate varies by lender but typically ranges between 9% to 14% per annum, depending on factors like the borrower’s profile, loan amount, and tenure.

7. Can I get a Loans Against Property Overdraft with a low CIBIL score?

While a low CIBIL score can make it more challenging, some lenders may still offer the loan at higher interest rates or require additional security. It’s advisable to improve your score for better terms.

8. What is the processing fee for a Loans Against Property Overdraft?

Processing fees usually range from 0.5% to 2% of the loan amount, depending on the lender. This fee covers administrative costs associated with processing the loan application.

9. Can I get a Loans Against Property Overdraft with a bad credit score?

Obtaining a loan with a bad credit score is challenging but possible with certain lenders. You may need to provide additional collateral, a co-applicant, or be prepared for higher interest rates and stringent terms.

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4.3

Based on 638 Reviews

Akash Gupta Banjara Hills

20 Aug, 2025

I was thoroughly impressed with your deep knowledge of the commercial lending market. You successfully identified the ideal loan product for our specific needs, resulting in very favorable terms. Your strategic advice was invaluable and we are extremely pleased with the outcome.

Krish Gandhi Delhi

19 Jun, 2025

He has provided me the loan without itr and gst from private financer even my cibil score is bad I love it

Universal Traders Chikkadpally

18 Oct, 2023

vijayalakshmi cheated me she took 20000 from me promosing me loan of 8 lakhs , she switched off her mobile , already filed a complaint with cyber crime cell , please dont trust her she is a fraud

Santosh yadav Goregaon

14 Jun, 2023

Mera loan kahi se ho nahi Raha tha , because of low credit score,but Mr Deepak and omkar sir help me start to end ,mera 14 lakh ka business loan, thanks dhansuvidha finance

Vivek Vargaonkar Goregaon

04 Jun, 2023

Fake company. Fraud workers . I applied for 20 lakh business loan . My Case was taken by Deepak salaskar . He charged me 2950 rs as Processing fees for loan . Deepak told me that this amount is refundable. Within 6 days after payment of 2950 my file got rejected and Deepak denied to refund my 2950 saying that it's non refundable amount . Now he is not picking my calls also . So better safeguard your precious money from these fraudsters.

Anup prajapati Goregaon

06 Apr, 2023

My experience with dhansuvidha has been way too good. Extremely professional and helpful staff. They guide you accordingly. I am thankful to Mr. Deepak sSpecifically as he did guide me right from the start to finish (disbursement ). Even post disbursement , he keeps in touch and guides in case we have any queries and even constantly reminds of the monthly emi just so that we are ready for the emi/debit.

kishan Goregaon

29 Mar, 2023

Dhan Suvida Finance is very good company special kiran madam and soni madam help me yeh logo ko jab bhi phone karu hamesha response milta hai mujhe help karne ke liye thanku

Harsha Ameerpet

13 Mar, 2023

This is Harsha, I have taken services from True Money Financial Solutions And Services. Sravan guided me in every prospects and helped me to get my Home Loan. So i request every one to connect with True Money Financial Solutions And Services for any kind of Home loans, Business loans, Mortgage loans etc.

Top Loans Against Property Overdraft Providers

What type of business loan do you need?

Find the Top Loans Against Property Overdraft Providers from Sulekha

Top List of Loans Against Property Overdraft as on Oct 19, 2025

SWOT Finance Consultancy

BlissBarter

Prime Growth Finance Services

Sharath

Failed Cibli Consulting Private Limited

Amit Aggarwal

Pratima Credit Services

SUSMITA VINOD

Bhawya Financial Services

MKN Loan

Latest User Reviews for Loans Against Property Overdraft

Why Choose Sulekha?

1. When to Consider Taking Out a Loan Against Property Overdraft

2. Eligibility Criteria for Loans Against Property Overdraft

3. Benefits and Advantages of a Loan Against Property Overdraft

4. Important Factors to Consider When Taking a Loan Against Property Overdraft

5. Loans Against Property Overdraft Interest Rates?

Most Common Questions About Loans Against Property Overdraft

1. Who are the best Loans Against Property Overdraft providers?

2. What documents are required for a Loans Against Property Overdraft?

3. What are the eligibility criteria for a Loans Against Property Overdraft?

4. How do I apply for a Loans Against Property Overdraft online?

5. How can I get an instant Loans Against Property Overdraft?

6. What is the percentage rate for Loans Against Property Overdraft?

7. Can I get a Loans Against Property Overdraft with a low CIBIL score?

8. What is the processing fee for a Loans Against Property Overdraft?

9. Can I get a Loans Against Property Overdraft with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application