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Top List of Loan Against Property without Map in Chennai as on Oct 06, 2024

LAKSHANA FIN CORPS

West Mambalam, Chennai, 600033

+08048096670

Loans Home Loans Loan Against Property

+4 more

Response Time: Within 15 MinsSulekha score: 8.3

Welcome to LAKSHANA FIN CORPS, located in the heart of West Mambalam. Our company has been providing top-notch loan services since our establishment. With a team of dedicated employees, we offer a wide range of services including home loans, mortgage loans, non-CIBIL defaulter loans, and loans against property. Our working hours are flexible to suit your needs. Trust us to help you achieve your dreams of owning a new home or expanding your proper ... less

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MKN Loan

Chennai, Chennai, 600060

+07569004951

Loans Business Loans CC Limit Loans

+8 more

Response Time: More than 60 MinsSulekha score: 4.4

MKN Loan in Chennai offers a range of financial services, specializing in providing various types of loans to meet the diverse needs of their clients. They focus on quick and hassle-free loan disbursement processes, ensuring that customers receive funds in a timely manner. Their loan offerings include business loans, personal loans, and loans against property, catering to both individuals and businesses. MKN Loan is known for its customer-centric approach, with a dedicated team that assists clients in selecting the most suitable loan products based on their specific financial requirements. The business operates with a strong commitment to transparency, ensuring that there are no hidden charges or unexpected costs. With a responsive and professional team, MKN Loan has built a reputation for reliability and trust in the Chennai financial services sector.

Available Loan Types:

Offering 10 different types of loans

Loan Amount Range:

From ₹20 Lakhs to ₹1 Crore and above
Depending on the type of loan

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Dream World Realtors

Gingee, Villupuram, 604202

( Also serves in Chennai )

+08069874066

Loans Business Loans CC Limit Loans

+11 more

Response Time: Within 30 Mins Sulekha score: 6.4

Dream World Realtors, based in Gingee, Villupuram, was established in 2014 and specializes in providing a wide range of real estate and loan services. They cater to various financial needs, offering home loans, business loans, mortgage loans, and even loans for individuals with non-CIBIL defaults. The company is known for its customer-focused approach, ensuring that clients receive personalized service tailored to their specific requirements. Dream World Realtors has built a strong reputation in the region, reflected in their 5-star rating from satisfied customers. Their services are available across Villupuram, and they are dedicated to making the loan acquisition process smooth and hassle-free?

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From ₹1 Lakhs to ₹1 Crore and above
Depending on the type of loan

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Gourav Enterprises

Model Town, Sonipat, 134003 ( Also serves in Chennai )

+08035426822

Loans Business Loans CC Limit Loans

+11 more

Response Time: Within 60 MinsSulekha score: 6.5

Welcome to Gourav Enterprises, your one-stop destination for all your loan needs. We are a trusted and reliable company that has been serving our customers since our establishment in Model Town. Our team of experts is dedicated to providing you with the best loan solutions for your home, mortgage, unsecured, personal, private finance, and business needs. With a variety of options ranging from 2 to 15 lakhs, we cater to all your financial requirem ... less

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BT Finance

Dahisar West, Mumbai, 400068

( Also serves in Chennai )

4.2/5 Based on 5 Reviews

+08035427389

Loans Business Loans CC Limit Loans

+12 more

Response Time: Within 30 Mins Sulekha score: 6.5

BT Finance, located in Dahisar West, Mumbai, is a reputable financial institution known for providing a wide range of loan services. They specialize in offering personal loans, business loans, home loans, and mortgage loans tailored to meet the diverse needs of their clients. With a commitment to customer satisfaction, BT Finance prides itself on its fast approval process and flexible loan terms, making it an ideal choice for individuals and businesses seeking financial assistance. Their team of experienced professionals is dedicated to guiding clients through the loan process, ensuring a smooth and efficient experience from application to disbursement

Available Loan Types:

Offering 3+ different types of loans

Loan Amount Range:

From ₹1 Lakhs to ₹15 Lakhs and above
Depending on the type of loan

Sabita chutiya Gogoi from Mumbai

"Hsbsjsbbshdbdbbdbdbdbdbslsnsbdjsbsksmms"

Pravendra Kumar from Mumbai

"My parsnol loan emergency sir/maim"

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Shri Vinayak Enterprises

Vaishali Nagar, Jaipur, 302021

( Also serves in Chennai )

Loans Business Loans CC Limit Loans

+12 more

Sulekha score: 7.8Working hours: 10 PM to 7 PM

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KVR Financial Service

Vellore, Vellore, 632006

( Also serves in Chennai )

Loans Business Loans CC Limit Loans

+10 more

Sulekha score: 7.1

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Naresh Ramesh

Paye Gaon, Thane, 401404 ( Also serves in Chennai )

Loans Business Loans Car Loans

+17 more

Sulekha score: 7.1Working hours: 10 AM to 5 PM

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Sagar Enterprises

Malviya Nagar, Delhi, 110017 ( Also serves in Chennai )

1.0/5 Based on 1 Reviews

Loans Business Loans Car Loans

+19 more

Sulekha score: 6.6Working hours: 10 AM to 5 PM

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SMR Associates

Thiruvanmiyur, Chennai, 600041

Loans Home Loans Loan Against Property

+3 more

Sulekha score: 6.5Years of Experience: 24

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Why Choose Sulekha?

Sulekha is your go-to platform for finding a wide variety of loan providers catering to diverse financial needs such as personal loans, Loan Against Property without Map, home loans, vehicle loans, mortgage loans, education loans, and more. With Sulekha, you gain access to a comprehensive network of reputable lenders, ensuring you find the perfect match for your specific requirements. The platform simplifies your search process, saving you time and effort by connecting you with trusted professionals who can offer tailored loan solutions. Choose Sulekha for a seamless and efficient loan-seeking experience.

1. When to Consider Taking Out a Loan Against Property Without Map?

Urgent Need for Funds: If you have an immediate financial need such as medical expenses or urgent educational fees and other loan options are not viable, taking a LAP can be a quick solution.
Lower Interest Rates: LAPs generally offer lower interest rates compared to unsecured loans, making them a more cost-effective borrowing option.
Longer Repayment Period: If you need a longer time to repay the loan, LAPs typically offer extended repayment tenures, spreading the financial burden over many years.
Substantial Loan Amount: When you require a significant sum of money, a LAP can provide a higher loan amount based on the market value of your property.
Using Property for Value: If your property is not generating income, using it as collateral for a loan can unlock its financial potential without having to sell it.

2. Eligibility Criteria for Taking a Loan Against Property Without Map

Ownership Proof: You must provide clear ownership proof of the property, even if the map is not available, to be eligible for a LAP.
Property Type: The property used as collateral can be residential, commercial, or industrial, but it must have a clear and undisputed title.
Income Proof: Lenders require proof of income such as salary slips, bank statements, or business financials to ensure you can repay the loan.
Credit Score: A good credit score improves your chances of approval and may help you secure better loan terms and interest rates.
Age: Typically, applicants need to be between 21 and 65 years old to qualify for a LAP.
Employment Stability: Stable employment history or consistent business profits are essential for demonstrating your ability to repay the loan.

3. Benefits and Advantages of a Loan Against Property Without Map

Higher Loan Amount: By using your property's market value, you can obtain a substantial loan amount, which is often larger than what is available through unsecured loans.
Lower Interest Rates: LAPs usually come with lower interest rates compared to personal loans and credit cards, reducing your overall borrowing costs.
Flexible Usage: The funds from a LAP can be used for a wide range of purposes, including business expansion, education, medical expenses, or debt consolidation.
Longer Repayment Tenure: LAPs offer long repayment tenures, sometimes up to 15-20 years, making the monthly EMIs more manageable.
Continued Property Usage: You retain the ability to use your property for personal or commercial purposes while utilizing its value to secure the loan.

4. Important Factors to Consider When Taking a Loan Against Property Without Map

Loan-to-Value (LTV) Ratio: Understand the LTV ratio, which is typically between 50% and 70% of the property's market value; without a map, lenders might offer a lower ratio.
Interest Rates and Charges: Compare different lenders for interest rates and additional charges like processing fees, legal fees, and prepayment penalties to find the most cost-effective option.
Repayment Capacity: Ensure your income is stable enough to handle the EMI payments without causing financial strain.
Legal Verification: Verify that the property has a clear title and is free from any legal disputes or encumbrances, which could affect loan approval.
Documentation: Be prepared to provide extensive documentation, including ownership proofs and income statements, to meet the lender's requirements.
Valuation of Property: Understand how lenders will assess your property's value without a map, as this will directly impact the loan amount you can receive.
Impact on Property: Be aware of the risk of losing your property if you default on the loan and ensure you are comfortable with this potential consequence before proceeding.

5. Loan Against Property Without Map Interest Rates?

Bank Name	Interest Rate (Per Annum)	Processing Fee	Loan Amount	Tenure
State Bank of India	8.70% - 10.25%	0.35% - 1% of loan amount	Up to ₹10 crores	Up to 15 years
HDFC Bank	8.50% - 9.85%	0.5% - 1.5% of loan amount	Up to ₹5 crores	Up to 15 years
ICICI Bank	8.90% - 10.75%	0.5% - 1% of loan amount	Up to ₹5 crores	Up to 15 years
Axis Bank	9.00% - 11.00%	1% of loan amount	Up to ₹5 crores	Up to 20 years
Bank of Baroda	8.75% - 10.50%	0.35% - 1% of loan amount	Up to ₹5 crores	Up to 15 years
Punjab National Bank	8.90% - 10.40%	0.5% of loan amount	Up to ₹5 crores	Up to 15 years
Kotak Mahindra Bank	9.25% - 11.00%	1% of loan amount	Up to ₹5 crores	Up to 15 years
IDFC First Bank	9.50% - 11.50%	1% of loan amount	Up to ₹10 crores	Up to 15 years
Bajaj Finserv	9.10% - 11.20%	1% - 2% of loan amount	Up to ₹3.5 crores	Up to 18 years
IndusInd Bank	9.15% - 11.50%	1% - 2% of loan amount	Up to ₹5 crores	Up to 15 years

Please note: Interest rates and fees can vary based on the loan amount, tenure, credit profile of the borrower, and specific bank policies. It is advisable to check with the respective bank for the most accurate and updated information.

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Most Common Questions About Loan Against Property without Map

1. Who are the best Loan Against Property without Map providers in Chennai?

2. What documents are required for a Loan Against Property without Map?

For a Loan Against Property without a map, you typically need property documents, identity proof (like Aadhar or PAN card), address proof, income proof (salary slips or IT returns), and bank statements. The specific requirements may vary by lender.

3. What are the eligibility criteria for a Loan Against Property without Map?

Eligibility for a Loan Against Property without a map includes ownership of the property, a stable income source, a good credit score, and the property's market value. Lenders may have additional criteria based on their policies.

4. How do I apply for a Loan Against Property without Map online?

You can apply online with the Sulekha form above with your loan requirements, and connect with the best loan providers that suit your needs. Also you can visit the lender’s website, fill out the application form, upload the necessary documents, and submit. Some lenders may offer doorstep document collection or online verification processes.

5. How can I get an instant Loan Against Property without Map?

To get an instant Loan Against Property without a map, ensure you have all required documents ready and meet the lender's eligibility criteria. Some lenders offer pre-approved loans for existing customers, which can expedite the process.

6. What is the percentage rate for Loan Against Property without Map?

The interest rate for a Loan Against Property without a map varies by lender, generally ranging between 8% to 12% per annum. The exact rate depends on factors like the borrower’s credit score, income, and property value.

7. Can I get a Loan Against Property without Map with a low CIBIL score?

Getting a Loan Against Property with a low CIBIL score can be challenging but not impossible. Some lenders may still approve the loan but may offer it at a higher interest rate or require additional collateral or guarantors.

8. What is the processing fee for a Loan Against Property without Map?

The processing fee for a Loan Against Property without a map typically ranges from 0.5% to 2% of the loan amount. This fee covers the administrative costs of processing the loan application and can vary by lender.

9. Can I get a Loan Against Property without Map with a bad credit score?

Obtaining a Loan Against Property with a bad credit score is possible, but it may come with higher interest rates and stricter terms. Some lenders specialize in high-risk loans, but you may need to provide additional security or a guarantor.

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4.8

Based on 61 Reviews

Kalaiyarasi Arumbakkam

20 Jul, 2021

He is given the wonderful Service, when I approached for mortgage loan. Very knowledgeable person. Easy documentation.

Guest Valasaravakkam

07 Feb, 2020

Gud service and gud responsible company.!! And finally I have lot of problems and they?re deserved it.!! Thank you so much????

vignesh

08 Nov, 2019

Hello Friends, I am working as Business Banking Relationship Manager for a Reputed private Bank in Chennai. Are you a manufacturer, Trader, Service Provider whose Annual turnover from 1 Cr to 100 Cr business, who want to scale your business in Financial Year 2019-2020. We provide Loans from Rs 25 Lakhs to Rs 20 Cr+.. ? Mortgage Loans/Term Loans ? Overdraft facility/ Working capital ? Pre/Post Shipment Finance ? LC Bill Discounting ? Lease Rental Discounting ? Letter of Credit (Inland & Foreign) ? Bank Guarantee(Inland & Foreign) ? Forward Contracts/Derivates ? Advisory and Handling of Capital Account Transactions I take 100% personal Banking Responsibility for your Company's Growth. Kindly call me Vignesh - 9087159777 or kindly leave a message in watsup.

Varadhan Madipakkam

13 Sep, 2019

Got the mortgage loan sanctioned quickly. I really appreciate the personalized services and the financial advise given by the firm

Priyank Anna Nagar East

21 Jun, 2019

It has been a pleasure working with the team at Incept. The overall experience for the loan acquisition was handled smoothly. The team is easily reachable and always available for any questions. Highly satisfied.

Akansha Anna Nagar East

Faster processing .. Hassle free service provider.. I got my loan approved so fast and i am very happy with the service also planning for more loans from incept business solution

Jose Anna Nagar East

20 Jun, 2019

Incept Business Solutions completed my construction loan process very fast and easy. Good and transparent behaviour and you can trust them. I recommend.

Kumar Anna Nagar East

13 May, 2019

Their team gave a detailed comparison of various banks and NBFCs for my Mortgage loan requirement. Trustworthy.

Top Loan Against Property without Map in Chennai

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Find the Top Loan Against Property without Map from Sulekha in Chennai

Top List of Loan Against Property without Map in Chennai as on Oct 06, 2024

LAKSHANA FIN CORPS

MKN Loan

Dream World Realtors

Gourav Enterprises

BT Finance

Shri Vinayak Enterprises

KVR Financial Service

Naresh Ramesh

Sagar Enterprises

SMR Associates

Latest User Reviews for Loan Against Property without Map in Chennai

Recent Enquiries for Loan Against Property without Map in Chennai

Why Choose Sulekha?

1. When to Consider Taking Out a Loan Against Property Without Map?

2. Eligibility Criteria for Taking a Loan Against Property Without Map

3. Benefits and Advantages of a Loan Against Property Without Map

4. Important Factors to Consider When Taking a Loan Against Property Without Map

5. Loan Against Property Without Map Interest Rates?

Most Common Questions About Loan Against Property without Map

1. Who are the best Loan Against Property without Map providers in Chennai?

2. What documents are required for a Loan Against Property without Map?

3. What are the eligibility criteria for a Loan Against Property without Map?

4. How do I apply for a Loan Against Property without Map online?

5. How can I get an instant Loan Against Property without Map?

6. What is the percentage rate for Loan Against Property without Map?

7. Can I get a Loan Against Property without Map with a low CIBIL score?

8. What is the processing fee for a Loan Against Property without Map?

9. Can I get a Loan Against Property without Map with a bad credit score?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application