Term Loans Services Nearby

Rasta Peth Somwar Peth Pune R.S. Shukrawar Peth

Top List of ~listcount~ Term Loan Providers in Nana Peth, Pune. Get an instant Term Loan with low interest rate, Also apply for Short term loan, Long term loan, personal loan, and more. Find the best Term Loan service providers near your location. as on Sep 16, 2025

BlissBarter

Bavdhan, Pune, 444709

+918069831441

Loans

Response Time: Within 15 MinsDistance: 9.21 Kms

At BlissBarter, we go beyond loan lending offering smart investment guidance and property consultation to help you grow, secure, and achieve your financial dreams. Here's to new beginnings, trusted partnerships, and building financial bliss together "Your financial bliss starts from here. Loans | Property | Investments Trusted advisors in Loans, Real Estate & Investments. Grow your wealth the right way. Book a consultation today."

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Pradeep Investment Consultant

Shivaji Nagar, Pune, 411004

+918069868513

Loans Construction Loans Structural Adjustment Loans

Response Time: Within 60 MinsDistance: 2.41 Kms

Welcome to Pradeep Investment Consultant, your one-stop destination for all your loan needs. Whether it's a home loan, mortgage loan, project loan, or unsecured loan, we have got you covered. Our team of experts will guide you through the entire process and help you choose the best option for your financial needs. With over 10 years of experience in the industry, we have successfully helped thousands of customers achieve their financial goals. Our services include private finance loans, business loans, and personal loans ranging from 6-15 lakhs. We also offer loans against property, rent receivables, cash credit, and overdraft. Visit us today at our Ganeshkhind location and take the first step towards securing your financial future.

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SWATI ASSOCIATES

Wanowrie, Pune, 411040

+912-49429133

Loans

Response Time: More than 60 MinsDistance: 3.97 Kms

experts in financial consultancy and advisory for term loans expertise is we give you transparent deals with less interest and more loan amount

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Dinesh Bidkar

Vishrantwadi, Pune, 411015

+918069831581

Loans Construction Loans

Response Time: Within 15 MinsDistance: 7.97 Kms

Dinesh Bidkar established his business in 2009 providing loans at an affordable rate to everyone with minimum mortgage. He gives loans for flat/apartment, residential building, commercial building and plot starting from 10 lakhs to more than 50 lakhs. The type of loans we offer come under Loan against property and Loans against rent receivables. If all the necessary documents are done, we make sure the loan amount is transferred to the customer immediately. Call us for more details.

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ARAV ENTERPRISES AND FINANCIAL SERVICES

Pune R.S., Pune, 411005

+918069875431

Loans

Response Time: More than 60 MinsDistance: 1.13 Kms

Welcome to ARAV ENTERPRISES AND FINANCIAL SERVICES, where we offer a wide range of loan services including Home loan, business loan, vehicle loans, personal loans, Unsecured Business loan, Mortgage loan and commercial vehicle loans. Our team is committed to helping you find the right loan to fit your needs, whether you're in the market for a new or used vehicle. With over 10 years of experience in the financial industry, our team of experts will work with you to find a loan that fits your budget and credit score. Stop by our location in Pune R.S. to explore your options and see how our services can help you achieve your goals.

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Ajay D Taware & Associates

Kothrud, Pune, 411038

+918035428214

Loans

Response Time: Within 15 MinsDistance: 6.24 Kms

Welcome to Ajay D Taware & Associates, your one-stop destination for all your financial and tax needs. Our team of experienced and dedicated professionals offer a wide range of services including chartered accountant services, loans, and finance and taxation services. We have been in the industry for over 10 years and have a team of skilled employees to assist you with all your financial needs. Our services include home loans, personal loans, private finance loans, CA for audit and assurance, CA for commercial taxation, and much more. We cater to individuals and businesses in Kothrud and are available to assist you both in person and online. With us, you can rest assured that your financial needs are in safe hands. Come, join us and experience hassle-free financial management.

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BSB Services

Fursungi, Pune, 412301

Loans Construction Loans Structural Adjustment Loans

Distance: 12.8 KmsSulekha score: 7.1

Welcome to GAURI BADADE, your one-stop destination for all types of loans. We offer loans for various purposes including home loans, business loans, mortgage loans, personal loans, and project loans. Our expert team is dedicated to assisting you with all your loan needs. With a proven track record of providing the best financial solutions, we have become the top choice for many customers in Fursungi. We understand that everyone's financial needs are different, which is why we offer a wide range of loan options to suit your specific requirements. Our services are available for both CIBIL defaulters (with a score below 750) and non-CIBIL defaulters (with a score above 750). Contact us today to explore our loan options and achieve your financial goals.

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Fedbank Financial Services Ltd

Paud Road, Pune, 411038

Unverified

Loans

Distance: 4.58 Kms

Fedbank Financial Services Ltd (Fedfina) acquired receipt of its NBFC license in 2010. Fedfina has 450 plus gold loan branches across the country. It caters to products like Gold Loan, Home Loan, and Loan against Property (LAP) and Business Loan. Fedbank Financial Services Limited is poised to emerge as a relevant player in the BFSI space.

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Fedbank Financial Services Ltd

Hadapsar, Pune, 411028

Unverified

Loans

Distance: 6.97 Kms

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Fedbank Financial Services Ltd

Warje, Pune, 411058

Unverified

Loans

Distance: 7.93 Kms

Fedbank Financial Services Ltd (Fedfina) acquired receipt of its NBFC license in 2010. Fedfina has 500 plus gold loan branches across the country. It caters to products like Gold Loan, Home Loan, and Loan against Property (LAP) and Business Loan. Fedbank Financial Services Limited is poised to emerge as a relevant player in the BFSI space.

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, term loans, home loans, vehicle loans, car loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Term Loan?

Business Expansion: Opening new locations or upgrading facilities often requires significant capital. A term loan can provide the necessary funds to support these growth initiatives, allowing you to spread out the costs over time.
Large Capital Expenditures: When purchasing expensive equipment or real estate, a term loan can be beneficial. This allows businesses to invest in assets that enhance productivity and profitability without depleting cash reserves.
Refinancing Existing Debt: Consolidating multiple high-interest debts into a single term loan with a lower interest rate can reduce overall interest payments and simplify financial management, making it easier to focus on business operations.
Stable Revenue Stream: If your business has a predictable revenue stream, managing the monthly payments of a term loan can be feasible. This stability ensures that loan repayments can be made without disrupting other financial commitments.
Specific Funding Needs: For working capital, marketing campaigns, or product development, a term loan can provide the required funds. This targeted use of the loan can drive future revenue growth and operational efficiency.
Building Credit History: For new businesses, taking out a term loan and making timely payments can help establish and build a strong credit history. This can improve future borrowing terms and overall financial credibility.
Emergencies and Unexpected Opportunities: Term loans can offer quick access to funds during emergencies or when lucrative business opportunities arise. This flexibility allows you to address urgent needs or capitalize on time-sensitive opportunities.

2. Eligibility Criteria for Taking a Term Loan?

Age of the Applicant: Individuals should typically be between 21 to 65 years old at the time of loan maturity. For businesses, lenders generally require the business to have been operational for at least 2-3 years.
Credit Score: A good credit score is crucial, with most lenders preferring a score of 650 or above. A higher credit score can increase the chances of loan approval and may result in more favorable terms and interest rates.
Income and Employment Stability: Individuals must provide proof of steady income through salary slips, income tax returns, and bank statements. Businesses need to show financial statements, tax returns, and consistent revenue over the past few years to demonstrate financial stability.
Business Financial Health (for business loans): Lenders look for profitable businesses with positive cash flow to ensure loan repayment ability. Detailed financial records and a clear picture of future earnings potential are essential for approval.
Collateral: Term loans are often secured, requiring collateral such as property, equipment, or other valuable assets. The value and type of collateral can significantly impact the loan amount and terms offered by the lender.
Loan Purpose: Clear documentation and explanation of the loan purpose, whether for business expansion, equipment purchase, or working capital, is essential. This helps lenders understand how the loan will be used and its expected benefits.
Existing Debt: Lenders assess existing debt obligations to ensure the applicant can manage additional loan repayments without financial strain. A manageable level of existing debt improves the chances of loan approval.
Business Plan (for business loans): A detailed business plan outlining the loan purpose, expected benefits, and repayment strategy is crucial. This plan helps lenders understand how the loan will contribute to business growth and profitability.
Legal and Regulatory Compliance: The business should comply with all relevant laws and regulations, and proper licensing and permits should be in place. Compliance ensures that the business operates within legal boundaries, reducing risks for lenders.
Relationship with the Lender: Existing relationships with the lender, such as maintaining business accounts or previous loans, can be beneficial. A good repayment history with the lender can positively influence the loan approval process and terms.

3. What are the Benefits and Advantages of a Term Loan?

Predictable Repayment Schedule: Term loans come with fixed monthly payments, making it easier for borrowers to budget and manage cash flow. They have a specific end date, providing clarity on when the debt will be fully paid off.
Fixed Interest Rates: Many term loans have fixed interest rates, ensuring that the cost of borrowing remains constant throughout the loan term. This stability protects borrowers from fluctuations in interest rates.
Larger Loan Amounts: Term loans often provide larger sums of money compared to other types of loans, making them suitable for significant investments such as business expansions, equipment purchases, or real estate acquisitions.
Flexibility in Usage: Borrowers can use term loan funds for various purposes, including working capital, purchasing assets, refinancing other debts, or funding specific projects.
Builds Credit History: Successfully repaying a term loan can help improve the borrower's credit score, enhancing their ability to secure future financing on favorable terms.
Interest Tax Deduction: For businesses, the interest paid on term loans is often tax-deductible, reducing the overall cost of borrowing.
Longer Repayment Periods: Term loans can have extended repayment periods, sometimes up to 10-30 years for real estate loans, making the payments more manageable.
Structured Repayment Plans: Many term loans are amortized, meaning each payment covers both interest and principal, gradually reducing the loan balance over time.
Potential for Lower Interest Rates: If the term loan is secured by collateral (such as property or equipment), borrowers may benefit from lower interest rates compared to unsecured loans.
Enhanced Business Growth: Term loans provide the necessary capital for businesses to invest in growth opportunities such as expanding operations, entering new markets, or developing new products.

4. Important Factors to Consider When Taking a Term Loan?

Interest Rate: Determine whether the interest rate is fixed or variable, as this affects your monthly payments and total interest cost. Look at the Annual Percentage Rate (APR), which includes the interest rate plus any fees or other costs, providing a more accurate picture of the loan's overall cost.
Loan Amount: Ensure the loan amount meets your financial needs without being excessive, as borrowing more than necessary can lead to higher interest payments. It's crucial to find a balance that covers your needs but remains manageable.
Repayment Term: Consider whether a short-term or long-term repayment period is better for your financial situation. Shorter terms generally have higher monthly payments but lower total interest costs, while longer terms have lower monthly payments but higher overall interest.
Monthly Payment: Ensure the monthly payment is affordable within your budget. Use a loan calculator to understand how different terms and interest rates impact your payments, helping you to choose a loan that fits your financial plan.
Fees and Charges: Be aware of any origination fees, prepayment penalties, and late fees associated with the loan. These can significantly impact the overall cost and flexibility of the loan.
Credit Score Requirements: Your credit score affects your eligibility and the interest rate offered. Ensure your credit score meets the lender's requirements to qualify for favorable terms, and work on improving it if necessary.
Collateral: Determine if the loan is secured or unsecured. Secured loans require collateral, which can be seized if you default, while unsecured loans do not require collateral but typically have higher interest rates.
Lender's Reputation: Research the lender’s reputation, customer service, and reviews. A reputable lender will offer transparent terms and good customer support, ensuring a smoother loan process.
Loan Purpose: Clearly define the purpose of the loan and ensure it aligns with your financial goals. Different loans may have specific terms based on their intended use, such as business expansion or home renovation.
Economic Conditions: Consider current and future economic conditions that may affect your ability to repay the loan. Economic downturns can impact your income and employment, affecting your repayment capacity.
Documentation and Eligibility: Understand the required documentation and ensure you meet all eligibility criteria, such as proof of income and employment history, to avoid delays or rejections.
Legal and Regulatory Aspects: Be aware of any legal or regulatory requirements related to the loan, especially if borrowing from a foreign or online lender, to ensure compliance and avoid potential legal issues.

5. Term Loan Interest Rates?

Bank Name	Term Loan Interest Rate (per annum)	Loan Amount	Tenure Range
State Bank of India	7.50% - 10.25%	Up to ₹2 crore	1 - 15 years
HDFC Bank	8.25% - 11.50%	Up to ₹10 crore	1 - 15 years
ICICI Bank	8.35% - 11.75%	Up to ₹5 crore	1 - 10 years
Axis Bank	8.40% - 11.90%	Up to ₹5 crore	1 - 10 years
Punjab National Bank	7.75% - 10.50%	Up to ₹1 crore	1 - 10 years
Bank of Baroda	7.60% - 10.40%	Up to ₹2 crore	1 - 12 years
Canara Bank	7.85% - 11.20%	Up to ₹2 crore	1 - 12 years
Kotak Mahindra Bank	8.50% - 12.00%	Up to ₹10 crore	1 - 15 years
Union Bank of India	7.70% - 10.75%	Up to ₹1 crore	1 - 10 years
IDFC First Bank	8.75% - 12.50%	Up to ₹5 crore	1 - 10 years

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Term Loans

1. Who are the best Term Loan providers in Nana Peth, Pune?

ARAV ENTERPRISES AND FINANCIAL SERVICES
Pradeep Investment Consultant
SWATI ASSOCIATES
Fedbank Financial Services Ltd
Ajay D Taware & Associates

2. What documents are required for a Term loan?

You will typically need identification proof (like a PAN card or passport), address proof (such as a utility bill or Aadhaar card), income proof (like salary slips or IT returns), bank statements, and any collateral documents if required.

3. What are the eligibility criteria for a Term loan?

Eligibility criteria generally include a minimum age (usually 21 years), stable income, a good credit score, and fulfilling the lender's specific employment or business requirements. Collateral may be required for secured term loans.

4. How do I apply for a Term loan online?

To apply online, you can apply online with the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Visit the lender's website, fill out the application form with personal and financial details, upload the required documents, and submit the form. You'll receive a response from the lender after they review your application.

5. How can I get an instant Term loan?

Instant term loans can be obtained from lenders offering quick disbursement services. Ensure you meet their eligibility criteria, have all required documents ready, and apply online through their quick approval process.

6. What is the percentage rate for Term loans?

The interest rate for term loans varies depending on the lender, borrower’s credit profile, loan amount, and tenure. Rates typically range from 8% to 18% per annum but can differ based on individual circumstances and market conditions.

7. Can I get a Term loan with a low CIBIL score?

It is possible, but challenging, to get a term loan with a low CIBIL score. Lenders may charge higher interest rates or require collateral. Improving your credit score beforehand can increase your chances of approval.

8. What is the processing fee for a Term loan?

Processing fees for term loans vary by lender and are generally between 1% to 2% of the loan amount. Some lenders may also have a minimum fee regardless of the loan size.

9. Can I get a Term loan with a bad credit score?

Obtaining a term loan with a bad credit score is difficult but possible. You may need to provide collateral or a co-signer, and expect higher interest rates. Some specialized lenders cater to high-risk borrowers.

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Top Term Loan in Nana Peth, Pune

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Term Loans Services Nearby

Top List of ~listcount~ Term Loan Providers in Nana Peth, Pune. Get an instant Term Loan with low interest rate, Also apply for Short term loan, Long term loan, personal loan, and more. Find the best Term Loan service providers near your location. as on Sep 16, 2025

BlissBarter

Pradeep Investment Consultant

SWATI ASSOCIATES

Dinesh Bidkar

ARAV ENTERPRISES AND FINANCIAL SERVICES

Ajay D Taware & Associates

BSB Services

Fedbank Financial Services Ltd

Fedbank Financial Services Ltd

Fedbank Financial Services Ltd

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Why Choose Sulekha?

1. When to Consider Taking Out a Term Loan?

2. Eligibility Criteria for Taking a Term Loan?

3. What are the Benefits and Advantages of a Term Loan?

4. Important Factors to Consider When Taking a Term Loan?

5. Term Loan Interest Rates?

Most Common Questions About Term Loans

1. Who are the best Term Loan providers in Nana Peth, Pune?

2. What documents are required for a Term loan?

3. What are the eligibility criteria for a Term loan?

4. How do I apply for a Term loan online?

5. How can I get an instant Term loan?

6. What is the percentage rate for Term loans?

7. Can I get a Term loan with a low CIBIL score?

8. What is the processing fee for a Term loan?

9. Can I get a Term loan with a bad credit score?

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