Top List of ~listcount~ Loan Against Property in University Enclave, Delhi. Get an instant property loan with low interest rate, Also lending property loan, lap loan, Loans against rent receivables, Loan against pro#rty without map and more. Find Loan Against Property service providers near your location. as on Sep 08, 2025

Amit Aggarwal

Kamla Nagar, Delhi, 110007

+09021110319

Loans

Response Time: Within 15 MinsDistance: 0.9 Kms

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SAMARIDDHI ENTERPRISES

Sidhartha Nagar, Delhi, 110014

4.5/5 Based on 2 Reviews

+08048052021

Loans

Response Time: Within 15 MinsDistance: 13.39 Kms

Samariddhi Enterprises, located in Sidhartha Nagar, Delhi, specializes in offering home loans and financial services. With over five years of experience, the firm is known for its efficiency in dealing with various NBFCs and finance companies. Their range of services includes home loans, mortgage loans, and project loans, catering to a diverse clientele. Additionally, they provide SIPs (Systematic Investment Plans) and offer insurance services such as life and health insurance policies. Their working hours are from Monday to Saturday, 10 AM to 7 PM, and they have garnered positive feedback from customers for their professional approach and timely service

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

Rashi from Delhi

"I highly recommend Samariddhi to anyone looking for reliable financial advice."

aaryan verma from Delhi

"Samariddhi made my mortgage process very easy. I would recommend Samariddhi to anyone seeking a trustworthy, stress-free mortgage experience. "

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All About Finances

Delhi, Delhi, 110095

4.9/5 Based on 80 Reviews

+08069876239

Loans

Response Time: Within 15 MinsDistance: 10.14 Kms

All About Finances is a boutique financial consultancy firm that specializes in helping customers secure home loans, loans against property, and business loans. They cater to a diverse clientele across Delhi NCR, including those with varied profiles like salaried employees, business owners, and even those without income tax returns. Their services include providing comparisons of interest rates, repayment terms, and fees from multiple lenders to help customers find the best loan options. The firm is known for its user-friendly approach, offering tools and expert assistance to simplify the loan application process. Additionally, they provide doorstep services with dedicated relationship managers to guide customers through every step of the process, ensuring a hassle-free experience?

Available Loan Types:

Offering 8 different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

Shivam from Delhi

"Osm service"

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Chaitanya Fintech

Shahdara, Delhi, 110051

+08069831491

Loans Construction Loans

Response Time: More than 60 MinsDistance: 6.01 Kms

Welcome to Chaitanya Fintech, your one-stop-shop for all your loan needs. With our establishment in Shahdara, we have been helping individuals and businesses alike secure the loans they need to achieve their financial goals. Our team of experts specializes in a wide range of loan services, including home loans, business loans, mortgage loans, personal loans, and project loans. We also provide private finance loans, machinery loans, and loans for CIBIL and non-CIBIL defaulters. With flexible loan options and competitive interest rates, we make sure to tailor our services to meet your specific needs. Visit us today to embark on your journey towards financial success.

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SHRI BALAJI

Shakurpur, Delhi, 110034

+08048051903

Loans

Response Time: Within 30 Mins Distance: 6.61 Kms

Welcome to SHRI BALAJI - a trusted name in the world of finance and loans. Established in 2004 in Shakurpur, our company has been providing exceptional loan services to individuals and businesses of all sizes. Our team of experts specializes in providing a wide range of loans including vehicle, home, business, mortgage, and more. Our services cater to both CIBIL defaulters and those with a credit score above 750. We also provide loans for all types of properties - commercial, residential, and industrial. Our loan amounts range from 11 lakhs to over 1 crore, making us the perfect choice for all your financial needs. Visit us today and let us help you achieve your dreams.

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SB Manpower Solutions

Delhi, Delhi, 110051

4.9/5 Based on 8 Reviews

+08069873732

Loans

Response Time: Within 15 MinsDistance: 8.43 Kms

Vivek Kumar in Delhi provides a variety of consultancy services, primarily focusing on areas like finance management and corporate solutions. His consultancy offers personalized advice and strategies for businesses looking to optimize their financial operations or expand their market presence. Located in Pitampura, Vivek Kumar’s consultancy has garnered positive reviews for its efficient and reliable services, earning a solid reputation in the local business community. Clients appreciate the comprehensive and tailored approach that ensures their specific needs are met with precision. Whether it's financial planning, legal advice, or business strategy, Vivek Kumar is recognized for his professionalism and commitment to client success

Available Loan Types:

Offering 3 different types of loans

Loan Amount Range:

From ₹1 Lakhs to ₹25 Lakhs and above
Depending on the type of loan

Vivek Sharma from Delhi

"Good service Provider"

Ravi jha from Delhi

"Vivek sr your loan survices are very exilant ??????"

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Loan Suvidha Services

Patel Nagar, Delhi, 110008

4.9/5 Based on 11 Reviews

+08035426311

Loans

Response Time: Within 15 MinsDistance: 6.31 Kms

Loan Suvida is a fast-growing loan distribution agency based in Delhi NCR, led by Avinash Mohapatra. With over 15 years of expertise in the loan industry, the company specializes in providing customers with tailored loan solutions from various banks, NBFCs, and other financial institutions. Their services include personal loans, home loans, business loans, car loans, and loan against property (LAP), with interest rates and terms varying based on the customer's profile and credit score. Loan Suvida offers both online and offline services, ensuring a smooth and hassle-free loan application process. They act as direct selling agents and are committed to helping clients find the best loan products to meet their needs, though they do not guarantee loan approval as it depends on the lender's discretion

Available Loan Types:

Offering 5 different types of loans

Loan Amount Range:

From ₹25 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

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Gupta and Co

Ghazipur, Delhi, 110096

+08069868309

Loans

Distance: 12.22 KmsSulekha score: 6.1

Gupta and Co., located in Ghazipur, Delhi, offers a range of financial services, specializing in loans and consultancy. Established in 2016, this firm provides services such as business loans, home loans, mortgage loans, education loans, and more. Their expertise also extends to NGO consultancy and chartered accounting services. With a strong presence in the local area, Gupta and Co. has built a reputation for helping clients with their financial needs, ensuring tailored solutions for individuals and businesses alike. Operating with a dedicated team of professionals, they are known for their customer-centric approach and commitment to delivering quality services?

Available Loan Types:

Offering 20+ different types of loans

Loan Amount Range:

From ₹5 Lakhs to ₹1 Crore and above
Depending on the type of loan

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Realty Finserv

University Enclave, Delhi, 122018

Loans Construction Loans Loan against Mutual Funds

+3 more

Distance: 13.4 KmsSulekha score: 7

Welcome to Realty Finserv, your one-stop solution for all your loan needs. We are a leading business in the Vaishali Sector 4 area with a strong presence since 2021. Our team of experts is dedicated to providing you with the best financial solutions and services. With a wide range of loan categories, including home loans, business loans, mortgage loans, and more, we cater to all your financial requirements. Our services are available for both CIBIL and non-CIBIL defaulters, and we also offer NRI loans. Our working hours are flexible, making it convenient for you to avail our services. Contact us now to embark on your journey towards financial stability.

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Easy Loans

University Enclave, Delhi, 122018

Loans

Distance: 13.6 KmsSulekha score: 6.8

Home Loan, Loan Against Property, Business Loan, Personal Loan, Auto Loan, Plot Plus Construction.

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, loan against property, home loans, vehicle loans, car loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Loan Against Property?

Business Expansion: If you are an entrepreneur or business owner looking to expand your business, a LAP can provide the necessary capital. The lower interest rates compared to unsecured loans make it a cost-effective option for funding significant business activities such as opening new branches, purchasing equipment, or increasing inventory.
Debt Consolidation: When you have multiple high-interest debts, consolidating them into a single LAP can reduce your overall interest burden. This simplifies repayment and can lead to significant savings on interest payments over time.
Large Personal Expenses: LAP is suitable for financing large personal expenses such as:
- Higher education: Funding your or your child's education, especially if studying abroad.
- Medical emergencies: Covering substantial medical expenses not fully covered by insurance.
- Weddings: Financing wedding expenses, which can be substantial in some cultures.
Home Renovation or Improvement: If you plan to renovate or improve your property, taking a LAP can be a good option. It allows you to use the property itself to generate funds for its enhancement, potentially increasing its value further.
Investment Opportunities: When a lucrative investment opportunity arises, a LAP can provide the necessary funds. However, ensure that the expected returns outweigh the cost of the loan to avoid financial strain.
Tax Benefits: In some jurisdictions, interest paid on a LAP used for specific purposes such as business or home renovation may be eligible for tax deductions. Consult with a tax advisor to understand the potential tax benefits in your case.
Lower Interest Rates: LAPs generally have lower interest rates compared to personal loans or credit cards because they are secured by property. If you qualify for favorable interest rates, this can make LAP an attractive option for financing needs.
Longer Repayment Tenure: LAPs typically offer longer repayment tenures compared to unsecured loans, which can result in lower monthly installments and reduced financial pressure. This can be advantageous if you need a substantial amount of money and prefer manageable monthly payments.

2. Eligibility Criteria for Taking a Loan Against Property?

Age: The applicant should typically be between 21 to 65 years old. Some lenders may have slightly different age criteria, but generally this range is standard for most financial institutions.
Income: For salaried individuals, a consistent income with a minimum required salary is essential. Self-employed individuals need to show a stable income from their business or professional practice, with lenders often requiring a minimum annual income based on business turnover and profitability.
Employment Stability: Salaried individuals need at least 2-3 years of continuous employment, with a minimum of 1 year in the current job. Self-employed individuals should have a minimum of 3-5 years in their current business or profession to demonstrate stability.
Property Ownership: The pledged property must be owned by the applicant and can be residential, commercial, or industrial. It should be free of disputes and have clear title ownership to qualify as collateral.
Credit Score: A good credit score, usually 650 or higher, is crucial for loan approval. A higher score can result in better loan terms and interest rates, reflecting the applicant's creditworthiness.
Property Valuation: The loan amount is typically 50% to 70% of the property's market value. Lenders assess the property's condition, location, and marketability to determine its valuation.
Documentation: Required documents include identity proof, address proof, income proof, property documents, and bank statements. Self-employed individuals may need to provide additional documents like business continuity proof, balance sheets, and profit & loss statements.
Existing Liabilities: Lenders evaluate existing debts and financial obligations to assess the applicant's repayment capacity. This helps determine the overall financial health and risk involved in lending.
Purpose of the Loan: Lenders may inquire about the loan's purpose, such as business expansion, debt consolidation, education, or medical expenses. Knowing the loan's purpose helps in assessing its appropriateness and risk.
Loan Tenure: Loan tenure typically ranges from 5 to 15 years, with some lenders extending up to 20 years based on the applicant's profile and the lender's policies. Longer tenure may affect the overall interest paid.
Additional Considerations: Lenders may have additional requirements or specific eligibility criteria based on their internal policies and risk assessment frameworks. Comparing offers from different lenders can help find the most suitable terms and conditions.

3. What are the Benefits and Advantages of a Loan Against Property?

Lower Interest Rates: The secured nature of LAP means lenders offer lower interest rates compared to unsecured loans. Additionally, the longer repayment tenures, ranging from 5 to 15 years, lead to lower EMIs and easier repayment schedules.
High Loan Amount: LAPs provide substantial financing, with loan amounts often up to 60-70% of the property's market value. This significant fund can be used for various purposes such as business expansion, education, or medical emergencies.
Retain Property Ownership: Borrowers retain ownership of their property while using it as collateral. This means they can continue to use the property and benefit from any increase in its value over time.
Flexible Repayment Options: Borrowers can choose repayment tenures that fit their financial situation, from short-term to long-term options. Additionally, many lenders allow prepayment or foreclosure with minimal charges, reducing the overall interest burden.
Tax Benefits: If the loan is used for business purposes, the interest paid can be claimed as a business expense, reducing taxable income. Loans used for home renovation or purchase may also qualify for tax benefits under Section 24(b) of the Income Tax Act.
Improved Credit Score: Regular and timely repayment of the loan can positively impact the borrower’s credit score, improving their creditworthiness for future borrowings.
No Restriction on Usage: LAPs offer flexible utilization, allowing borrowers to use the funds for any purpose without stringent restrictions, making it a versatile financial solution.
Leverage Idle Property: Property that is not generating income can be leveraged to secure a loan, effectively turning a non-liquid asset into usable funds, thus monetizing idle property.

4. Important Factors to Consider When Taking a Loan Against Property?

Property Valuation: Understand the current market value of your property as it determines the loan amount you can avail. Note that the lender's valuation might differ from your expectations.
Loan-to-Value Ratio (LTV): Lenders typically offer 60% to 80% of the property's value. Higher LTV ratios might attract higher interest rates, so it’s essential to consider this when applying.
Interest Rates: Choose between fixed and floating interest rates. Fixed rates remain constant while floating rates can change with market conditions. Comparing rates from different lenders can help you find the most competitive offer.
Repayment Terms: Loan tenures can range from 5 to 20 years or more, with longer tenures resulting in lower EMIs but higher overall interest payments. Check for any prepayment or foreclosure charges as well.
Eligibility Criteria: Lenders assess income stability and repayment capacity, so ensure you have sufficient income to meet the EMIs. A higher credit score can increase approval chances and result in better terms.
Processing Fees and Other Charges: Be aware of processing fees, legal charges, valuation fees, and administrative costs. Watch out for hidden charges that could increase the overall cost of the loan.
Documentation: Ensure you have all necessary property documents such as the title deed and property tax receipts, as well as personal financial documents, ID proofs, and address proofs.
Purpose of the Loan: Clearly define the loan's purpose, whether for business expansion, education, medical expenses, or home renovation. Ensure the purpose justifies the interest and principal repayments.
Legal and Regulatory Factors: Ensure the property has a clear title and is free from legal disputes. Verify that it complies with local municipal regulations and zoning laws.
Risks and Contingencies: Consider the risk of default and the implications of losing your property. Maintain an emergency fund to cover EMIs in case of unforeseen financial difficulties.

5. Loan Against Property Interest Rates?

Bank	Interest Rate (p.a.)	Processing Fee	Loan Amount	Tenure
HDFC Bank	8.50% - 10.00%	Up to 1.00% of loan amount	Up to ₹5 crore	Up to 15 years
ICICI Bank	8.90% - 9.75%	Up to 1.00% of loan amount	Up to ₹5 crore	Up to 15 years
State Bank of India (SBI)	7.90% - 9.50%	0.35% of loan amount (max ₹10,000)	Up to ₹7.5 crore	Up to 15 years
Axis Bank	9.00% - 11.00%	Up to 1.00% of loan amount	Up to ₹5 crore	Up to 20 years
Kotak Mahindra Bank	9.25% - 11.25%	Up to 1.00% of loan amount	Up to ₹3 crore	Up to 15 years
Bank of Baroda	8.15% - 9.85%	1.00% of loan amount	Up to ₹10 crore	Up to 15 years
Punjab National Bank (PNB)	8.40% - 10.05%	1.00% of loan amount	Up to ₹5 crore	Up to 15 years
Canara Bank	8.75% - 10.30%	Up to 1.00% of loan amount	Up to ₹5 crore	Up to 10 years
IDFC First Bank	9.50% - 11.00%	Up to 1.50% of loan amount	Up to ₹10 crore	Up to 20 years
Union Bank of India	8.25% - 10.00%	Up to 1.00% of loan amount	Up to ₹10 crore	Up to 15 years

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Loan Against Property

1. Who are the best Loan Against Property providers in University Enclave, Delhi?

Amit Aggarwal
Chaitanya Fintech
Loan Suvidha Services
SHRI BALAJI
SB Manpower Solutions

2. What documents are required for a Loan Against Property?

To apply for a Loan Against Property, you'll typically need identity proof (like Aadhaar or PAN card), address proof, property documents, income proof (salary slips or IT returns), and bank statements for the last 6-12 months.

3. What are the eligibility criteria for a Loan Against Property?

Eligibility criteria include being an Indian resident, aged between 21 to 65 years, with a stable income. Both salaried and self-employed individuals can apply, and the property should be free of legal issues.

4. How do I apply for a Loan Against Property online?

To apply online, you can fill out the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can visit the lender's website, fill out the application form with required details, upload the necessary documents, and submit. The lender will review your application and contact you for further steps.

5. How can I get an instant Loan Against Property?

Instant loans against property are available from select lenders with streamlined processes. You need to have all documents ready and apply through their quick approval portals, often getting approval within 24-48 hours.

6. What is the percentage rate for Loan Against Property?

Interest rates for a Loan Against Property typically range from 8% to 15% per annum, depending on the lender, loan amount, tenure, and your credit profile.

7. Can I get a Loan Against Property with a low CIBIL score?

Yes, it is possible, but a low CIBIL score might result in higher interest rates and stricter terms. Some lenders specialize in providing loans to individuals with lower credit scores.

8. What is the processing fee for a Loan Against Property?

Processing fees for a Loan Against Property generally range from 0.5% to 2% of the loan amount, varying by lender. Additional charges like legal fees and valuation charges may also apply.

9. Can I get a Loan Against Property with a bad credit score?

Getting a loan with a bad credit score is challenging but not impossible. You may face higher interest rates and stringent conditions. Some lenders may require a guarantor or additional collateral.

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Top Loan Against Property in University Enclave, Delhi

What type of mortgage loan do you need?

Find the Top Loan Against Property Loan Providers from Sulekha in University Enclave, Delhi

Amit Aggarwal

SAMARIDDHI ENTERPRISES

All About Finances

Chaitanya Fintech

SHRI BALAJI

SB Manpower Solutions

Loan Suvidha Services

Gupta and Co

Realty Finserv

Easy Loans

Recently Connected Loans in Delhi

Why Choose Sulekha?

1. When to Consider Taking Out a Loan Against Property?

2. Eligibility Criteria for Taking a Loan Against Property?

3. What are the Benefits and Advantages of a Loan Against Property?

4. Important Factors to Consider When Taking a Loan Against Property?

5. Loan Against Property Interest Rates?

Most Common Questions About Loan Against Property

1. Who are the best Loan Against Property providers in University Enclave, Delhi?

2. What documents are required for a Loan Against Property?

3. What are the eligibility criteria for a Loan Against Property?

4. How do I apply for a Loan Against Property online?

5. How can I get an instant Loan Against Property?

6. What is the percentage rate for Loan Against Property?

7. Can I get a Loan Against Property with a low CIBIL score?

8. What is the processing fee for a Loan Against Property?

9. Can I get a Loan Against Property with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application