Top List of 9 Plot Loan Providers in Hyderabad. Get an instant Plot Loan with low interest rate, Also loan for land purchase, land loan, and more. Find the best Plot loan service providers near your location. as on Apr 26, 2025

MNR Associates

Manikonda, Hyderabad, 500089

4.0/5 Based on 7 Reviews

+08069875565

Loans

Response Time: Within 15 MinsSulekha score: 7.4

MNR Associates, located in Manikonda, Hyderabad, specializes in providing a range of financial services with a focus on mortgage loans and loan against property. Known for their prompt response time and customer-centric approach, they have built a reputation for delivering tailored financial solutions to meet individual needs. The firm operates with a Sulekha score of 6.9, and their working hours are from 10:00 AM to 9:00 PM. MNR Associates is particularly noted for their expertise in mortgage loans, offering competitive terms and a hassle-free experience for clients. Their services are designed to support both personal and business financial needs, ensuring that clients receive the best possible guidance and support in their financial journey

Available Loan Types:

Offering 5 different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

monica from Hyderabad

"New loan is provided in less time with full documents. "

umamaheshwari from Hyderabad

"All the documents are varified and been given excellent service. "

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Sainath Goud

Kavadiguda, Hyderabad, 500080

+08069876198

Loans

Sulekha score: 5.9Working hours: 9 AM to 9 PM

Sainath Goud is a reliable financial consultant located in Kavadiguda, Hyderabad, specializing in various loan services. With a focus on providing tailored solutions, they offer a range of products including home loans, mortgage loans, and loans against property. Their services are designed to cater to both individuals with high and low CIBIL scores, ensuring accessibility to financial resources regardless of past credit challenges. Sainath Goud is known for their quick response times, typically within 30 minutes, and a customer-focused approach that prioritizes understanding clients' needs to find the best loan options available.

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From less than ₹10 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

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Baig Associates

Banjara Hills, Hyderabad, 500034

4.9/5 Based on 77 Reviews

+08069867989

Loans

Response Time: Within 15 MinsSulekha score: 7.3

Baig Associates, located in Banjara Hills, Hyderabad, specializes in offering a wide range of loan services to meet diverse financial needs. Established in 2016, this firm has built a reputation for reliability and customer satisfaction, catering to both individual and commercial clients. Their services include vehicle loans, home loans, mortgage loans, and loans against property, among others. The firm prides itself on its dedicated team of professionals who work tirelessly to find the best loan solutions for their clients. Operating with a high response rate and strong customer feedback, Baig Associates ensures that financial goals are within reach for all their customers.

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

DUSHYANTH from Hyderabad

"I got information through news paper then i immediately contact Mr Khadar Valli Baig i think he is very good Behaviour and genuine person because for getting proper information about mortgage loan and easy to get mortgage loan as per our requirement, "

MMS Steels Power Private Ltd from Hyderabad

"He is good service and genuine service in Hyderabad baig Associates "

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Eshwar Solutions

Alwal, Hyderabad, 500015

3.5/5 Based on 2 Reviews

+08035428044

Loans Construction Loans Structural Adjustment Loans

Response Time: More than 60 MinsSulekha score: 7.5

Welcome to Eshwar Solutions, your one-stop destination for all your loan needs. Our company was established in 2005 and has been providing excellent services ever since. We offer various types of loans, including home loans, mortgage loans, project loans, and more. Our team consists of experienced professionals who are dedicated to helping you find the perfect loan for your needs. Our services are available in Alwal and surrounding areas. With us, you can rest assured that your loan application process will be smooth and hassle-free. Come to Eshwar Solutions for all your loan requirements and experience the best services.

suryaprakash from Hyderabad

"job done iam happy to this customer mummudi finnacial services"

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Tapasvi Associates

Saroor Nagar, Hyderabad, 500035

+08069876454

Loans Construction Loans

Response Time: Within 15 MinsSulekha score: 6.5

Welcome to Tapasvi Associates, where we provide financial solutions to help you achieve your dreams. Established in 2010, we have been a trusted partner for many in Saroor Nagar. With a team of dedicated professionals, we offer a range of services including home loans, mortgage loans, and loans against property. Whether you are a CIBIL defaulter with a score below 750 or a non-CIBIL defaulter with a score above 750, we have solutions for you. We also offer loans for various purposes such as purchasing a plot, commercial building, residential building, or industrial building. Our loan ranges from 21-35 lakhs, 36-55 lakhs, and more than 56 lakhs. We also provide balance transfer services and new home loans. Visit us during our working hours and let us help you achieve your financial goals.

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Sampath Kumar Ranga

Ameerpet, Hyderabad, 500072

+09021119420

Loans

Response Time: Within 15 MinsSulekha score: 6.7

Sampath Kumar Ranga is a service provider based in Ameerpet, Hyderabad, specializing in residential and commercial interior design. His team is committed to transforming spaces by blending functionality with aesthetic charm. They offer a comprehensive range of services, including interior design consultation, construction work, and turnkey project execution. Known for their client-centric approach, they tailor their services to meet the specific needs and budgets of their clients. Whether it's a residential home or a commercial office, Sampath Kumar Ranga's designs are crafted to bring dreams into reality with a focus on innovation and quality craftsmanship?

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From less than ₹10 Lakhs to ₹55 Lakhs
Depending on the type of loan

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RD Consultants

Murugeshpalya, Bangalore, 560017

( Also serves in Hyderabad )

Loans Construction Loans Structural Adjustment Loans

Sulekha score: 5.1Working hours: 10 AM to 7 PM

RD Consultants is a leading company in Murugeshpalya offering a wide range of loan services to meet your financial needs. Our team of dedicated professionals has years of experience in the industry and is committed to providing personalized solutions to our clients. We specialize in home loans, mortgage loans, and non-CIBIL defaulter loans with a score above 750. We also offer loans against property, including those without a map, as well as loans against rent receivables. Our services also include loans on Lal Dora properties and plots, with options for loans over 56 lakhs and 50 lakhs. We also provide new home loans and balance transfer options. Visit us today to learn more about how we can help you achieve your financial goals.

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Pradeep Investment Consultant

Shivaji Nagar, Pune, 411004

( Also serves in Hyderabad )

Loans Construction Loans Structural Adjustment Loans

Response Time: Within 60 MinsSulekha score: 4.8

Welcome to Pradeep Investment Consultant, your one-stop destination for all your loan needs. Whether it's a home loan, mortgage loan, project loan, or unsecured loan, we have got you covered. Our team of experts will guide you through the entire process and help you choose the best option for your financial needs. With over 10 years of experience in the industry, we have successfully helped thousands of customers achieve their financial goals. Our services include private finance loans, business loans, and personal loans ranging from 6-15 lakhs. We also offer loans against property, rent receivables, cash credit, and overdraft. Visit us today at our Ganeshkhind location and take the first step towards securing your financial future.

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Fund investment

Timarpur, Delhi, 110097

( Also serves in Hyderabad )

Loans

Working hours: 10 AM to 7 PM

Are you looking for a reliable and trustworthy business for your financial needs? Look no further than Fund Investment! Located in the heart of Timarpur, our business specializes in providing loans for all your needs. With years of experience, we have established ourselves as a leading name in the industry. Our team of dedicated professionals works tirelessly to ensure that our customers receive the best services and solutions. Our services include home loans, balance transfers, and more. We understand the importance of your time, which is why we offer flexible working hours to cater to your needs. Trust us with your financial needs and watch your dreams turn into reality.

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, car loans, home loans, vehicle loans, mortgage loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Plot Loan?

Investment Opportunity: If you find a piece of land in a location with potential for future development or appreciation, a plot loan can provide the necessary funds to secure the land before prices increase.
Building a Custom Home: When you have plans to build a custom home, a plot loan allows you to purchase the land first. This gives you time to design your home and arrange for construction financing separately.
Agricultural or Commercial Use: If you're planning to use the land for agricultural purposes, such as farming or livestock, or for commercial development, a plot loan can help you acquire the necessary land to start your operations.
Retirement Planning: Some individuals buy land in desirable locations as part of their retirement planning. Owning land in a scenic or strategically located area can provide options for future development, sale, or building a retirement home.
Diversifying Assets: Investing in land can be a way to diversify your portfolio. Unlike other investments, land can offer long-term stability and potential appreciation, making it an attractive addition to your asset mix.
Immediate Funds Not Available: If you have identified the perfect plot of land but do not have the immediate funds to purchase it, a plot loan can provide the necessary capital. This allows you to secure the land while you arrange for other financing or liquidate other assets.
Better Loan Terms: When the loan terms are favorable, such as lower interest rates or flexible repayment options, it might be an opportune time to take out a plot loan. This can reduce the overall cost of borrowing and make the investment more viable.
Leveraging Tax Benefits: In some regions, there may be tax benefits associated with purchasing land, such as deductions on interest payments. Consult with a tax advisor to understand any potential tax advantages that could make a plot loan more attractive.

2. Eligibility Criteria for Taking a Plot Loan?

Age: Most lenders require applicants to be at least 21 years old, with the maximum age at loan maturity typically between 60 to 70 years. This range can vary based on whether the applicant is salaried or self-employed.
Income: Salaried individuals must have a stable income, demonstrated through payslips, income tax returns (ITRs), and bank statements. Self-employed individuals need to provide proof of business continuity and income stability through ITRs, bank statements, and business financial statements.
Employment Status: Salaried applicants should have a minimum of 2-3 years of work experience, with at least 1 year in the current job. Self-employed individuals should have been in the same business for at least 3 years to show business stability.
Credit Score: A good credit score, typically 700 and above, is crucial as it reflects the applicant's creditworthiness and ability to repay the loan. A higher score can improve the chances of loan approval and may result in better loan terms.
Loan Amount: The loan amount depends on the applicant's income and repayment capacity, with lenders generally financing up to 70-80% of the plot's value. Applicants need to make a down payment of 20-30% of the plot's value.
Property Documentation: The plot should have clear and marketable title deeds and necessary approvals from relevant authorities. Additionally, the property should be within the lender's approved locations to be eligible for financing.
Existing Liabilities: Lenders consider the applicant's existing loans and liabilities to assess their overall repayment capacity. Having minimal outstanding liabilities can positively impact loan approval.
Co-applicant: Having a co-applicant, especially one with a good credit score and stable income, can enhance eligibility. This can also increase the loan amount that can be sanctioned.
Nationality: The applicant should be a resident Indian or an NRI (Non-Resident Indian), depending on the lender's policy. Some lenders may have specific criteria for NRIs applying for plot loans.
Documents Required: Applicants need to provide identity proof (Aadhaar Card, PAN Card, Passport), address proof (utility bills, rental agreement), income proof (salary slips, ITRs, bank statements), property documents (sale deed, property tax receipts), age proof (birth certificate, passport), and employment proof (employment letter, business registration documents).

3. What are the Benefits and Advantages of a Plot Loan?

Flexibility in Construction: A plot loan offers the flexibility to design and build a home or commercial building according to your preferences and timeline, unlike ready-to-move properties. This allows for personalized planning and construction.
Appreciation Potential: Land typically appreciates over time, often at a faster rate than built-up properties. Investing in a plot can yield significant long-term returns, especially in developing areas.
Lower Interest Rates: Plot loans often come with lower interest rates compared to personal loans, making them a cost-effective financing option for purchasing land.
Loan Amount: Banks and financial institutions usually provide a high loan-to-value (LTV) ratio for plot loans, covering a significant portion of the plot's cost, thereby reducing the need for a large upfront payment.
Tax Benefits: If you plan to construct a house on the plot using a home loan, you can avail of tax benefits under Section 80C and Section 24(b) of the Income Tax Act for the principal repayment and interest paid on the loan.
Investment Diversification: Investing in land allows you to diversify your investment portfolio, providing a tangible asset that can hedge against inflation and economic downturns.
Less Depreciation: Unlike constructed properties, land does not suffer from physical depreciation, making it a more durable and lasting investment over time.
Improved Financing Options: Financial institutions may offer customized financing options for plot loans, such as longer repayment tenures and the possibility to convert the plot loan into a home loan once construction begins.
Collateral Value: Land serves as valuable collateral for future loans. Its appreciating value can provide better leverage for obtaining additional financing if needed.
Ownership Benefits: Owning a plot provides a sense of security and ownership, allowing you to use the land for various purposes, including agricultural activities, rental properties, or commercial use, depending on zoning regulations.

4. Important Factors to Consider When Taking a Plot Loan?

Loan Eligibility: Understand the eligibility criteria set by the lender. This includes age, income, employment status, credit score, and other financial obligations. Different lenders have varying requirements, so it's important to check with multiple institutions.
Interest Rates: Compare interest rates offered by different lenders. The interest rate will significantly impact your monthly EMI (Equated Monthly Installment) and the total cost of the loan. Consider both fixed and floating interest rate options.
Loan Tenure: Choose a loan tenure that suits your financial situation. A longer tenure will lower your monthly EMI but increase the total interest paid over the loan period, while a shorter tenure will increase your EMI but reduce the total interest cost.
Down Payment: Determine the down payment required by the lender. Most lenders require a certain percentage of the plot's value as a down payment. Ensure you have sufficient funds for this initial payment.
Loan-to-Value (LTV) Ratio: This ratio indicates the percentage of the plot's value that the lender is willing to finance. A higher LTV means you need to arrange a lower down payment, but it also implies higher risk for the lender, which might result in higher interest rates.
Processing Fees and Other Charges: Be aware of the various fees associated with the loan, such as processing fees, administrative charges, legal fees, and prepayment or foreclosure charges. These costs can add up and affect the overall cost of the loan.
Approval and Disbursement Time: Consider the time taken by the lender to approve and disburse the loan. Delays in disbursement can affect your plot purchase plans, especially if you have a deadline to meet.
Prepayment and Foreclosure Options: Check the terms and conditions related to prepayment and foreclosure of the loan. Some lenders charge penalties for early repayment, while others offer flexible options. Prepaying the loan can save on interest costs if allowed without heavy penalties.
Documentation: Ensure you have all the necessary documents required by the lender. This typically includes identity proof, address proof, income proof, bank statements, and property-related documents.
Legal Verification: The lender will conduct a legal verification of the plot to ensure there are no disputes or encumbrances. It's advisable to also perform your own legal due diligence to confirm the plot's clear title and ownership.
Insurance: Consider taking insurance for the plot loan to protect against unforeseen circumstances like loss of job, disability, or death. Insurance can help in repaying the loan in case of such events.
Tax Benefits: Understand the tax benefits associated with plot loans. In some countries, you may be eligible for tax deductions on the interest paid on a plot loan if the plot is used for constructing a house.

5. Plot Loan Interest Rates?

Bank Name	Interest Rate (per annum)	Loan Amount	Processing Fees	Tenure
State Bank of India	7.90% - 8.90%	Up to ₹3 Crores	0.35% of loan amount (min ₹2,000, max ₹10,000)	Up to 10 years
HDFC Bank	8.25% - 9.75%	Up to ₹10 Crores	0.50% of loan amount (min ₹3,000, max ₹10,000)	Up to 15 years
ICICI Bank	8.60% - 9.85%	Up to ₹5 Crores	0.50% of loan amount (min ₹5,000)	Up to 10 years
Axis Bank	8.40% - 9.90%	Up to ₹5 Crores	1% of loan amount (min ₹10,000)	Up to 20 years
Punjab National Bank	7.95% - 9.25%	Up to ₹3 Crores	0.35% of loan amount (min ₹2,500)	Up to 10 years
Bank of Baroda	7.85% - 9.35%	Up to ₹5 Crores	0.35% of loan amount (min ₹1,000, max ₹15,000)	Up to 15 years
Kotak Mahindra Bank	8.50% - 9.75%	Up to ₹10 Crores	0.50% of loan amount (min ₹10,000)	Up to 15 years
Canara Bank	7.95% - 9.20%	Up to ₹3 Crores	0.50% of loan amount (min ₹2,500)	Up to 10 years
Union Bank of India	8.00% - 9.50%	Up to ₹5 Crores	0.50% of loan amount (min ₹5,000)	Up to 15 years
IDBI Bank	8.35% - 9.50%	Up to ₹3 Crores	0.50% of loan amount (min ₹2,500)	Up to 10 years

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Plot Loans

1. Who are the best Plot Loan providers in Hyderabad?

MNR Associates
Sainath Goud
Baig Associates
Eshwar Solutions
Tapasvi Associates

2. What documents are required for a Plot Loan?

To apply for a plot loan, you typically need identification proof (like an Aadhaar card or passport), address proof (utility bills or rent agreement), income proof (salary slips or bank statements), property documents, and a completed loan application form.

3. What are the eligibility criteria for a Plot Loan?

Eligibility for a plot loan usually includes being a salaried or self-employed individual, having a stable income source, being within a certain age range (usually 21-65 years), and having a good credit score. Specific criteria may vary by lender.

4. How do I apply for a Plot Loan online?

To apply for a plot loan online, you can apply online with the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can visit the lender's website, fill out the application form with your personal and financial details, upload the required documents, and submit the form. The lender will review your application and contact you for further processing.

5. How can I get an instant Plot Loan?

Getting an instant plot loan involves having a good credit score, meeting the lender's eligibility criteria, and ensuring all necessary documents are ready. Some lenders offer pre-approved loans to existing customers, which can expedite the process.

6. What is the percentage rate for Plot Loan?

The interest rate for plot loans varies by lender and borrower profile but typically ranges between 8% to 12% per annum. It's advisable to check with multiple lenders to find the best rate available.

7. Can I get a Plot Loan with a low CIBIL score?

While it is challenging, some lenders may approve a plot loan with a low CIBIL score by charging a higher interest rate or requiring a co-applicant with a better credit score. It's best to improve your credit score before applying.

8. What is the processing fee for a Plot Loan?

The processing fee for a plot loan generally ranges from 0.5% to 2% of the loan amount, depending on the lender. Some lenders may offer discounts or waive the fee as part of promotional offers.

9. Can I get a Plot Loan with a bad credit score?

Obtaining a plot loan with a bad credit score is difficult but not impossible. You might need to provide additional collateral, find a co-applicant with a good credit score, or be prepared for higher interest rates. It's advisable to work on improving your credit score for better terms.

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4.3

Based on 80 Reviews

DUSHYANTH Banjara Hills

22 Sep, 2024

I got information through news paper then i immediately contact Mr Khadar Valli Baig i think he is very good Behaviour and genuine person because for getting proper information about mortgage loan and easy to get mortgage loan as per our requirement,

Yogendra Babu Challa Manikonda

16 Aug, 2024

Fast in Execution and Quite reliable. Always on continuous follow up for the next steps to executed. Good Support

jitendra23 Banjara Hills

19 Dec, 2023

Mr. Khadarvali is an honest and reliable person. He is very much concerned about his clients . Extremely efficient and helpful to us throughout the loan process. He does an excellent job. Thank you

Preeti Banjara Hills

Mr. Khadar is a very responsive , knowledgeable, and professional person. Efficient, reliable, and helped us through the entire loan process with prompt responses even after working hours. We will recommend Baig consultancy to our family and friends.

J.bhanuteja Banjara Hills

05 Sep, 2023

rate of interest is low easy payment system quality person and worth able should be trusted and challenging person to do the work

Ravi G Banjara Hills

11 Nov, 2022

Based on commitment fulfilled, Good service and very clear smooth process entire loan application process. Thanks...

Sridhar Begumpet

31 Oct, 2022

Worest service, I taken lone , but I no phone communication, any come to office visit, thy are mentioned . Number of times I Visted , small messages also you can visit.

Prashanth Hasmathpet

04 Oct, 2021

Handled and managed my CIBIL defaulted score deligently and supported in getting a loan of 1.2Crores within a week. Thanks team

Top Plot Loan in Hyderabad

What type of mortgage loan do you need?

Find the Top Plot Loan Providers from Sulekha in Hyderabad

Top List of 9 Plot Loan Providers in Hyderabad. Get an instant Plot Loan with low interest rate, Also loan for land purchase, land loan, and more. Find the best Plot loan service providers near your location. as on Apr 26, 2025

MNR Associates

Sainath Goud

Baig Associates

Eshwar Solutions

Tapasvi Associates

Sampath Kumar Ranga

RD Consultants

Pradeep Investment Consultant

Fund investment

Latest User Reviews for Plot Loan in Hyderabad

Recently Connected Loans in Hyderabad

Recent Enquiries for Plot Loan in Hyderabad

Why Choose Sulekha?

1. When to Consider Taking Out a Plot Loan?

2. Eligibility Criteria for Taking a Plot Loan?

3. What are the Benefits and Advantages of a Plot Loan?

4. Important Factors to Consider When Taking a Plot Loan?

5. Plot Loan Interest Rates?

Most Common Questions About Plot Loans

1. Who are the best Plot Loan providers in Hyderabad?

2. What documents are required for a Plot Loan?

3. What are the eligibility criteria for a Plot Loan?

4. How do I apply for a Plot Loan online?

5. How can I get an instant Plot Loan?

6. What is the percentage rate for Plot Loan?

7. Can I get a Plot Loan with a low CIBIL score?

8. What is the processing fee for a Plot Loan?

9. Can I get a Plot Loan with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application