Home Loan in Ahmedabad, Housing Loans Ahmedabad | Sulekha

510+ Home Loan in Ahmedabad

Tell us more about your requirements so that we can connect you to the right Home Loan in Ahmedabad
    Ahmedabad
    • Ahmedabad
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    • Independent house
    • Flat / apartment
    • Plot
    • Home construction
    • Plot & construction
    • Home extension / renovation
    Select type of property
    • Less than 10 lakhs
    • 11 - 15 lakhs
    • 16 - 25 lakhs
    • 26 - 50 lakhs
    • More than 50 lakhs
    Select home loan amount
    • CIBIL defaulter
    • Non-CIBIL defaulter
    • Not sure
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    • Yes
    • No
    Select property status
    • Salaried
    • Self-employed
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    • Less than Rs 20,000
    • Rs 20,000 - 40,000
    • Rs 40,000 - 60,000
    • More than Rs 60,000
    Select income range for home loans
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    What was once a quaint town is now a bustling hub of thousands of people getting in and out of the city every day. Since the real estate sector has experienced an obvious boom over the years, the demand for home loans has gone higher, but definitely easier to obtain. Ahmedabad has 490+ agents for loan against home.

    Best Home Loans Providers in Ahmedabad as on Feb 18, 2018

    1. HDFC Ltd.

      4 Reviews 6.2 Sulekha Score
      Home Loans, Home loans
      Also Servicing : Ahmedabad

      Churchgate, Mumbai - 400020 Get Directions

    2. +91 79 49071184
      Home Loans, Home loans

      Gs-21, Shri Balaji Alfa Bazar, Opp Law Garden, Ellis Bridge, Ahmedabad - 380006 Get Directions

    3. +91 79 49070526
      Home Loans, Home loans

      Mahashakti Appartment ,No. A-15, Chandlodia Overbridge, Chandlodia, Ahmedabad - 382481 Get Directions

    4. +91 79 49074856
      Home Loans, Home loans

      No. 5, Hariharnand Society, Jivraj Park, Ahmedabad - 380051

    5. +91 79 49081744
      Home Loans, Home loans

      No. 907, Hemkoot Complex, Town Hall, Ashram Road, Ahmedabad - 380009 Get Directions

    6. +91 79 49071175
      Home Loans, Home loans

      1st Floor, Jaldhara Ramyakunj Society, Vatva Road, Isanpur, Ahmedabad - 382443

    7. N.R. Finance, Ashram Road

      6.3 Sulekha Score
      +91 79 49072625
      Home Loans, Home loans

      F-9, Vikram Chamber, Ashram Road, Ahmedabad - 380009 Get Directions

    8. +91 79 49071170
      Home Loans, Home loans

      Madhav Complex ,No. A-2, Ghatlodiya, Ahmedabad - 380061

    9. Union Finance

      19 Reviews 7.7 Sulekha Score
      +91 11 40117282
      Home Loans, Home loans
      Also Servicing : Ahmedabad

      RZ-172, Palam Extension, Sector 7, Dwarka, Delhi - 110075

    • PREV
    • Page 1

    Recent Enquiries by Customers

    • Type of property: Home construction
    • Home loan amount: More than 50 lakhs
    • CIBIL defaulter status: Not sure
    • Property status: No
    • Nature of employment: Salaried
    • Income range for home loans: Less than Rs 20,000
    2 days ago
    • Type of property: Flat / apartment
    • Home loan amount: Less than 10 lakhs
    • CIBIL defaulter status: CIBIL defaulter
    • Property status: Yes
    • Nature of employment: Self-employed
    • Income range for home loans: Rs 20,000 - 40,000
    4 days ago
    • Type of property: Plot
    • Home loan amount: 26 - 50 lakhs
    • CIBIL defaulter status: CIBIL defaulter
    • Property status: Yes
    • Nature of employment: Salaried
    • Income range for home loans: Rs 20,000 - 40,000
    11 days ago
    • Type of property: Flat / apartment
    • Home loan amount: 11 - 15 lakhs
    • CIBIL defaulter status: Non-CIBIL defaulter
    • Property status: Yes
    • Nature of employment: Salaried
    • Income range for home loans: Less than Rs 20,000
    17 days ago

    Recent Bookings in Loans

    • Type of property: Flat / apartment
    • Home loan amount: Less than 10 lakhs
    • CIBIL defaulter status: Non-CIBIL defaulter
    • Property status: No
    • Nature of employment: Salaried
    • Income range for home loans: Less than Rs 20,000
    25 days ago
    • Are you Eligible to get a Home Loan Subsidy?

      Do you find yourself dreaming about the perfect house to live in? Have you sometimes looked at apartments by the road and wished if you could own it? Buying a home of your home is now easier than ever with home loans at unbelievable EMI and interest rates. Now you can calculate your finances and increase/decrease your loan tenure accordingly. Home loans can be obtained by all strata of people, both salaried and self-employed.

      Eligibility to obtain a home loan:

      Age:

      Anyone between the ages of 21 and 65 are eligible to apply for a loan, depending on the type of employment. It is to be noted that loan payments are not applicable after retirement.

      Minimum Net Annual Income:

      A minimum net annual income of 5-7 lakhs is required to apply for a loan, depending on the type of employment. A loan of 50% of the net pay is generally granted to the borrower.

      Type of Employment:

      There are two types of employment options that come into consideration while applying for a loan- salaried and self-employed. While professionals who are working in a corporate organization fall into the first category, others like doctors, small retail businessmen, etc. fall into the second category.

      Status of Employment:

      The borrower should have worked in the current job/business/profession for atleast a year, and should have a prior work experience of a minimum of two years.

      Type of residence:

      The borrower is applicable for a loan irrespective of whether he stays in an owned/rented property.

      Status of Residence:

      The borrower should have resided for a minimum of one year at his/her current residence.

      Credit Rating:

      The credit rates which are accepted differs from one financial organization to another. However, a good credit rate as recognized by the credit bureau should make the borrower eligible for the loan.

      Once you decide on whether you want to purchase a plot or a fully constructed loans, you can then sort out your finances and apply for a home loan in a bank that will cater to the rates of interest that you can afford. There are some documents, however, that you need to submit as a standard statement of your income and expenditure.

      Identity Proof- Aadhar Card/PAN Card/Passport/Voter’s ID

      Residence Proof- Aadhar Card/Ration Card/Passport/Voter’s ID/Water bill/Electricity bill

      Income proof:

      • Salaried- Payslips/Current or revised salary certificate
      • Self Employed- Latest Income Tax Return

      Employment Proof:

      • Salaried- Employment Certificate
      • Self Employed- Documents pertaining to the establishment of the business

      Tax Proof:

      • Salaried- Latest Form 16
      • Self Employed- Latest ITR form
      • Property documents
      • Processing fee cheque

      Co-applicant’s documents

      Ahmedabad- What was once a quaint town is now a bustling hub of thousands of people getting in and out of the city every day. Since the real estate sector has experienced an obvious boom over the years, the demand for home loans has gone higher, but definitely easier to obtain.

      To know more about home loans, scroll up to see the best service providers around you!


      Bank wise 2017 & 2018 Interest rate, processing fee, loan amount, and tenure range

      Bank Name

      Interest Rate
      (Floating)

      processing fee
      (One Time Fee)

      loan amount

      tenure range

      HDFC LTD

      8.35 - 8.55%

      0.50%

      5L - 10Crs

      1-30 Yrs.

      ICICI Bank

      8.35 - 8.80%

      0.50%

      5L - 10Crs

      3-30 Yrs.

      SBI Home Loan

      8.30 - 8.60%

      Rs.2-10K

      -

      1-30 Yrs.

      PNB Housing

      8.50 - 10.25%

      0.50%

      Min 5L

      1-30 Yrs.

      Axis Bank

      8.35 - 11.75%

      0.50%

      5L - 10Crs

      1-30 Yrs.

      LIC Housing

      -

      -

      Min 1L

      5-30 Yrs.

      Bank of Baroda

      8.30 - 9.35%

      Rs.7.5-20K

      1L - 2Crs

      1-30 Yrs.

      IDBI Home Loan

      8.35 - 8.60%

      -

      5L - 10Crs

      1-30 Yrs.

      DHFL Home Loan

      9.00 - 9.35%

      Rs.5-20K

      1L - 10Crs

      1-30 Yrs.

      Union Bank

      8.60%

      0.50%

      1L - 2Crs

      1-30 Yrs.

      Vijaya Bank

      8.90%

      0.50%

      Min 1L

      1-30 Yrs.

      Indian Bank

      8.60 – 9.05%

      -

      5L - 10Crs

      1-30 Yrs.

      *As per rules, the applicability of GST for home loans will be at a consistent rate of a minimum of 18%.

      Home Loan Eligibility:

      There are also some other factors that will determine your housing loan eligibility (Your age, financial position, credit history, credit score, other financial liabilities etc.).

      • Age (21–65 years)
      • Educational qualifications
      • Job stability and income bracket
      • Credit score and repayment capacity
      • Liability of other loans, such as personal loan, credit card etc.
      • Assets such as property, jewellery etc.

    Useful Tips & Related Blogs

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      Buying a house is a lifetime desire for everyone, but due to increasing property prices the need to buy one becomes uncertain. The real estate market is witnessing a hike in the interest rate and thus people are taking a step behind in placing their inv...Read More

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