Top List of 20+ Plot Loan Providers in Noida. Get an instant Plot Loan with low interest rate, Also loan for land purchase, land loan, and more. Find the best Plot loan service providers near your location. as on Oct 15, 2025

Amit Aggarwal

Noida, 201301

+919021110319

Loans

Response Time: Within 15 MinsSulekha score: 6.1

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Wishmore marketing

Noida, 201301

+918043692199

Loans

Response Time: Within 15 MinsSulekha score: 4

Wishmore Marketing, located in Gurgaon, is a prominent service provider specializing in marketing solutions for businesses. They focus on offering a range of digital marketing services such as social media management, SEO, and lead generation to help clients enhance their online presence. The company works closely with both small and medium-sized businesses, providing personalized strategies to meet their marketing goals. Their services also extend to creating innovative marketing campaigns designed to attract more customers and drive engagement

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From ₹5 Lakhs to ₹1 Crore and above
Depending on the type of loan

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A SQUARE FINANCE & REALESTATE

Sector 2, Noida, 201301

+918069831982

Loans Construction Loans Structural Adjustment Loans

Response Time: More than 60 MinsSulekha score: 5.3

We are the loans providers . We are expert into Home loan , Loan against property, OD limit secured, business loan & Personal loan. We are doing loan from PSU banks.

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Shree Raghunath G Financial Services

Noida, 201301

+919021116608

Loans

Response Time: Within 15 MinsSulekha score: 6.3

I am 15 years experienced in Mortgage industry...Deals in LAP

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SHRI BALAJI

Noida, 201301

+918048051903

Loans

Response Time: Within 15 MinsSulekha score: 6.7

Welcome to SHRI BALAJI - a trusted name in the world of finance and loans. Established in 2004 in Shakurpur, our company has been providing exceptional loan services to individuals and businesses of all sizes. Our team of experts specializes in providing a wide range of loans including vehicle, home, business, mortgage, and more. Our services cater to both CIBIL defaulters and those with a credit score above 750. We also provide loans for all types of properties - commercial, residential, and industrial. Our loan amounts range from 11 lakhs to over 1 crore, making us the perfect choice for all your financial needs. Visit us today and let us help you achieve your dreams.

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Loan Suvidha Services

Noida, 201301

4.9/5 Based on 11 Reviews

+918035426311

Loans

Response Time: Within 15 MinsSulekha score: 8.1

Loan Suvida is a fast-growing loan distribution agency based in Delhi NCR, led by Avinash Mohapatra. With over 15 years of expertise in the loan industry, the company specializes in providing customers with tailored loan solutions from various banks, NBFCs, and other financial institutions. Their services include personal loans, home loans, business loans, car loans, and loan against property (LAP), with interest rates and terms varying based on the customer's profile and credit score. Loan Suvida offers both online and offline services, ensuring a smooth and hassle-free loan application process. They act as direct selling agents and are committed to helping clients find the best loan products to meet their needs, though they do not guarantee loan approval as it depends on the lender's discretion

Available Loan Types:

Offering 5 different types of loans

Loan Amount Range:

From ₹25 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

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SB Manpower Solutions

Noida, 201301

4.9/5 Based on 8 Reviews

+918069873732

Loans

Response Time: Within 15 MinsSulekha score: 7.8

Vivek Kumar in Delhi provides a variety of consultancy services, primarily focusing on areas like finance management and corporate solutions. His consultancy offers personalized advice and strategies for businesses looking to optimize their financial operations or expand their market presence. Located in Pitampura, Vivek Kumar’s consultancy has garnered positive reviews for its efficient and reliable services, earning a solid reputation in the local business community. Clients appreciate the comprehensive and tailored approach that ensures their specific needs are met with precision. Whether it's financial planning, legal advice, or business strategy, Vivek Kumar is recognized for his professionalism and commitment to client success

Available Loan Types:

Offering 3 different types of loans

Loan Amount Range:

From ₹1 Lakhs to ₹25 Lakhs and above
Depending on the type of loan

Vivek Sharma from Delhi

"Good service Provider"

Ravi jha from Delhi

"Vivek sr your loan survices are very exilant ??????"

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FINA CAPITA SERVICES

Noida, 201301

+918035427559

Loans Construction Loans Structural Adjustment Loans

Response Time: Within 15 MinsSulekha score: 5.9

Loan on freehold, unapproved property starts at 6.90% ROI and on approved property starts at 6.90%

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Dhanwati Financial Services

Noida, 201301

+919021109029

Loans

Response Time: Within 15 MinsSulekha score: 6.4

Welcome to Dhanwati Financial Services, your one-stop solution for all your financial needs. We are a leading financial services provider in Raj Nagar, offering a wide range of loans to suit your business requirements. With our expert team and years of experience, we provide hassle-free and quick loan services to help your business grow and succeed. Our services include business loans, mortgage loans, loan against securities and cards, and other business loans. We also offer loans against cash credit, overdraft, and property, including commercial, residential, and industrial buildings. Our flexible loan options cater to all your financial needs, from small loans to large ones. Visit us today to explore our services and take your business to new heights.

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Integrity Financial Services

Noida, 201301

Loans

Response Time: Within 15 MinsSulekha score: 4

Integrity Financial Services, located in Jhilmil Colony, Delhi, specializes in offering a variety of financial services, including home loans, personal loans, and mortgage services. With a dedicated team and a strong reputation for professionalism, the business aims to provide seamless financial solutions tailored to customer needs. They operate from 10:00 AM to 6:30 PM, Monday to Saturday, and offer consultation services for loans ranging from home to personal, focusing on prompt and efficient customer service. Their services cater to both individuals and businesses, ensuring that financial planning is accessible and comprehensive for all.

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From ₹5 Lakhs to ₹1 Crore and above
Depending on the type of loan

Enquire Now

Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, car loans, home loans, vehicle loans, mortgage loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Plot Loan?

Investment Opportunity: If you find a piece of land in a location with potential for future development or appreciation, a plot loan can provide the necessary funds to secure the land before prices increase.
Building a Custom Home: When you have plans to build a custom home, a plot loan allows you to purchase the land first. This gives you time to design your home and arrange for construction financing separately.
Agricultural or Commercial Use: If you're planning to use the land for agricultural purposes, such as farming or livestock, or for commercial development, a plot loan can help you acquire the necessary land to start your operations.
Retirement Planning: Some individuals buy land in desirable locations as part of their retirement planning. Owning land in a scenic or strategically located area can provide options for future development, sale, or building a retirement home.
Diversifying Assets: Investing in land can be a way to diversify your portfolio. Unlike other investments, land can offer long-term stability and potential appreciation, making it an attractive addition to your asset mix.
Immediate Funds Not Available: If you have identified the perfect plot of land but do not have the immediate funds to purchase it, a plot loan can provide the necessary capital. This allows you to secure the land while you arrange for other financing or liquidate other assets.
Better Loan Terms: When the loan terms are favorable, such as lower interest rates or flexible repayment options, it might be an opportune time to take out a plot loan. This can reduce the overall cost of borrowing and make the investment more viable.
Leveraging Tax Benefits: In some regions, there may be tax benefits associated with purchasing land, such as deductions on interest payments. Consult with a tax advisor to understand any potential tax advantages that could make a plot loan more attractive.

2. Eligibility Criteria for Taking a Plot Loan?

Age: Most lenders require applicants to be at least 21 years old, with the maximum age at loan maturity typically between 60 to 70 years. This range can vary based on whether the applicant is salaried or self-employed.
Income: Salaried individuals must have a stable income, demonstrated through payslips, income tax returns (ITRs), and bank statements. Self-employed individuals need to provide proof of business continuity and income stability through ITRs, bank statements, and business financial statements.
Employment Status: Salaried applicants should have a minimum of 2-3 years of work experience, with at least 1 year in the current job. Self-employed individuals should have been in the same business for at least 3 years to show business stability.
Credit Score: A good credit score, typically 700 and above, is crucial as it reflects the applicant's creditworthiness and ability to repay the loan. A higher score can improve the chances of loan approval and may result in better loan terms.
Loan Amount: The loan amount depends on the applicant's income and repayment capacity, with lenders generally financing up to 70-80% of the plot's value. Applicants need to make a down payment of 20-30% of the plot's value.
Property Documentation: The plot should have clear and marketable title deeds and necessary approvals from relevant authorities. Additionally, the property should be within the lender's approved locations to be eligible for financing.
Existing Liabilities: Lenders consider the applicant's existing loans and liabilities to assess their overall repayment capacity. Having minimal outstanding liabilities can positively impact loan approval.
Co-applicant: Having a co-applicant, especially one with a good credit score and stable income, can enhance eligibility. This can also increase the loan amount that can be sanctioned.
Nationality: The applicant should be a resident Indian or an NRI (Non-Resident Indian), depending on the lender's policy. Some lenders may have specific criteria for NRIs applying for plot loans.
Documents Required: Applicants need to provide identity proof (Aadhaar Card, PAN Card, Passport), address proof (utility bills, rental agreement), income proof (salary slips, ITRs, bank statements), property documents (sale deed, property tax receipts), age proof (birth certificate, passport), and employment proof (employment letter, business registration documents).

3. What are the Benefits and Advantages of a Plot Loan?

Flexibility in Construction: A plot loan offers the flexibility to design and build a home or commercial building according to your preferences and timeline, unlike ready-to-move properties. This allows for personalized planning and construction.
Appreciation Potential: Land typically appreciates over time, often at a faster rate than built-up properties. Investing in a plot can yield significant long-term returns, especially in developing areas.
Lower Interest Rates: Plot loans often come with lower interest rates compared to personal loans, making them a cost-effective financing option for purchasing land.
Loan Amount: Banks and financial institutions usually provide a high loan-to-value (LTV) ratio for plot loans, covering a significant portion of the plot's cost, thereby reducing the need for a large upfront payment.
Tax Benefits: If you plan to construct a house on the plot using a home loan, you can avail of tax benefits under Section 80C and Section 24(b) of the Income Tax Act for the principal repayment and interest paid on the loan.
Investment Diversification: Investing in land allows you to diversify your investment portfolio, providing a tangible asset that can hedge against inflation and economic downturns.
Less Depreciation: Unlike constructed properties, land does not suffer from physical depreciation, making it a more durable and lasting investment over time.
Improved Financing Options: Financial institutions may offer customized financing options for plot loans, such as longer repayment tenures and the possibility to convert the plot loan into a home loan once construction begins.
Collateral Value: Land serves as valuable collateral for future loans. Its appreciating value can provide better leverage for obtaining additional financing if needed.
Ownership Benefits: Owning a plot provides a sense of security and ownership, allowing you to use the land for various purposes, including agricultural activities, rental properties, or commercial use, depending on zoning regulations.

4. Important Factors to Consider When Taking a Plot Loan?

Loan Eligibility: Understand the eligibility criteria set by the lender. This includes age, income, employment status, credit score, and other financial obligations. Different lenders have varying requirements, so it's important to check with multiple institutions.
Interest Rates: Compare interest rates offered by different lenders. The interest rate will significantly impact your monthly EMI (Equated Monthly Installment) and the total cost of the loan. Consider both fixed and floating interest rate options.
Loan Tenure: Choose a loan tenure that suits your financial situation. A longer tenure will lower your monthly EMI but increase the total interest paid over the loan period, while a shorter tenure will increase your EMI but reduce the total interest cost.
Down Payment: Determine the down payment required by the lender. Most lenders require a certain percentage of the plot's value as a down payment. Ensure you have sufficient funds for this initial payment.
Loan-to-Value (LTV) Ratio: This ratio indicates the percentage of the plot's value that the lender is willing to finance. A higher LTV means you need to arrange a lower down payment, but it also implies higher risk for the lender, which might result in higher interest rates.
Processing Fees and Other Charges: Be aware of the various fees associated with the loan, such as processing fees, administrative charges, legal fees, and prepayment or foreclosure charges. These costs can add up and affect the overall cost of the loan.
Approval and Disbursement Time: Consider the time taken by the lender to approve and disburse the loan. Delays in disbursement can affect your plot purchase plans, especially if you have a deadline to meet.
Prepayment and Foreclosure Options: Check the terms and conditions related to prepayment and foreclosure of the loan. Some lenders charge penalties for early repayment, while others offer flexible options. Prepaying the loan can save on interest costs if allowed without heavy penalties.
Documentation: Ensure you have all the necessary documents required by the lender. This typically includes identity proof, address proof, income proof, bank statements, and property-related documents.
Legal Verification: The lender will conduct a legal verification of the plot to ensure there are no disputes or encumbrances. It's advisable to also perform your own legal due diligence to confirm the plot's clear title and ownership.
Insurance: Consider taking insurance for the plot loan to protect against unforeseen circumstances like loss of job, disability, or death. Insurance can help in repaying the loan in case of such events.
Tax Benefits: Understand the tax benefits associated with plot loans. In some countries, you may be eligible for tax deductions on the interest paid on a plot loan if the plot is used for constructing a house.

5. Plot Loan Interest Rates?

Bank Name	Interest Rate (per annum)	Loan Amount	Processing Fees	Tenure
State Bank of India	7.90% - 8.90%	Up to ₹3 Crores	0.35% of loan amount (min ₹2,000, max ₹10,000)	Up to 10 years
HDFC Bank	8.25% - 9.75%	Up to ₹10 Crores	0.50% of loan amount (min ₹3,000, max ₹10,000)	Up to 15 years
ICICI Bank	8.60% - 9.85%	Up to ₹5 Crores	0.50% of loan amount (min ₹5,000)	Up to 10 years
Axis Bank	8.40% - 9.90%	Up to ₹5 Crores	1% of loan amount (min ₹10,000)	Up to 20 years
Punjab National Bank	7.95% - 9.25%	Up to ₹3 Crores	0.35% of loan amount (min ₹2,500)	Up to 10 years
Bank of Baroda	7.85% - 9.35%	Up to ₹5 Crores	0.35% of loan amount (min ₹1,000, max ₹15,000)	Up to 15 years
Kotak Mahindra Bank	8.50% - 9.75%	Up to ₹10 Crores	0.50% of loan amount (min ₹10,000)	Up to 15 years
Canara Bank	7.95% - 9.20%	Up to ₹3 Crores	0.50% of loan amount (min ₹2,500)	Up to 10 years
Union Bank of India	8.00% - 9.50%	Up to ₹5 Crores	0.50% of loan amount (min ₹5,000)	Up to 15 years
IDBI Bank	8.35% - 9.50%	Up to ₹3 Crores	0.50% of loan amount (min ₹2,500)	Up to 10 years

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Plot Loans

1. Who are the best Plot Loan providers in Noida?

Amit Aggarwal
Wishmore marketing
A SQUARE FINANCE & REALESTATE
Shree Raghunath G Financial Services
SHRI BALAJI

2. What documents are required for a Plot Loan?

To apply for a plot loan, you typically need identification proof (like an Aadhaar card or passport), address proof (utility bills or rent agreement), income proof (salary slips or bank statements), property documents, and a completed loan application form.

3. What are the eligibility criteria for a Plot Loan?

Eligibility for a plot loan usually includes being a salaried or self-employed individual, having a stable income source, being within a certain age range (usually 21-65 years), and having a good credit score. Specific criteria may vary by lender.

4. How do I apply for a Plot Loan online?

To apply for a plot loan online, you can apply online with the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can visit the lender's website, fill out the application form with your personal and financial details, upload the required documents, and submit the form. The lender will review your application and contact you for further processing.

5. How can I get an instant Plot Loan?

Getting an instant plot loan involves having a good credit score, meeting the lender's eligibility criteria, and ensuring all necessary documents are ready. Some lenders offer pre-approved loans to existing customers, which can expedite the process.

6. What is the percentage rate for Plot Loan?

The interest rate for plot loans varies by lender and borrower profile but typically ranges between 8% to 12% per annum. It's advisable to check with multiple lenders to find the best rate available.

7. Can I get a Plot Loan with a low CIBIL score?

While it is challenging, some lenders may approve a plot loan with a low CIBIL score by charging a higher interest rate or requiring a co-applicant with a better credit score. It's best to improve your credit score before applying.

8. What is the processing fee for a Plot Loan?

The processing fee for a plot loan generally ranges from 0.5% to 2% of the loan amount, depending on the lender. Some lenders may offer discounts or waive the fee as part of promotional offers.

9. Can I get a Plot Loan with a bad credit score?

Obtaining a plot loan with a bad credit score is difficult but not impossible. You might need to provide additional collateral, find a co-applicant with a good credit score, or be prepared for higher interest rates. It's advisable to work on improving your credit score for better terms.

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4.8

Based on 26 Reviews

Anant Raj Sector 27

29 Jun, 2023

We would like to acknowledge the exceptional service that we received during the entire financing process. Friendz Finance's professionalism and knowledge of the industry was impressive and truly appreciated. In the past, we have had experience with several others banks and have found the process frustrating and tedious. Friendz finance went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. We have and will continue to recommend him in the future

Top Plot Loan in Noida

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Find the Top Plot Loan Providers from Sulekha in Noida

Top List of 20+ Plot Loan Providers in Noida. Get an instant Plot Loan with low interest rate, Also loan for land purchase, land loan, and more. Find the best Plot loan service providers near your location. as on Oct 15, 2025

Amit Aggarwal

Wishmore marketing

A SQUARE FINANCE & REALESTATE

Shree Raghunath G Financial Services

SHRI BALAJI

Loan Suvidha Services

SB Manpower Solutions

FINA CAPITA SERVICES

Dhanwati Financial Services

Integrity Financial Services

Latest User Reviews for Plot Loan in Noida

Recently Connected Loans in Noida

Why Choose Sulekha?

1. When to Consider Taking Out a Plot Loan?

2. Eligibility Criteria for Taking a Plot Loan?

3. What are the Benefits and Advantages of a Plot Loan?

4. Important Factors to Consider When Taking a Plot Loan?

5. Plot Loan Interest Rates?

Most Common Questions About Plot Loans

1. Who are the best Plot Loan providers in Noida?

2. What documents are required for a Plot Loan?

3. What are the eligibility criteria for a Plot Loan?

4. How do I apply for a Plot Loan online?

5. How can I get an instant Plot Loan?

6. What is the percentage rate for Plot Loan?

7. Can I get a Plot Loan with a low CIBIL score?

8. What is the processing fee for a Plot Loan?

9. Can I get a Plot Loan with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application