Top List of ~listcount~ Plot Loan Providers in Sadahalli, Bangalore. Get an instant Plot Loan with low interest rate, Also loan for land purchase, land loan, and more. Find the best Plot loan service providers near your location. as on Sep 16, 2025

Credence Services

Laggere, Bangalore, 560058

5.0/5 Based on 43 Reviews

+917569018217

Loans

Response Time: Within 15 MinsDistance: 25.76 Kms

Credence Services, located in Laggere, Bangalore, is a trusted provider of various home and commercial services. They specialize in housekeeping, cleaning, pest control, and maid services, offering tailored solutions to meet individual needs. Known for their professionalism and efficiency, the team at Credence Services ensures high-quality service with a strong commitment to customer satisfaction. Operating from 10 AM to 9 PM, the company provides quick responses to customer queries, often within 15 minutes. Their range of services has earned them a solid reputation in the local market, backed by positive reviews and customer experiences

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

sujit from Bangalore

"I would appreciate for the fast service and the amount got credited just in a week"

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ZEAL TECH SOLUTIONS

HBR Layout, Bangalore, 560043

+918069876361

Loans

Response Time: More than 60 MinsDistance: 20.06 Kms

Welcome to Edwin Rozario - your one-stop destination for all types of loans. Our expert team has been providing top-notch services since our establishment in HBR Layout. With our extensive range of loan options including home loans, mortgage loans, and more, we cater to all your financial needs. Our services cover CIBIL defaulter (Score below 750), Non-CIBIL defaulter (Score above 750), loan against property, and even loans without map. We also offer loans against rent receivables, plots, commercial buildings, and residential buildings. Our loan options are designed to suit every budget, starting from 11 lakhs to more than 50 lakhs. Our working hours are flexible and we are available to assist you at your convenience. Trust Edwin Rozario for all your loan needs.

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Ride Delight Services

Whitefield, Bangalore, 560066

5.0/5 Based on 16 Reviews

+917569005912

Loans

Response Time: Within 30 Mins Distance: 28.89 Kms

Ride Delight Services Private Limited, based in Whitefield, Bangalore, is a reliable service provider specializing in home loans, business loans, and property-related financial services. Established in 2021, the company operates under the Companies Act as a private limited company. It is led by directors Selvaraj Gokila and Dharmalingam Rajesh. The company is known for its quick response time and customer-centric approach, offering services tailored to meet the financial needs of individuals and businesses. With an authorized and paid-up capital of Rs. 100,000, Ride Delight Services focuses on providing hassle-free financial solutions, making it a trusted choice for clients in Bangalore?

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From ₹5 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

Rohith from Bangalore

"i hav lot of cibil issue i tried so many bank's rejected but mr rajesh and team get it done my loan within week thank u soooooo much"

Kiran from Bangalore

"Very good service I have lot issues I get loan within week thank u"

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FIN GATE

Suddagunte Palya, Bangalore, 560029

3.6/5 Based on 7 Reviews

+918048031599

Loans Construction Loans Structural Adjustment Loans

Response Time: Within 60 MinsDistance: 31.51 Kms

FIN GATE -Gateway To Finance was Born to serve clients with effective finance consultancy services. With the availability of the best possible resources, we are operating from major cities and are meeting our customer's expectations successfully. We have absorbed the values of trustworthiness and conviction among our clients by offering them a selective range of services such as Personal loans, loans against Property, Home Loans, Business Loans, and Project Loans. We as a company, are honestly working towards rendering the best business experience to all of our customers. Customers here are assisted not only to set their processes but to grow & amp experience success in a hassle-free.

Guest from Bangalore

"I got very good service from Fin Gate for my 2 cr Business loan. Kiran"

Narasimha Murthy S from Bangalore

"Excellent support and have got the home loan only because of Mr. Andrew's outstanding support and continuous touch with the Bank and me to get this done. At the same time, he ensured proper documentation is submitted to the Bank and was available any time during the home loan process."

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Money Finance Service

Bangalore, Bangalore, 560021

+918069875880

Loans

Response Time: Within 15 MinsDistance: 25.98 Kms

Money Finance Service in Bangalore is a comprehensive financial service provider offering a wide range of loan options. They specialize in business loans, home loans, mortgage loans, and loans against property. With a strong emphasis on customer service, their experienced team is dedicated to helping clients secure the best financial solutions tailored to their needs. They operate with a quick response time and are committed to ensuring clients receive prompt and efficient service. Additionally, Money Finance Service is known for their reliable and trustworthy approach, making them a go-to choice for financial assistance in Bangalore. They cater to various financial needs, ensuring flexibility and convenience for their clients

Available Loan Types:

Offering 13 different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹1 Crore
Depending on the type of loan

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Ravindra M

Virgo Nagar, Bangalore, 560049

+918069869897

Loans

Response Time: Within 15 MinsDistance: 21.9 Kms

Dealing in all types of loans like Personal Loan, Salaried Loan, Home loan Mortgage Loan New Car Loan Gold Loan Loan Against Property Enterprises Business Loan

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HMB Loans

KONANAKUNTE, Bangalore, 560062

Loans

Distance: 38.12 KmsSulekha score: 6.2

HMB Loans, located in Konanakunte, Bangalore, is a comprehensive financial services provider established in 2022. The company offers a wide range of loan solutions, including business, education, home, machinery, and personal loans. They also provide mortgage and overdraft loans, catering to both individuals and businesses. In addition, HMB Loans offers insurance products such as automotive, health, life, and business insurance. Their expert team is dedicated to delivering personalized guidance, ensuring a smooth and efficient process for their clients. With a focus on customer satisfaction, they aim to build long-term relationships based on trust and transparency?

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

Enquire Now

Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, car loans, home loans, vehicle loans, mortgage loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Plot Loan?

Investment Opportunity: If you find a piece of land in a location with potential for future development or appreciation, a plot loan can provide the necessary funds to secure the land before prices increase.
Building a Custom Home: When you have plans to build a custom home, a plot loan allows you to purchase the land first. This gives you time to design your home and arrange for construction financing separately.
Agricultural or Commercial Use: If you're planning to use the land for agricultural purposes, such as farming or livestock, or for commercial development, a plot loan can help you acquire the necessary land to start your operations.
Retirement Planning: Some individuals buy land in desirable locations as part of their retirement planning. Owning land in a scenic or strategically located area can provide options for future development, sale, or building a retirement home.
Diversifying Assets: Investing in land can be a way to diversify your portfolio. Unlike other investments, land can offer long-term stability and potential appreciation, making it an attractive addition to your asset mix.
Immediate Funds Not Available: If you have identified the perfect plot of land but do not have the immediate funds to purchase it, a plot loan can provide the necessary capital. This allows you to secure the land while you arrange for other financing or liquidate other assets.
Better Loan Terms: When the loan terms are favorable, such as lower interest rates or flexible repayment options, it might be an opportune time to take out a plot loan. This can reduce the overall cost of borrowing and make the investment more viable.
Leveraging Tax Benefits: In some regions, there may be tax benefits associated with purchasing land, such as deductions on interest payments. Consult with a tax advisor to understand any potential tax advantages that could make a plot loan more attractive.

2. Eligibility Criteria for Taking a Plot Loan?

Age: Most lenders require applicants to be at least 21 years old, with the maximum age at loan maturity typically between 60 to 70 years. This range can vary based on whether the applicant is salaried or self-employed.
Income: Salaried individuals must have a stable income, demonstrated through payslips, income tax returns (ITRs), and bank statements. Self-employed individuals need to provide proof of business continuity and income stability through ITRs, bank statements, and business financial statements.
Employment Status: Salaried applicants should have a minimum of 2-3 years of work experience, with at least 1 year in the current job. Self-employed individuals should have been in the same business for at least 3 years to show business stability.
Credit Score: A good credit score, typically 700 and above, is crucial as it reflects the applicant's creditworthiness and ability to repay the loan. A higher score can improve the chances of loan approval and may result in better loan terms.
Loan Amount: The loan amount depends on the applicant's income and repayment capacity, with lenders generally financing up to 70-80% of the plot's value. Applicants need to make a down payment of 20-30% of the plot's value.
Property Documentation: The plot should have clear and marketable title deeds and necessary approvals from relevant authorities. Additionally, the property should be within the lender's approved locations to be eligible for financing.
Existing Liabilities: Lenders consider the applicant's existing loans and liabilities to assess their overall repayment capacity. Having minimal outstanding liabilities can positively impact loan approval.
Co-applicant: Having a co-applicant, especially one with a good credit score and stable income, can enhance eligibility. This can also increase the loan amount that can be sanctioned.
Nationality: The applicant should be a resident Indian or an NRI (Non-Resident Indian), depending on the lender's policy. Some lenders may have specific criteria for NRIs applying for plot loans.
Documents Required: Applicants need to provide identity proof (Aadhaar Card, PAN Card, Passport), address proof (utility bills, rental agreement), income proof (salary slips, ITRs, bank statements), property documents (sale deed, property tax receipts), age proof (birth certificate, passport), and employment proof (employment letter, business registration documents).

3. What are the Benefits and Advantages of a Plot Loan?

Flexibility in Construction: A plot loan offers the flexibility to design and build a home or commercial building according to your preferences and timeline, unlike ready-to-move properties. This allows for personalized planning and construction.
Appreciation Potential: Land typically appreciates over time, often at a faster rate than built-up properties. Investing in a plot can yield significant long-term returns, especially in developing areas.
Lower Interest Rates: Plot loans often come with lower interest rates compared to personal loans, making them a cost-effective financing option for purchasing land.
Loan Amount: Banks and financial institutions usually provide a high loan-to-value (LTV) ratio for plot loans, covering a significant portion of the plot's cost, thereby reducing the need for a large upfront payment.
Tax Benefits: If you plan to construct a house on the plot using a home loan, you can avail of tax benefits under Section 80C and Section 24(b) of the Income Tax Act for the principal repayment and interest paid on the loan.
Investment Diversification: Investing in land allows you to diversify your investment portfolio, providing a tangible asset that can hedge against inflation and economic downturns.
Less Depreciation: Unlike constructed properties, land does not suffer from physical depreciation, making it a more durable and lasting investment over time.
Improved Financing Options: Financial institutions may offer customized financing options for plot loans, such as longer repayment tenures and the possibility to convert the plot loan into a home loan once construction begins.
Collateral Value: Land serves as valuable collateral for future loans. Its appreciating value can provide better leverage for obtaining additional financing if needed.
Ownership Benefits: Owning a plot provides a sense of security and ownership, allowing you to use the land for various purposes, including agricultural activities, rental properties, or commercial use, depending on zoning regulations.

4. Important Factors to Consider When Taking a Plot Loan?

Loan Eligibility: Understand the eligibility criteria set by the lender. This includes age, income, employment status, credit score, and other financial obligations. Different lenders have varying requirements, so it's important to check with multiple institutions.
Interest Rates: Compare interest rates offered by different lenders. The interest rate will significantly impact your monthly EMI (Equated Monthly Installment) and the total cost of the loan. Consider both fixed and floating interest rate options.
Loan Tenure: Choose a loan tenure that suits your financial situation. A longer tenure will lower your monthly EMI but increase the total interest paid over the loan period, while a shorter tenure will increase your EMI but reduce the total interest cost.
Down Payment: Determine the down payment required by the lender. Most lenders require a certain percentage of the plot's value as a down payment. Ensure you have sufficient funds for this initial payment.
Loan-to-Value (LTV) Ratio: This ratio indicates the percentage of the plot's value that the lender is willing to finance. A higher LTV means you need to arrange a lower down payment, but it also implies higher risk for the lender, which might result in higher interest rates.
Processing Fees and Other Charges: Be aware of the various fees associated with the loan, such as processing fees, administrative charges, legal fees, and prepayment or foreclosure charges. These costs can add up and affect the overall cost of the loan.
Approval and Disbursement Time: Consider the time taken by the lender to approve and disburse the loan. Delays in disbursement can affect your plot purchase plans, especially if you have a deadline to meet.
Prepayment and Foreclosure Options: Check the terms and conditions related to prepayment and foreclosure of the loan. Some lenders charge penalties for early repayment, while others offer flexible options. Prepaying the loan can save on interest costs if allowed without heavy penalties.
Documentation: Ensure you have all the necessary documents required by the lender. This typically includes identity proof, address proof, income proof, bank statements, and property-related documents.
Legal Verification: The lender will conduct a legal verification of the plot to ensure there are no disputes or encumbrances. It's advisable to also perform your own legal due diligence to confirm the plot's clear title and ownership.
Insurance: Consider taking insurance for the plot loan to protect against unforeseen circumstances like loss of job, disability, or death. Insurance can help in repaying the loan in case of such events.
Tax Benefits: Understand the tax benefits associated with plot loans. In some countries, you may be eligible for tax deductions on the interest paid on a plot loan if the plot is used for constructing a house.

5. Plot Loan Interest Rates?

Bank Name	Interest Rate (per annum)	Loan Amount	Processing Fees	Tenure
State Bank of India	7.90% - 8.90%	Up to ₹3 Crores	0.35% of loan amount (min ₹2,000, max ₹10,000)	Up to 10 years
HDFC Bank	8.25% - 9.75%	Up to ₹10 Crores	0.50% of loan amount (min ₹3,000, max ₹10,000)	Up to 15 years
ICICI Bank	8.60% - 9.85%	Up to ₹5 Crores	0.50% of loan amount (min ₹5,000)	Up to 10 years
Axis Bank	8.40% - 9.90%	Up to ₹5 Crores	1% of loan amount (min ₹10,000)	Up to 20 years
Punjab National Bank	7.95% - 9.25%	Up to ₹3 Crores	0.35% of loan amount (min ₹2,500)	Up to 10 years
Bank of Baroda	7.85% - 9.35%	Up to ₹5 Crores	0.35% of loan amount (min ₹1,000, max ₹15,000)	Up to 15 years
Kotak Mahindra Bank	8.50% - 9.75%	Up to ₹10 Crores	0.50% of loan amount (min ₹10,000)	Up to 15 years
Canara Bank	7.95% - 9.20%	Up to ₹3 Crores	0.50% of loan amount (min ₹2,500)	Up to 10 years
Union Bank of India	8.00% - 9.50%	Up to ₹5 Crores	0.50% of loan amount (min ₹5,000)	Up to 15 years
IDBI Bank	8.35% - 9.50%	Up to ₹3 Crores	0.50% of loan amount (min ₹2,500)	Up to 10 years

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Plot Loans

1. Who are the best Plot Loan providers in Sadahalli, Bangalore?

ZEAL TECH SOLUTIONS
Ravindra M
Credence Services
Money Finance Service
Ride Delight Services

2. What documents are required for a Plot Loan?

To apply for a plot loan, you typically need identification proof (like an Aadhaar card or passport), address proof (utility bills or rent agreement), income proof (salary slips or bank statements), property documents, and a completed loan application form.

3. What are the eligibility criteria for a Plot Loan?

Eligibility for a plot loan usually includes being a salaried or self-employed individual, having a stable income source, being within a certain age range (usually 21-65 years), and having a good credit score. Specific criteria may vary by lender.

4. How do I apply for a Plot Loan online?

To apply for a plot loan online, you can apply online with the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can visit the lender's website, fill out the application form with your personal and financial details, upload the required documents, and submit the form. The lender will review your application and contact you for further processing.

5. How can I get an instant Plot Loan?

Getting an instant plot loan involves having a good credit score, meeting the lender's eligibility criteria, and ensuring all necessary documents are ready. Some lenders offer pre-approved loans to existing customers, which can expedite the process.

6. What is the percentage rate for Plot Loan?

The interest rate for plot loans varies by lender and borrower profile but typically ranges between 8% to 12% per annum. It's advisable to check with multiple lenders to find the best rate available.

7. Can I get a Plot Loan with a low CIBIL score?

While it is challenging, some lenders may approve a plot loan with a low CIBIL score by charging a higher interest rate or requiring a co-applicant with a better credit score. It's best to improve your credit score before applying.

8. What is the processing fee for a Plot Loan?

The processing fee for a plot loan generally ranges from 0.5% to 2% of the loan amount, depending on the lender. Some lenders may offer discounts or waive the fee as part of promotional offers.

9. Can I get a Plot Loan with a bad credit score?

Obtaining a plot loan with a bad credit score is difficult but not impossible. You might need to provide additional collateral, find a co-applicant with a good credit score, or be prepared for higher interest rates. It's advisable to work on improving your credit score for better terms.

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Top Plot Loan in Sadahalli, Bangalore

What type of mortgage loan do you need?

Find the Top Plot Loan Providers from Sulekha in Sadahalli, Bangalore

Top List of ~listcount~ Plot Loan Providers in Sadahalli, Bangalore. Get an instant Plot Loan with low interest rate, Also loan for land purchase, land loan, and more. Find the best Plot loan service providers near your location. as on Sep 16, 2025

Credence Services

ZEAL TECH SOLUTIONS

Ride Delight Services

FIN GATE

Money Finance Service

Ravindra M

HMB Loans

Recently Connected Loans in Bangalore

Why Choose Sulekha?

1. When to Consider Taking Out a Plot Loan?

2. Eligibility Criteria for Taking a Plot Loan?

3. What are the Benefits and Advantages of a Plot Loan?

4. Important Factors to Consider When Taking a Plot Loan?

5. Plot Loan Interest Rates?

Most Common Questions About Plot Loans

1. Who are the best Plot Loan providers in Sadahalli, Bangalore?

2. What documents are required for a Plot Loan?

3. What are the eligibility criteria for a Plot Loan?

4. How do I apply for a Plot Loan online?

5. How can I get an instant Plot Loan?

6. What is the percentage rate for Plot Loan?

7. Can I get a Plot Loan with a low CIBIL score?

8. What is the processing fee for a Plot Loan?

9. Can I get a Plot Loan with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application