Top Mortgage Loans Providers in Noida - Home Loans

Top List of 30+ Mortgage Loan Agents in Noida. Get a mortgage loan with a low interest rate. Also, get an instant home loan, construction loan, property loan, and more. Find the best mortgage loan service providers near your location. as on Apr 21, 2025

SAMARIDDHI ENTERPRISES

Sidhartha Nagar, Delhi, 110014

( Also serves in Noida )

4.5/5 Based on 2 Reviews

+08048052021

Loans

Response Time: Within 15 MinsSulekha score: 8.2

Samariddhi Enterprises, located in Sidhartha Nagar, Delhi, specializes in offering home loans and financial services. With over five years of experience, the firm is known for its efficiency in dealing with various NBFCs and finance companies. Their range of services includes home loans, mortgage loans, and project loans, catering to a diverse clientele. Additionally, they provide SIPs (Systematic Investment Plans) and offer insurance services such as life and health insurance policies. Their working hours are from Monday to Saturday, 10 AM to 7 PM, and they have garnered positive feedback from customers for their professional approach and timely service

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

Rashi from Delhi

"I highly recommend Samariddhi to anyone looking for reliable financial advice."

aaryan verma from Delhi

"Samariddhi made my mortgage process very easy. I would recommend Samariddhi to anyone seeking a trustworthy, stress-free mortgage experience. "

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M/s. CHANDRAKESHAR FINANCE SERVICES

Noida, Noida, 201303

4.4/5 Based on 7 Reviews

+011-40139189

Loans

Response Time: More than 60 MinsSulekha score: 7.5

M/s Chandrakeshar Finance Services in Noida offers a range of financial solutions tailored to meet the diverse needs of its clients. They specialize in providing customized loan options, including personal loans, business loans, and more. The business is well-regarded for its transparent processes, quick approvals, and flexible repayment options, which have earned it a solid reputation among clients. With a high customer satisfaction rating of 4.7/5, they are a trusted name in the finance industry in the Noida region. The service is known for its professional approach and dedicated customer support, ensuring a seamless experience for all borrowers.

Available Loan Types:

Offering 10 different types of loans

Loan Amount Range:

From ₹1 Lakhs to ₹1 Crore
Depending on the type of loan

Guest from Noida

"Good "

Guest from Noida

"Good "

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Enafwr Services

Dwarka, Delhi, 110075

( Also serves in Noida )

+08069831447

Loans

Response Time: Within 15 MinsSulekha score: 4.8

Enafwr Services, located in Dwarka, Delhi, specializes in providing a variety of loan services, including home loans, mortgage loans, and loans against property. They have over 10 years of experience and pride themselves on customer satisfaction, offering a 0% rejection ratio for loan applications. The company also provides loans with minimal down payment and serves clients even with lower CIBIL scores. They cater to multiple cities, including Delhi, Faridabad, and Ghaziabad, ensuring a responsive and customer-centric approach.

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From ₹25 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

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All About Finances

Delhi, Delhi, 110095

( Also serves in Noida )

4.9/5 Based on 78 Reviews

+08069876239

Loans

Response Time: Within 15 MinsSulekha score: 7.5

All About Finances is a boutique financial consultancy firm that specializes in helping customers secure home loans, loans against property, and business loans. They cater to a diverse clientele across Delhi NCR, including those with varied profiles like salaried employees, business owners, and even those without income tax returns. Their services include providing comparisons of interest rates, repayment terms, and fees from multiple lenders to help customers find the best loan options. The firm is known for its user-friendly approach, offering tools and expert assistance to simplify the loan application process. Additionally, they provide doorstep services with dedicated relationship managers to guide customers through every step of the process, ensuring a hassle-free experience?

Available Loan Types:

Offering 8 different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹55 Lakhs and above
Depending on the type of loan

Sanjeev from Delhi

"I am very impressed "

Neeresh from Delhi

"All about finances company employees are very professional and most trusted"

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Rakesh Kumar Srivastava

Karol Bagh, Delhi, 110005

( Also serves in Noida )

5.0/5 Based on 7 Reviews

+08048104807

Loans

Response Time: Within 15 MinsSulekha score: 7.9

Rakesh Kumar Srivastava, based in Karol Bagh, Delhi, has been a trusted provider of financial services since 2004. Specializing in home loans and mortgage loans, he is a premium channel partner for over 40 banks and housing finance companies. His services also include loans against property, non-CIBIL defaulter loans, and loans against rent receivables. Rakesh Kumar Srivastava is known for his personalized approach, ensuring a smooth and hassle-free loan process for clients. With over 20 years of experience, his business has earned a reputation for reliability and excellent customer support

Available Loan Types:

Offering 5+ different types of loans

Loan Amount Range:

From ₹10 Lakhs to ₹50 Lakhs and above
Depending on the type of loan

Akshay Narayan from Delhi

"I got doorstep and hassle free service The owner Mr Rakesh personally handle my case in a very professional way. their youtube videos also help me in advance to understand the entire process till my Registry Even he is also giving service after Registry also"

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Wishmore marketing

GURGAON, Gurgaon, 110075

( Also serves in Noida )

+08043692199

Loans

Response Time: Within 15 MinsSulekha score: 3.8

Wishmore Marketing, located in Gurgaon, is a prominent service provider specializing in marketing solutions for businesses. They focus on offering a range of digital marketing services such as social media management, SEO, and lead generation to help clients enhance their online presence. The company works closely with both small and medium-sized businesses, providing personalized strategies to meet their marketing goals. Their services also extend to creating innovative marketing campaigns designed to attract more customers and drive engagement

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From ₹5 Lakhs to ₹1 Crore and above
Depending on the type of loan

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Vcare Consultant

Sector 53, Noida, 201301

+09021108327

Loans

Response Time: Within 15 MinsSulekha score: 5.9

Welcome to Vcare Consultant, your one-stop solution for all your financial needs. Our expert team has been providing top-notch services since our establishment in 2013. As a trusted and reliable business in the sector, we specialize in providing loans for various purposes, including home loans, personal loans, and more. We also cater to non-CIBIL defaulters with a score above 700. Our services cover a wide range of loan amounts, starting from 6 lakhs to more than 56 lakhs. We also offer balance transfer options for your convenience. Our team is dedicated to helping you achieve your financial goals. Visit us today at our Sector 53 location to explore our services.

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JKD Homeloan

Mahavir Enclave, Delhi, 110045

( Also serves in Noida )

5.0/5 Based on 6 Reviews

+09883030971

Loans

Response Time: Within 15 MinsSulekha score: 7.4

We are DSA of multiple HFCs/NBFCs and leading Banks and provide our customers the best home loan options according theirs profiles and property category among the whole market.thus they not only save their valuable time but also safe them to raise unnecessary hard enquiries on their credit history. Besides our entire service management is absolutely free of any cost. our service area is entire Delhi NCR region.

Inderdeep from Delhi

"Excellent and fast home loan disbursement!! Very smooth and cooperative guidance and home loan service ????"

Vikram Dafauti from Delhi

"An excellent home loan se"

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SHRI BALAJI

Shakurpur, Delhi, 110034

( Also serves in Noida )

+08048051903

Loans

Response Time: Within 15 MinsSulekha score: 7.1

Welcome to SHRI BALAJI - a trusted name in the world of finance and loans. Established in 2004 in Shakurpur, our company has been providing exceptional loan services to individuals and businesses of all sizes. Our team of experts specializes in providing a wide range of loans including vehicle, home, business, mortgage, and more. Our services cater to both CIBIL defaulters and those with a credit score above 750. We also provide loans for all types of properties - commercial, residential, and industrial. Our loan amounts range from 11 lakhs to over 1 crore, making us the perfect choice for all your financial needs. Visit us today and let us help you achieve your dreams.

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Bhawya Financial Services

Delhi, Delhi, 110085

( Also serves in Noida )

1.0/5 Based on 1 Reviews

+08069868536

Loans

Response Time: Within 15 MinsSulekha score: 5.4

Welcome to Bhawya Financial Services! We are a premier lending company in Delhi, offering a wide range of loan services to meet your financial needs. Our team of dedicated professionals has been providing excellent services since our establishment. With a variety of loan options such as home loans, business loans, mortgage loans, personal loans, and more, we cater to all your loan requirements. We specialize in assisting CIBIL and non-CIBIL defaulters, and also provide loans against cash credit, property, and rent receivables. Our loan amounts range from 1-5 lakhs to more than 1 crore, making us the ideal choice for all your financial needs. Visit us today to embark on your journey towards financial stability.

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, mortgage loans, home loans, vehicle loans, car loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Mortgage Loan?

Stable Financial Situation: Ensure you have a stable income to manage monthly mortgage payments and maintain a sufficient emergency fund for unexpected expenses. A low debt-to-income ratio indicates manageable debt levels, making it easier to qualify for a mortgage.
Long-Term Commitment: Consider your future plans and whether you intend to stay in the property for a long period. Mortgages are long-term commitments, and frequent moving can be costly. Evaluate your family's current and future needs, such as space requirements and proximity to schools or work.
Housing Market Conditions: Analyze current housing market trends, including interest rates and property values. Low-interest rates and favorable market conditions can make it a good time to buy. Additionally, consider the potential for property value appreciation as a long-term investment.
Affordability and Budgeting: Save a substantial down payment to reduce the loan amount and potentially avoid private mortgage insurance (PMI). Ensure the monthly mortgage payments fit comfortably within your budget without compromising other financial goals.
Creditworthiness: A good credit score can help you secure a mortgage with favorable terms and lower interest rates. Review your credit history for inaccuracies and resolve outstanding issues to improve your credit profile, increasing your chances of loan approval.
Loan Types and Options: Understand the differences between fixed-rate and adjustable-rate mortgages and choose the one that best suits your financial situation and risk tolerance. Evaluate different loan terms (e.g., 15-year vs. 30-year) and their impact on monthly payments and total interest paid over the life of the loan.
Readiness for Homeownership: Be prepared for the responsibilities of homeownership, including maintenance, repairs, and property taxes. Consider how homeownership will impact your lifestyle and whether you are ready for the associated commitments.

2. Eligibility Criteria for Taking a Mortgage Loan?

Credit Score: A good credit score is essential as it indicates your creditworthiness. Generally, a score of 620 or higher is required, but a higher score can qualify you for better terms and interest rates.
Income: Lenders assess your income to ensure you can afford the loan payments. They will consider your employment history, salary, and other sources of income. Stable and sufficient income is crucial.
Debt-to-Income Ratio (DTI): This ratio compares your monthly debt payments to your monthly gross income. Lenders typically prefer a DTI ratio below 43%, though some may accept higher ratios depending on other factors.
Down Payment: Most mortgage loans require a down payment. The amount can vary but is typically between 3% and 20% of the home’s purchase price. Larger down payments can improve your chances of approval and get better loan terms.
Employment History: A stable employment history, usually at least two years with the same employer or in the same industry, is preferred. This demonstrates financial stability.
Property Appraisal: The property you intend to buy must be appraised to determine its market value. The loan amount is generally based on the appraised value or the purchase price, whichever is lower.
Savings and Assets: Lenders may require proof of savings or assets that can be used as a cushion in case of financial difficulties. This can include savings accounts, investments, or other assets.
Loan Type and Terms: The type of mortgage (fixed-rate, adjustable-rate, FHA, VA, etc.) and the loan terms (such as the length of the loan) can influence eligibility. Some loans have specific requirements, such as VA loans for veterans.
Documentation: You will need to provide various documents such as tax returns, pay stubs, bank statements, employment verification, and identification documents.
Residency Status: Proof of legal residency or citizenship may be required. Some lenders offer loans to non-citizens with specific documentation.

3. What are the Benefits and Advantages of a Mortgage Loan?

Home Ownership and Equity Building: Owning a home is a long-term investment that can appreciate over time, and each mortgage payment builds equity in the property, serving as a financial asset.
Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing taxable income and providing significant tax relief.
Predictable and Lower Payments: Fixed-rate mortgages offer consistent monthly payments, simplifying budgeting. Mortgage loans also generally have lower interest rates compared to unsecured loans because the property serves as collateral.
Leveraging and Credit Improvement: Mortgages allow individuals to leverage property value, enabling the purchase of more expensive homes. Regular on-time payments improve credit scores, and having a mix of credit types positively impacts credit ratings.
Flexible Terms and Refinancing: Various mortgage term lengths and types (fixed-rate, adjustable-rate) offer flexibility. Refinancing options can reduce interest rates and monthly payments or provide access to home equity for other financial needs.
Forced Savings and Stability: Mortgage payments act as forced savings, with part of each payment building equity. Homeownership provides long-term housing stability, protecting against rent increases and eviction risks.
Pride and Investment Opportunities: Homeownership provides a sense of pride and achievement. Homeowners can also generate rental income, helping to offset mortgage costs and further enhancing financial stability.

4. Important Factors to Consider When Taking a Mortgage Loan?

Interest Rates: Fixed rates offer stable monthly payments, while variable rates can fluctuate with market conditions. Look at the Annual Percentage Rate (APR) for a comprehensive view of the loan's cost.
Loan Term: Shorter terms like 15 years have higher monthly payments but lower total interest costs, while longer terms like 30 years offer lower monthly payments but higher overall interest.
Down Payment: A higher down payment reduces the loan amount and monthly payments and can eliminate the need for private mortgage insurance (PMI). Ensure you have enough savings left for emergencies and other financial goals.
Credit Score: Higher credit scores typically qualify for lower interest rates. Check your credit report for errors and work on improving your score before applying for a mortgage.
Debt-to-Income Ratio (DTI): Lenders assess your ability to repay the loan by looking at your DTI. Aim for a DTI below 43%, but the lower, the better for your financial health.
Loan Types: Conventional loans usually require higher credit scores and down payments, while government-backed loans like FHA, VA, and USDA have different requirements and benefits.
Fees and Closing Costs: These include appraisal fees, origination fees, and title insurance, which can add up to 2-5% of the loan amount. Some fees can be negotiated or shopped around.
Prepayment Penalties: Check if the loan has penalties for early repayment, as these could affect your ability to refinance or pay off the loan early.
Loan Servicing: Research the lender or servicer’s reputation for customer service and loan servicing practices to ensure a smooth mortgage management process.
Future Financial Plans: Consider your job security and potential for income changes. Research housing market trends in the area to understand potential property value changes.
Insurance and Taxes: Understand the property tax rate and how it will affect your monthly payment. Get estimates for homeowners insurance to factor into your overall housing costs.
Affordability and Budget: Ensure the monthly mortgage payment fits comfortably within your budget, considering other financial goals and expenses. Maintain an emergency fund to cover unexpected costs without compromising your mortgage payments.

5. Mortgage Loan Interest Rates?

Bank Name	Interest Rate (p.a.)	Loan Tenure	Processing Fees
State Bank of India	7.50% - 8.60%	Up to 30 years	0.35% of the loan amount (Min Rs. 2,000, Max Rs. 10,000)
HDFC Bank	7.60% - 8.50%	Up to 30 years	Up to 0.50% of the loan amount or Rs. 3,000 whichever is higher
ICICI Bank	7.70% - 8.60%	Up to 30 years	0.50% of the loan amount + GST (Min Rs. 3,000)
Axis Bank	7.75% - 8.70%	Up to 30 years	1% of the loan amount or Rs. 10,000 whichever is higher
Punjab National Bank	7.55% - 8.65%	Up to 30 years	0.35% of the loan amount (Min Rs. 2,500)
Bank of Baroda	7.65% - 8.50%	Up to 30 years	0.50% of the loan amount (Min Rs. 7,500, Max Rs. 20,000)
Kotak Mahindra Bank	7.60% - 8.50%	Up to 20 years	Up to 1% of the loan amount + GST
IndusInd Bank	7.70% - 8.75%	Up to 20 years	0.50% of the loan amount (Min Rs. 5,000, Max Rs. 10,000)
IDBI Bank	7.50% - 8.50%	Up to 30 years	0.50% of the loan amount (Min Rs. 2,500, Max Rs. 10,000)

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Mortgage Loans

1. Who are the best Mortgage Loan providers in Noida?

SAMARIDDHI ENTERPRISES
M/s. CHANDRAKESHAR FINANCE SERVICES
Enafwr Services
All About Finances
Rakesh Kumar Srivastava

2. What documents are required for a Mortgage loan?

Typically, you need identity proof (Aadhaar, PAN card), address proof (utility bills, rental agreement), income proof (salary slips, bank statements, ITR), property documents (title deed, sale agreement), and a recent photograph.

3. What are the eligibility criteria for a Mortgage loan?

Eligibility criteria include being an Indian resident, aged 21-65, having a stable income source, good credit history, and ownership of a property that can be mortgaged. Specific criteria may vary by lender.

4. How do I apply for a Mortgage loan online?

You can fill out the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can apply online by visiting the lender's website, filling out the application form with required details, uploading necessary documents, and submitting the form for processing. Some lenders may offer doorstep services for document collection.

5. How can I get an instant Mortgage loan?

Instant mortgage loans are rare due to the need for property evaluation and legal checks. However, pre-approved loans for existing customers or quick processing options from certain lenders may expedite the process.

6. What is the percentage rate for Mortgage loans?

The interest rate for mortgage loans typically ranges from 8% to 12% per annum, depending on the lender, borrower’s creditworthiness, loan amount, and tenure. Rates can vary widely, so it’s advisable to compare different lenders.

7. Can I get a Mortgage loan with a low CIBIL score?

Yes, it is possible but may come with higher interest rates and stricter terms. Some lenders offer mortgage loans to individuals with low CIBIL scores, but the approval process may be more stringent.

8. What is the processing fee for a Mortgage loan?

The processing fee for a mortgage loan usually ranges from 0.5% to 2% of the loan amount. This fee covers administrative costs and varies by lender. It’s important to confirm this with your lender before applying.

9. Can I get a Mortgage loan with a bad credit score?

Getting a mortgage loan with a bad credit score is challenging but possible with certain lenders. You may face higher interest rates and stricter terms. Providing a strong co-applicant or additional collateral can improve your chances.

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Top Mortgage Loan Providers in Noida

What type of mortgage loan do you need?

Find the Top Mortgage Loan Providers from Sulekha in Noida

Top List of 30+ Mortgage Loan Agents in Noida. Get a mortgage loan with a low interest rate. Also, get an instant home loan, construction loan, property loan, and more. Find the best mortgage loan service providers near your location. as on Apr 21, 2025

SAMARIDDHI ENTERPRISES

M/s. CHANDRAKESHAR FINANCE SERVICES

Enafwr Services

All About Finances

Rakesh Kumar Srivastava

Wishmore marketing

Vcare Consultant

JKD Homeloan

SHRI BALAJI

Bhawya Financial Services

Latest User Reviews for Mortgage Loan in Noida

Recently Connected Loans in Noida

Why Choose Sulekha?

1. When to Consider Taking Out a Mortgage Loan?

2. Eligibility Criteria for Taking a Mortgage Loan?

3. What are the Benefits and Advantages of a Mortgage Loan?

4. Important Factors to Consider When Taking a Mortgage Loan?

5. Mortgage Loan Interest Rates?

Most Common Questions About Mortgage Loans

1. Who are the best Mortgage Loan providers in Noida?

2. What documents are required for a Mortgage loan?

3. What are the eligibility criteria for a Mortgage loan?

4. How do I apply for a Mortgage loan online?

5. How can I get an instant Mortgage loan?

6. What is the percentage rate for Mortgage loans?

7. Can I get a Mortgage loan with a low CIBIL score?

8. What is the processing fee for a Mortgage loan?

9. Can I get a Mortgage loan with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application