2000+

Home Loan in Mumbai

Tell us more about your requirements so that we can connect you to the right Home Loan in Mumbai

0%
What type of home loan do you need?
  • New home loan
  • Balance transfer
Select loan type
What type of property is the loan for?
  • Independent house
  • Flat / apartment
  • Plot
  • House construction
  • Plot & construction
  • House extension / renovation
Select type of property
What loan amount are you looking at?
  • Less than 10 lakhs
  • 11 - 20 lakhs
  • 21 - 35 lakhs
  • 36 - 55 lakhs
  • More than 56 lakhs
Select home loan amount
Enter valid pan card number
What is your CIBIL defaulter status?
  • Non-CIBIL defaulter (Score above 700)
  • CIBIL defaulter (Score below 700)
  • Not sure
Select cibil defaulter status
Select your source of income
  • Salaried
  • Self-employed
Select nature of employment
Enter valid company name
Please give an estimate of your monthly income
  • Rs 20,000 - 40,000
  • Rs 40,000 - 60,000
  • More than Rs 60,000
Select income range for home loans
+91 Enter your mobile number
Enter your name
Enter email address
I would like to recieve calls on
  • Any time
  • 12PM - 3PM
  • 3PM - 6PM
  • 6PM - 9PM
Please select your preference
By submitting the request, you accept our Terms of use and Privacy policy.
× Mumbai
You have almost reached.
Few steps to complete

Home Loan Service Providers at Sulekha have served 97 requests in mumbai since last 30 days. Find 750+ quick & instant housing loan for independent house, flat / apartment, plot, home construction, home extension / renovation at lowest EMI & interest rates from Top banks like HDFC, ICICI, Axis, Kotak, SBI, Standard chartered, Indusind, Canara Bank, Citibank, Corporation Bank, etc with CIBIL/ NON CIBIL defaulter. The loan amount ranges from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years & minimum EMI interest rate.

Best Home Loans Providers in Mumbai

as on Oct 17, 2018
Filter Sort by
  1. Kim Financial Solutions Malad West, Mumbai - 400064
    1 Review 4.2

    Home Loans

    +91 22 33486848
    Shop No. 4, Orlem Business Plazza, Off Marve Road Orlem, Malad West, Mumbai - 400064 Get Directions
  2. Sanjay Agrawal - Home Loan Consultant 2
    Sanjay Agrawal - Home Loan Consultant Andheri West, Mumbai - 400053
    4.7

    Home Loans

    +91 22 33486820
    Shop No. 1, Florida, Shastri Nagar, Glaxy Estates & invetment, Andheri West, Mumbai - 400053 Get Directions
  3. HDFC Ltd. Churchgate, Mumbai - 400020
    5 Reviews

    Home Loans

    Churchgate, Mumbai - 400020 Get Directions
  4. Anish Shah Business & Financial Solutions 1
    Anish Shah Business & Financial Solutions Kandivali East, Mumbai - 400101
    1 Review 6.0

    Home Loans

    +91 22 33512319
    4th Floor, 41-401, Evershine Millennium Paradise, Thakur Village, Kandivali East, Mumbai - 400101 Get Directions
  5. Reliable Fincorp 5
    Reliable Fincorp Badlapur, Mumbai - 421503
    6.5

    Home Loans

    +91 22 33486695
    B-212, Deodhar Market, 2nd Floor, Badlapur Station Road, Badlapur, Mumbai - 421503
  6. Atharva Investment & Financial Services 7
    Atharva Investment & Financial Services Mahim West, Mumbai - 400016
    5.2

    Home Loans

    +91 22 33486386
    Shop No. 4, Horizon Kakad Industries, LJ Road, Mahim West, Mumbai - 400016
  7. Upstream Business Consultants LLP. 20
    Upstream Business Consultants LLP. Goregaon East, Mumbai - 400063
    18 Reviews 6.1

    Home Loans

    +91 22 33487919
    B-404, Cello Triumph, I B Patel Road,, Goregaon East, Mumbai - 400063
  8. S.R. Financial Services 5
    S.R. Financial Services Masjid Bunder West, Mumbai - 400009
    1 Review 4.6

    Home Loans

    +91 22 33487343
    Office No.307, Sujata Chambers, 1/3, Abhichand Gandhi Marg, Masjid Bunder West, Mumbai - 400009
  9. Singhs Investment Solutions 5
    Singhs Investment Solutions Also Servicing in Mumbai
    5 Reviews 8.1

    Home Loans

    +91 11 40127565
    S-H-209, Sher Singh Market, Shastri Nagar, Ghaziabad - 201001 Get Directions

Latest Customer Reviews for Home Loan in Mumbai

as on Oct 17, 2018 Average Rating (5) - 28 reviews
11th Oct, 2018

GOOD RESPONSE AND QUICK SERVICES

0
13th Sep, 2018

my experience is good and good business

1
29th Jun, 2018

Great help Rising Finserv team

0
4th May, 2018

Professional and quick. Refer to all.

0
4th May, 2018

Best services and feedback from you, thats gr8

0
4th May, 2018

It was a good & Hassel free deal... Happy with the services... My best wishes.

0
4th May, 2018

Best service and minimum days sanction done that's gr8

0
4th May, 2018

I have posted the inquiery in sulekha and upstream staff had call me with quick service. Then i have visited at office and told about my housing loan problem they have quickly find the solution of my problem like iceing on cake. Superb marvellous service provided by team. I will recommended to all those who are looking for anytime of loan. Thanks once again team Keep it up ??

1
  • Page 1

Recent Enquiries for Home Loan in Mumbai

  • Loan type: New home loan
  • Type of property: Independent house
  • Home loan amount: 36 - 55 lakhs
  • CIBIL defaulter status: CIBIL defaulter (Score below 700)
  • Nature of employment: Salaried
  • Company Name: indigo
  • Income range for home loans: Rs 20,000 - 40,000
2 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 11 - 20 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Self-employed
  • Company Name: Sai shburi
  • Income range for home loans: Rs 20,000 - 40,000
3 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: Anjuman I islam
  • Income range for home loans: Rs 20,000 - 40,000
3 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: R and A foods pvt Ltd
  • Income range for home loans: Rs 20,000 - 40,000
4 days ago

Recent Bookings in Loans

  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: Globeop Finance Service
  • Income range for home loans: Rs 20,000 - 40,000
49 days ago
  • Loan type: Balance transfer
  • Type of property: Flat / apartment
  • Home loan amount: 16 - 25 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
51 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: AMPM LOGISTICS PVT LTD
  • Income range for home loans: Rs 40,000 - 60,000
65 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 36 - 55 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: Mount Litra Mumbai
  • Income range for home loans: Rs 40,000 - 60,000
67 days ago
  • Which Home Loans Is Right For You?

    Most people dream of owning a house but not all can fulfill their dream because of insufficient funds. But now-a-days things have changed and in India a large number of government as well as non-government financial institutions have surfaced that are ready to offer a wide variety of housing loans to the common man. Home loans in mumbai are especially meant for people who look forward to buying a home or building one.

    Here I plan to throw some light on the kinds of loans available in the market.

      • Home Purchase Loans: This kind of loan is availed by people who plan to buy a house.
      • Home Construction Loans: Such loans are available for people who are interested in constructing their house.
      • Home Extension Loan: This loan has been designed for people who are willing to extend or expand their existing abode.
      • Home Improvement Loans: These loans can be availed by showing the need of repair or renovation in the house where you stay.
      • Balance Transfer Loans: Such loans can be availed to pay off an already existing home loan, which was availed at a higher rate of interest.
      • Bridge Loans: These loans are meant for people interested in disposing off their existing house for buying a new one. Financial institutions help in financing the new house for such people.
      • Home Conversion Loan: These kinds of loans have been designed for people who have already availed home loan to buy the home in which they are staying but still want to move to another house. For this purpose they need extra amount of money. The financial institution shifts the already existing loan to the new property after adding the extra amount to it.
      • Land Purchase Loans: These loans can be taken for purchasing land to build house on it.

      Bank wise 2017 & 2018 Interest rate, processing fee, loan amount, and tenure range

      Bank Name

      Interest Rate
      (Floating)

      processing fee
      (One Time Fee)

      loan amount

      tenure range

      HDFC LTD

      8.35 - 8.55%

      0.50%

      5L - 10Crs

      1-30 Yrs.

      ICICI Bank

      8.35 - 8.80%

      0.50%

      5L - 10Crs

      3-30 Yrs.

      SBI Home Loan

      8.30 - 8.60%

      Rs.2-10K

      -

      1-30 Yrs.

      PNB Housing

      8.50 - 10.25%

      0.50%

      Min 5L

      1-30 Yrs.

      Axis Bank

      8.35 - 11.75%

      0.50%

      5L - 10Crs

      1-30 Yrs.

      LIC Housing

      -

      -

      Min 1L

      5-30 Yrs.

      Bank of Baroda

      8.30 - 9.35%

      Rs.7.5-20K

      1L - 2Crs

      1-30 Yrs.

      IDBI Home Loan

      8.35 - 8.60%

      -

      5L - 10Crs

      1-30 Yrs.

      DHFL Home Loan

      9.00 - 9.35%

      Rs.5-20K

      1L - 10Crs

      1-30 Yrs.

      Union Bank

      8.60%

      0.50%

      1L - 2Crs

      1-30 Yrs.

      Vijaya Bank

      8.90%

      0.50%

      Min 1L

      1-30 Yrs.

      Indian Bank

      8.60 – 9.05%

      -

      5L - 10Crs

      1-30 Yrs.

      *As per rules, the applicability of GST for home loans will be at a consistent rate of a minimum of 18%.

      Home Loan Eligibility:

      There are also some other factors that will determine your housing loan eligibility (Your age, financial position, credit history, credit score, other financial liabilities etc.).

      • Age (21–65 years)
      • Educational qualifications
      • Job stability and income bracket
      • Credit score and repayment capacity
      • Liability of other loans, such as personal loan, credit card etc.
      • Assets such as property, jewellery etc.

      How to Increase Your Home Loan Eligibility?

      Clearing Existing Loans:

      Outstanding loans may dampen the chances of eligibility. It is advised that if you take a subsequent loan, you plan them accordingly to avoid any hassle. 

      Variable Pay:

      It is important that you keep a track of the variable pay that comes with your salary package to keep an eye on your eligibility.

      Rental Income:

      If you have a house that is out of use, take the time to lease or rent it out. You can show this as additional income while you apply for the loan.

      Increase in Tenure:

      Gauge how much you can pay off with your income and calculate your tenure. Make sure EMIs do not interfere with your lifestyle. You can increase your tenure accordingly, but the downside of it is that the interest is proportional to the tenure.

      Income of the Spouse:

      In the case that your spouse has a regular source of income, it is highly advantageous as the chances of eligibility go quite high. You can apply for a joint loan together as it may be beneficial in bringing down the loan tenure as well.

      Take the Time You Need:

      Before you apply for a loan, make sure you sit down and evaluate all factors like CIBIL, credit score, etc. and make sure you qualify all the eligibility criteria