Top List of ~listcount~ Plot Loan Providers in Kasarsai, Pimpri Chinchwad. Get an instant Plot Loan with low interest rate, Also loan for land purchase, land loan, and more. Find the best Plot loan service providers near your location. as on Sep 14, 2025

A My Loan.com

Kasarsai, Pimpri Chinchwad, 0

+918069874035

Loans

Response Time: Within 15 MinsDistance: 24.3 Kms

Welcome to A My Loan.com, your one-stop destination for all your loan needs. Our company specializes in providing home loans to individuals with a non-CIBIL defaulter score above 750. With over 56 lakhs in loans approved, we have helped countless individuals achieve their dreams of owning a home. Our services also include balance transfers for those looking to refinance their existing loans. Our team of dedicated professionals works tirelessly to ensure that you receive the best loan options and services. With convenient working hours, we are always available to assist you in your loan journey. Come and explore A My Loan.com today!

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Dream Homes

Kasarsai, Pimpri Chinchwad, 0

+919066024182

Loans Construction Loans

Distance: 30.63 KmsSulekha score: 3.8

Welcome to Dream Homes, the leading provider of loans in Mohamadwadi. Our expert team specializes in home loans, mortgage loans, and CIBIL defaulter services. We also offer loan options for non-CIBIL defaulters and loans against property. Our services extend to various types of properties including plots, commercial buildings, residential buildings, and industrial buildings. With flexible loan amounts ranging from less than 10 lakhs to more than 56 lakhs, we cater to a wide range of financial needs. Our working hours are convenient and our customer service is top-notch. Trust Dream Homes for all your loan needs in Mohamadwadi.

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Sai Enterprises

Kasarsai, Pimpri Chinchwad, 0

+918035428007

Loans

Distance: 23.7 KmsSulekha score: 5.5

Sai Enterprises offer a comprehensive range of loan services tailored to meet your financial needs. With years of industry expertise, our experienced team has successfully assisted numerous clients in achieving their financial goals. We specialize in various loan types, including home loans, business loans, mortgage loans, personal loans, and more. Whether you are a CIBIL defaulter or not, we have solutions that cater to every credit situation. Our offerings include loans against cash credit, overdraft, property, and rent receivables. Additionally, we extend our services to NRI clients, providing options for both housing and personal loans. With flexible loan amounts ranging from less than 1 lakh to over 1 crore, we are equipped to address a wide spectrum of financial requirements. Reach out to us today to take the first step towards financial security. Our flexible working hours ensure that we can accommodate your schedule. Contact us to learn more about how we can assist you.

Available Loan Types:

Offering 8 different types of loans

Loan Amount Range:

From less than ₹10 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

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SWATI ASSOCIATES

Kasarsai, Pimpri Chinchwad, 0

+912-49429133

Loans

Response Time: More than 60 MinsDistance: 27.51 Kms

experts in financial consultancy and advisory for term loans expertise is we give you transparent deals with less interest and more loan amount

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Apna Housing Loan

Kasarsai, Pimpri Chinchwad, 0

+918069874101

Loans

Distance: 7.76 KmsSulekha score: 7.3

Welcome to Apna Housing Loan, your one-stop solution for all your housing loan needs. We specialize in providing home loans to individuals who have a non-CIBIL defaulter score above 750. Our loan services also cater to those who are looking for loans above 56 lakhs and offer the option of balance transfer. Our dedicated team of employees is always ready to assist you in finding the perfect loan for your dream home. With a convenient location in Hinjewadi and flexible working hours, we strive to make the loan process hassle-free for our valued customers. Contact us today and let us help you turn your dream of owning a home into a reality.

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Professional Accounting And Tax Solutions

Chikhali, Pimpri Chinchwad, 411062

+918069875213

Loans

Response Time: Within 30 Mins Distance: 15.1 Kms

Welcome to Professional Accounting And Tax Solutions! Our business has been providing expert Chartered Accountant services for all your financial needs since 2017. As a trusted partner, we offer a wide range of services including home loans, mortgage loans, CA for commercial taxation, CA for registration and license consulting, CA for individual taxation, finance and taxation service consultants, and more. Our experienced team can also assist with CIBIL defaulter (Score below 750), non-CIBIL defaulter (Score above 750), loans against property, loans against rent receivables, loans on Lal Dora property, and more. We are available to serve you through phone/online, doorstep, or at our office in Chikhali. Our services also include tax assessment, wealth management, income tax, goods and services tax (GST), food licence, shop act licence, and book-keeping services. With a range of options for loans and services, you can trust us for all your financial

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C SFinancial Services

Kasarsai, Pimpri Chinchwad, 0

+919021110957

Loans Construction Loans Structural Adjustment Loans

Response Time: Within 15 MinsDistance: 25.77 Kms

C S Financial Services, located in Narhe, Pune, is a trusted financial services provider with over 4 years of experience. They specialize in offering a variety of financial solutions including personal loans, home loans, and business loans, tailored to meet the needs of individuals and businesses. With a strong customer-focused approach, they are known for their prompt services and competitive interest rates. Their team of experienced professionals ensures seamless processing of loan applications and personalized financial advice. The company operates with high customer satisfaction, assisting clients in making informed financial decisions.

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From less than ₹5 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, car loans, home loans, vehicle loans, mortgage loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Plot Loan?

Investment Opportunity: If you find a piece of land in a location with potential for future development or appreciation, a plot loan can provide the necessary funds to secure the land before prices increase.
Building a Custom Home: When you have plans to build a custom home, a plot loan allows you to purchase the land first. This gives you time to design your home and arrange for construction financing separately.
Agricultural or Commercial Use: If you're planning to use the land for agricultural purposes, such as farming or livestock, or for commercial development, a plot loan can help you acquire the necessary land to start your operations.
Retirement Planning: Some individuals buy land in desirable locations as part of their retirement planning. Owning land in a scenic or strategically located area can provide options for future development, sale, or building a retirement home.
Diversifying Assets: Investing in land can be a way to diversify your portfolio. Unlike other investments, land can offer long-term stability and potential appreciation, making it an attractive addition to your asset mix.
Immediate Funds Not Available: If you have identified the perfect plot of land but do not have the immediate funds to purchase it, a plot loan can provide the necessary capital. This allows you to secure the land while you arrange for other financing or liquidate other assets.
Better Loan Terms: When the loan terms are favorable, such as lower interest rates or flexible repayment options, it might be an opportune time to take out a plot loan. This can reduce the overall cost of borrowing and make the investment more viable.
Leveraging Tax Benefits: In some regions, there may be tax benefits associated with purchasing land, such as deductions on interest payments. Consult with a tax advisor to understand any potential tax advantages that could make a plot loan more attractive.

2. Eligibility Criteria for Taking a Plot Loan?

Age: Most lenders require applicants to be at least 21 years old, with the maximum age at loan maturity typically between 60 to 70 years. This range can vary based on whether the applicant is salaried or self-employed.
Income: Salaried individuals must have a stable income, demonstrated through payslips, income tax returns (ITRs), and bank statements. Self-employed individuals need to provide proof of business continuity and income stability through ITRs, bank statements, and business financial statements.
Employment Status: Salaried applicants should have a minimum of 2-3 years of work experience, with at least 1 year in the current job. Self-employed individuals should have been in the same business for at least 3 years to show business stability.
Credit Score: A good credit score, typically 700 and above, is crucial as it reflects the applicant's creditworthiness and ability to repay the loan. A higher score can improve the chances of loan approval and may result in better loan terms.
Loan Amount: The loan amount depends on the applicant's income and repayment capacity, with lenders generally financing up to 70-80% of the plot's value. Applicants need to make a down payment of 20-30% of the plot's value.
Property Documentation: The plot should have clear and marketable title deeds and necessary approvals from relevant authorities. Additionally, the property should be within the lender's approved locations to be eligible for financing.
Existing Liabilities: Lenders consider the applicant's existing loans and liabilities to assess their overall repayment capacity. Having minimal outstanding liabilities can positively impact loan approval.
Co-applicant: Having a co-applicant, especially one with a good credit score and stable income, can enhance eligibility. This can also increase the loan amount that can be sanctioned.
Nationality: The applicant should be a resident Indian or an NRI (Non-Resident Indian), depending on the lender's policy. Some lenders may have specific criteria for NRIs applying for plot loans.
Documents Required: Applicants need to provide identity proof (Aadhaar Card, PAN Card, Passport), address proof (utility bills, rental agreement), income proof (salary slips, ITRs, bank statements), property documents (sale deed, property tax receipts), age proof (birth certificate, passport), and employment proof (employment letter, business registration documents).

3. What are the Benefits and Advantages of a Plot Loan?

Flexibility in Construction: A plot loan offers the flexibility to design and build a home or commercial building according to your preferences and timeline, unlike ready-to-move properties. This allows for personalized planning and construction.
Appreciation Potential: Land typically appreciates over time, often at a faster rate than built-up properties. Investing in a plot can yield significant long-term returns, especially in developing areas.
Lower Interest Rates: Plot loans often come with lower interest rates compared to personal loans, making them a cost-effective financing option for purchasing land.
Loan Amount: Banks and financial institutions usually provide a high loan-to-value (LTV) ratio for plot loans, covering a significant portion of the plot's cost, thereby reducing the need for a large upfront payment.
Tax Benefits: If you plan to construct a house on the plot using a home loan, you can avail of tax benefits under Section 80C and Section 24(b) of the Income Tax Act for the principal repayment and interest paid on the loan.
Investment Diversification: Investing in land allows you to diversify your investment portfolio, providing a tangible asset that can hedge against inflation and economic downturns.
Less Depreciation: Unlike constructed properties, land does not suffer from physical depreciation, making it a more durable and lasting investment over time.
Improved Financing Options: Financial institutions may offer customized financing options for plot loans, such as longer repayment tenures and the possibility to convert the plot loan into a home loan once construction begins.
Collateral Value: Land serves as valuable collateral for future loans. Its appreciating value can provide better leverage for obtaining additional financing if needed.
Ownership Benefits: Owning a plot provides a sense of security and ownership, allowing you to use the land for various purposes, including agricultural activities, rental properties, or commercial use, depending on zoning regulations.

4. Important Factors to Consider When Taking a Plot Loan?

Loan Eligibility: Understand the eligibility criteria set by the lender. This includes age, income, employment status, credit score, and other financial obligations. Different lenders have varying requirements, so it's important to check with multiple institutions.
Interest Rates: Compare interest rates offered by different lenders. The interest rate will significantly impact your monthly EMI (Equated Monthly Installment) and the total cost of the loan. Consider both fixed and floating interest rate options.
Loan Tenure: Choose a loan tenure that suits your financial situation. A longer tenure will lower your monthly EMI but increase the total interest paid over the loan period, while a shorter tenure will increase your EMI but reduce the total interest cost.
Down Payment: Determine the down payment required by the lender. Most lenders require a certain percentage of the plot's value as a down payment. Ensure you have sufficient funds for this initial payment.
Loan-to-Value (LTV) Ratio: This ratio indicates the percentage of the plot's value that the lender is willing to finance. A higher LTV means you need to arrange a lower down payment, but it also implies higher risk for the lender, which might result in higher interest rates.
Processing Fees and Other Charges: Be aware of the various fees associated with the loan, such as processing fees, administrative charges, legal fees, and prepayment or foreclosure charges. These costs can add up and affect the overall cost of the loan.
Approval and Disbursement Time: Consider the time taken by the lender to approve and disburse the loan. Delays in disbursement can affect your plot purchase plans, especially if you have a deadline to meet.
Prepayment and Foreclosure Options: Check the terms and conditions related to prepayment and foreclosure of the loan. Some lenders charge penalties for early repayment, while others offer flexible options. Prepaying the loan can save on interest costs if allowed without heavy penalties.
Documentation: Ensure you have all the necessary documents required by the lender. This typically includes identity proof, address proof, income proof, bank statements, and property-related documents.
Legal Verification: The lender will conduct a legal verification of the plot to ensure there are no disputes or encumbrances. It's advisable to also perform your own legal due diligence to confirm the plot's clear title and ownership.
Insurance: Consider taking insurance for the plot loan to protect against unforeseen circumstances like loss of job, disability, or death. Insurance can help in repaying the loan in case of such events.
Tax Benefits: Understand the tax benefits associated with plot loans. In some countries, you may be eligible for tax deductions on the interest paid on a plot loan if the plot is used for constructing a house.

5. Plot Loan Interest Rates?

Bank Name	Interest Rate (per annum)	Loan Amount	Processing Fees	Tenure
State Bank of India	7.90% - 8.90%	Up to ₹3 Crores	0.35% of loan amount (min ₹2,000, max ₹10,000)	Up to 10 years
HDFC Bank	8.25% - 9.75%	Up to ₹10 Crores	0.50% of loan amount (min ₹3,000, max ₹10,000)	Up to 15 years
ICICI Bank	8.60% - 9.85%	Up to ₹5 Crores	0.50% of loan amount (min ₹5,000)	Up to 10 years
Axis Bank	8.40% - 9.90%	Up to ₹5 Crores	1% of loan amount (min ₹10,000)	Up to 20 years
Punjab National Bank	7.95% - 9.25%	Up to ₹3 Crores	0.35% of loan amount (min ₹2,500)	Up to 10 years
Bank of Baroda	7.85% - 9.35%	Up to ₹5 Crores	0.35% of loan amount (min ₹1,000, max ₹15,000)	Up to 15 years
Kotak Mahindra Bank	8.50% - 9.75%	Up to ₹10 Crores	0.50% of loan amount (min ₹10,000)	Up to 15 years
Canara Bank	7.95% - 9.20%	Up to ₹3 Crores	0.50% of loan amount (min ₹2,500)	Up to 10 years
Union Bank of India	8.00% - 9.50%	Up to ₹5 Crores	0.50% of loan amount (min ₹5,000)	Up to 15 years
IDBI Bank	8.35% - 9.50%	Up to ₹3 Crores	0.50% of loan amount (min ₹2,500)	Up to 10 years

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Plot Loans

1. Who are the best Plot Loan providers in Kasarsai, Pimpri Chinchwad?

Apna Housing Loan
Professional Accounting And Tax Solutions
Sai Enterprises
A My Loan.com
C SFinancial Services

2. What documents are required for a Plot Loan?

To apply for a plot loan, you typically need identification proof (like an Aadhaar card or passport), address proof (utility bills or rent agreement), income proof (salary slips or bank statements), property documents, and a completed loan application form.

3. What are the eligibility criteria for a Plot Loan?

Eligibility for a plot loan usually includes being a salaried or self-employed individual, having a stable income source, being within a certain age range (usually 21-65 years), and having a good credit score. Specific criteria may vary by lender.

4. How do I apply for a Plot Loan online?

To apply for a plot loan online, you can apply online with the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can visit the lender's website, fill out the application form with your personal and financial details, upload the required documents, and submit the form. The lender will review your application and contact you for further processing.

5. How can I get an instant Plot Loan?

Getting an instant plot loan involves having a good credit score, meeting the lender's eligibility criteria, and ensuring all necessary documents are ready. Some lenders offer pre-approved loans to existing customers, which can expedite the process.

6. What is the percentage rate for Plot Loan?

The interest rate for plot loans varies by lender and borrower profile but typically ranges between 8% to 12% per annum. It's advisable to check with multiple lenders to find the best rate available.

7. Can I get a Plot Loan with a low CIBIL score?

While it is challenging, some lenders may approve a plot loan with a low CIBIL score by charging a higher interest rate or requiring a co-applicant with a better credit score. It's best to improve your credit score before applying.

8. What is the processing fee for a Plot Loan?

The processing fee for a plot loan generally ranges from 0.5% to 2% of the loan amount, depending on the lender. Some lenders may offer discounts or waive the fee as part of promotional offers.

9. Can I get a Plot Loan with a bad credit score?

Obtaining a plot loan with a bad credit score is difficult but not impossible. You might need to provide additional collateral, find a co-applicant with a good credit score, or be prepared for higher interest rates. It's advisable to work on improving your credit score for better terms.

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Top Plot Loan in Kasarsai, Pimpri Chinchwad

What type of mortgage loan do you need?

Find the Top Plot Loan Providers from Sulekha in Kasarsai, Pimpri Chinchwad

Top List of ~listcount~ Plot Loan Providers in Kasarsai, Pimpri Chinchwad. Get an instant Plot Loan with low interest rate, Also loan for land purchase, land loan, and more. Find the best Plot loan service providers near your location. as on Sep 14, 2025

A My Loan.com

Dream Homes

Sai Enterprises

SWATI ASSOCIATES

Apna Housing Loan

Professional Accounting And Tax Solutions

C SFinancial Services

Recently Connected Loans in Pimpri Chinchwad

Why Choose Sulekha?

1. When to Consider Taking Out a Plot Loan?

2. Eligibility Criteria for Taking a Plot Loan?

3. What are the Benefits and Advantages of a Plot Loan?

4. Important Factors to Consider When Taking a Plot Loan?

5. Plot Loan Interest Rates?

Most Common Questions About Plot Loans

1. Who are the best Plot Loan providers in Kasarsai, Pimpri Chinchwad?

2. What documents are required for a Plot Loan?

3. What are the eligibility criteria for a Plot Loan?

4. How do I apply for a Plot Loan online?

5. How can I get an instant Plot Loan?

6. What is the percentage rate for Plot Loan?

7. Can I get a Plot Loan with a low CIBIL score?

8. What is the processing fee for a Plot Loan?

9. Can I get a Plot Loan with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application