Home Loan in Mumbai, Housing Loans Mumbai | Sulekha

1860+ Home Loan in Mumbai

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    Mumbai
    • Mumbai
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    • Independent house
    • Flat / apartment
    • Plot
    • Home construction
    • Plot & construction
    • Home extension / renovation
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    • Less than 10 lakhs
    • 11 - 15 lakhs
    • 16 - 25 lakhs
    • 26 - 50 lakhs
    • More than 50 lakhs
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    • Salaried
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    • Less than Rs 20,000
    • Rs 20,000 - 40,000
    • Rs 40,000 - 60,000
    • More than Rs 60,000
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    There’s no surprise that all of us want to own a piece of land in the city of dreams. With urbanization in the city at its peak, buying your dream home isn’t all that difficult. You can now choose from leading banks who are willing to provide loans at unbelievable interest rates. Mumbai has 1760+ agents for loan against home.

    Best Home Loans Providers in Mumbai as on Feb 19, 2018

    1. Kim Financial Solutions , Malad West

      1 Review 6.4 Sulekha Score
      +91 22 33292761
      Home Loans, Home loans
      About
      10 Years Experienced financial assistance for people in and around Mumbai, India. We offer home loans for independent houses, plots, house construction, home extension/renovation, plots, etc. We provide loan interest calculator services and loan information brochures for the convenience of the customers.
    2. +91 22 49410589
      Home Loans, Home loans
      About
      One of the Leading loan providers for the past several years. We deal with Home Loans. Home loans above Rs 50 Lakhs, Home loans between Rs 25 lakhs-50 Lakhs, Home Loans between 16 -24 Lakhs. We are a conscious, compassionate and high-principled provider of authentic service enhancing customer experience at every touch point and fulfilling the needs comprehensively.
    3. HDFC Ltd., Churchgate

      4 Reviews 6.2 Sulekha Score
      Home Loans, Home loans
      About
      HDFC is one of the leading Housing Finance agencies in India with interest rate @8.35% With our customised solutions, we have fulfilled over 5.8 million dreams since inception. We pioneered Housing Finance in 1977, and we have financed 5.8 million cumulative units.
    4. +91 22 33487263
      Home Loans, Home loans

      B-404, Cello Triumph, I B Patel Road,, Goregaon East, Mumbai - 400063

    5. +91 22 33486936
      Home Loans, Home loans
      About
      Sadashiv Kharmate & Associates is a Mumbai-based loan service provider. We offer home loans for individual houses, flats/apartments, plots, home construction/renovation/extension and plot construction. Mortgage loans on properties, rent receivables and Lal Dora properties are offered for plots, residential buildings, commercial buildings and industrial buildings. We encourage growth and provide various loan facilities at the minimum interest rates.
    6. +91 22 49410149
      Home Loans, Home loans
      About
      SRF Financial services is a best home loan providers in mumbai. We provide a home loan fpr Independent house, Flat / apartment, Home construction, Home extension / renovation, Plot & construction upto 50 lakhs. We are provide a loan for salaraid & self employed peoples.
    7. +91 22 49410495
      Home Loans, Home loans
      About
      Om Sai Marketing Financial Consultant has massive experience in this business. We provide services in Home loans above Rs 50 Lakhs, Home loans b, Home loans between Rs 25 lakhs-50 Lakhs, Mortgage Loans. We are providing loan for Independent house, flat, villa, plot, apartment, home extension.
    8. +91 22 49433349
      Home Loans, Home loans
      About
      Leading Service Provider of Home loans and Credit Rating Services across pan India. We are providing loans for plots, residential buildings, commercial buildings and industrial buildings, individual houses, flat, Plot & construction.
    9. Sqquare One Realty, Andheri East

      1 Review 6.5 Sulekha Score
      +91 22 49473806
      Home Loans, Home loans

      1st Floor, H.Kantilal Bldg, Sakinaka, Andheri East, Mumbai - 400069

    • PREV
    • Page 1

    Recent Reviews by Customers as on Feb 19, 2018

    Average Rating (4) - 8 reviews
    1. 2nd July, 2017

      They have Good service . They are Committed. No false promises

      1
    2. 11th May, 2017

      Decided to take a home loan from this finance company. The service was medium and moderate to the customers since they did not make any update to me about the changes in the interest rates. Average service rendered by them.

      3
    3. 11th May, 2017

      Acquired home loan from here. Their service was valuable to us since their help has enabled me to fulfill my dream of owning a house. The interest rate is moderate. Gratified to take service here.

      1
    4. 11th May, 2017

      From LIC Housing Finance Ltd..i have got home loan,their service was average to me because the rate of interest seems little high to me,and the service persons are not responding to the customers properly, they should improve their service

      0
    5. 11th May, 2017

      From LIC Housing Finance Ltd..i have got home loan,their service was average to me because the rate of interest seems little high to me,and the service persons are not responding to the customers properly, they should improve their service

      1
    6. 11th May, 2017

      Gratified and thankful to obtain my home loan here. Their service here was a pleasant experience and they gave us the home loan without any difficulties and the staff are helpful. Worthy service met here.

      0
    7. 11th April, 2017

      Acquired Home Loans through India Infoline Finance Limited Bandra East, Mumbai. They called me and on the next day I went there and after the consult and advise, I submitted all required documents to this financial service institute and At Last, they provided me the Home Loan. I am happy and satisfied with their financial services

      1
    8. 3rd February, 2017

      Taken home loan from this company. The company staff are very obliging to the customers and they availed my loan in one month and the loan amount is 850000. Gratified to obtain my need from here at the right time.

      2
    • PREV

    Recent Enquiries by Customers

    • Type of property: Flat / apartment
    • Home loan amount: 26 - 50 lakhs
    • CIBIL defaulter status: Non-CIBIL defaulter
    • Property status: Yes
    • Nature of employment: Salaried
    • Income range for home loans: Rs 20,000 - 40,000
    4 hours ago
    • Type of property: Flat / apartment
    • Home loan amount: 26 - 50 lakhs
    • CIBIL defaulter status: Not sure
    • Property status: No
    • Nature of employment: Salaried
    • Income range for home loans: Rs 20,000 - 40,000
    11 hours ago
    • Type of property: Flat / apartment
    • Home loan amount: 11 - 15 lakhs
    • CIBIL defaulter status: Not sure
    • Property status: No
    • Nature of employment: Salaried
    • Income range for home loans: Rs 20,000 - 40,000
    13 hours ago
    • Type of property: Independent house
    • Home loan amount: Less than 10 lakhs
    • CIBIL defaulter status: Not sure
    • Property status: Yes
    • Nature of employment: Salaried
    • Income range for home loans: Less than Rs 20,000
    2 days ago

    Recent Bookings in Loans

    • Type of property: Plot
    • Home loan amount: 11 - 15 lakhs
    • CIBIL defaulter status: Non-CIBIL defaulter
    • Property status: Yes
    • Nature of employment: Self-employed
    • Income range for home loans: Rs 40,000 - 60,000
    Yesterday
    • Type of property: Flat / apartment
    • Home loan amount: Less than 10 lakhs
    • CIBIL defaulter status: Non-CIBIL defaulter
    • Property status: Yes
    • Nature of employment: Salaried
    • Income range for home loans: Less than Rs 20,000
    Yesterday
    • Type of property: Flat / apartment
    • Home loan amount: Less than 10 lakhs
    • CIBIL defaulter status: Not sure
    • Property status: No
    • Nature of employment: Salaried
    • Income range for home loans: Less than Rs 20,000
    Yesterday
    • Type of property: Independent house
    • Home loan amount: Less than 10 lakhs
    • CIBIL defaulter status: Not sure
    • Property status: No
    • Nature of employment: Salaried
    • Income range for home loans: Less than Rs 20,000
    27 days ago
    • Bank wise 2017 & 2018 Interest rate, processing fee, loan amount, and tenure range

      Bank Name

      Interest Rate
      (Floating)

      processing fee
      (One Time Fee)

      loan amount

      tenure range

      HDFC LTD

      8.35 - 8.55%

      0.50%

      5L - 10Crs

      1-30 Yrs.

      ICICI Bank

      8.35 - 8.80%

      0.50%

      5L - 10Crs

      3-30 Yrs.

      SBI Home Loan

      8.30 - 8.60%

      Rs.2-10K

      -

      1-30 Yrs.

      PNB Housing

      8.50 - 10.25%

      0.50%

      Min 5L

      1-30 Yrs.

      Axis Bank

      8.35 - 11.75%

      0.50%

      5L - 10Crs

      1-30 Yrs.

      LIC Housing

      -

      -

      Min 1L

      5-30 Yrs.

      Bank of Baroda

      8.30 - 9.35%

      Rs.7.5-20K

      1L - 2Crs

      1-30 Yrs.

      IDBI Home Loan

      8.35 - 8.60%

      -

      5L - 10Crs

      1-30 Yrs.

      DHFL Home Loan

      9.00 - 9.35%

      Rs.5-20K

      1L - 10Crs

      1-30 Yrs.

      Union Bank

      8.60%

      0.50%

      1L - 2Crs

      1-30 Yrs.

      Vijaya Bank

      8.90%

      0.50%

      Min 1L

      1-30 Yrs.

      Indian Bank

      8.60 – 9.05%

      -

      5L - 10Crs

      1-30 Yrs.

      *As per rules, the applicability of GST for home loans will be at a consistent rate of a minimum of 18%.

      Home Loan Eligibility:

      There are also some other factors that will determine your housing loan eligibility (Your age, financial position, credit history, credit score, other financial liabilities etc.).

      • Age (21–65 years)
      • Educational qualifications
      • Job stability and income bracket
      • Credit score and repayment capacity
      • Liability of other loans, such as personal loan, credit card etc.
      • Assets such as property, jewellery etc.


      How to Increase Your Home Loan Eligibility?

      Clearing Existing Loans:

      Outstanding loans may dampen the chances of eligibility. It is advised that if you take a subsequent loan, you plan them accordingly to avoid any hassle. 

      Variable Pay:

      It is important that you keep a track of the variable pay that comes with your salary package to keep an eye on your eligibility.

      Rental Income:

      If you have a house that is out of use, take the time to lease or rent it out. You can show this as additional income while you apply for the loan.

      Increase in Tenure:

      Gauge how much you can pay off with your income and calculate your tenure. Make sure EMIs do not interfere with your lifestyle. You can increase your tenure accordingly, but the downside of it is that the interest is proportional to the tenure.

      Income of the Spouse:

      In the case that your spouse has a regular source of income, it is highly advantageous as the chances of eligibility go quite high. You can apply for a joint loan together as it may be beneficial in bringing down the loan tenure as well.

      Take the Time You Need:

      Before you apply for a loan, make sure you sit down and evaluate all factors like CIBIL, credit score, etc. and make sure you qualify all the eligibility criteria

      Useful Tips & Related Blogs

      View Blog(s)
      • 10 Tips On Taking Home Loans

        Buying a house is a lifetime desire for everyone, but due to increasing property prices the need to buy one becomes uncertain. The real estate market is witnessing a hike in the interest rate and thus people are taking a step behind in placing their inv...Read More

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