Get the Lowest Interest Rates on Home Loans in Chennai

We have compiled a list of 43000+ verified service providers for home loans in Chennai. Our professionals help you with the best deals and offer on home loans in Chennai. Apart from home loans, our experts help you with other services like personal, gold, vehicle, and education loans. Our professionals assure you with an easy documentation process, affordable interest rate, low-cost EMI, a decent period of time to repay loans, 24/7 customer support, and much more. Register at Sulekha today to get the best deals on home loans in Chennai.

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Perambur Velachery Kolathur Porur

Top & Verified Chennai Home Loan Providers as on Sep 20, 2024

LAKSHANA FIN CORPS

West Mambalam, Chennai, 600033

+08048096670

Loans Home Loans Loan Against Property

+4 more

Sulekha score: 8.3

Welcome to LAKSHANA FIN CORPS, located in the heart of West Mambalam. Our company has been providing top-notch loan services since our establishment. With a team of dedicated employees, we offer a wide range of services including home loans, mortgage loans, non-CIBIL defaulter loans, and loans against property. Our working hours are flexible to suit your needs. Trust us to help you achieve your dreams of owning a new home or expanding your proper ... less

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Dream World Realtors

Gingee, Villupuram, 604202

( Also serves in Chennai )

+08069874066

Loans Business Loans CC Limit Loans

+11 more

Response Time: Within 30 Mins Sulekha score: 6.7

Dream World Realtors, based in Gingee, Villupuram, was established in 2014 and specializes in providing a wide range of real estate and loan services. They cater to various financial needs, offering home loans, business loans, mortgage loans, and even loans for individuals with non-CIBIL defaults. The company is known for its customer-focused approach, ensuring that clients receive personalized service tailored to their specific requirements. Dream World Realtors has built a strong reputation in the region, reflected in their 5-star rating from satisfied customers. Their services are available across Villupuram, and they are dedicated to making the loan acquisition process smooth and hassle-free?

Available Loan Types:

Offering 10+ different types of loans

Loan Amount Range:

From ₹1 Lakhs to ₹1 Crore and above
Depending on the type of loan

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Manappuram Finance Limited

Bantwal, Dakshina Kannada, 574219

( Also serves in Chennai )

Loans Business Loans Car Loans

+11 more

Working hours: 08:30 AM to 05:30 PM

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Home loan providers in Chennai are financial experts or lending entities who offer loans specifically for purchasing or refinancing residential/home properties. These providers include banks, credit unions, mortgage companies, online lenders, and other financial organizations. Home loan providers in Chennai evaluate the borrower's creditworthiness, income, and the property's value to determine the loan amount, interest rate, and terms. They offer various types of home loans, such as fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and more. Home loan providers play a crucial role in helping individuals and families realize their homeownership dreams by providing the necessary funds to acquire or refinance their homes.

Home Loan Providers in Chennai Offer Services, Include:

Helping borrowers understand current interest rates and selecting the most suitable rate for their financial circumstances.
Providing various mortgage products tailored to different financial situations, including fixed-rate, adjustable-rate, and specialized loans.
Guiding borrowers through the complex application process, ensuring accurate and complete submissions.
Tailoring loan packages to match individual needs, credit history, and financial goals, ensuring borrowers secure the best home loan for their situation.
Collaborating with appraisers to determine the property's value impacts the loan amount and terms.

How to Find Trusted Home Loan Providers in Chennai

Sulekha has the trusted personal loan agents in Chennai. All you have to do is,

Sign up on Sulekha.com
Fill in the simple online form with your needs
Our Sulekha AI listing option shares your needs to service experts near you
Hire based on credentials, user ratings, Sulekha score, etc.

Frquently Asked Questions

How to get a loan for a house in Chennai?

To get a home loan in Chennai, you must approach a bank or a financial institution and provide necessary documents like a salary certificate, ID proof, address proof, etc. Your credit score and repayment history will also be considered.

What is the minimum salary for a home loan in Chennai?

The minimum salary for a home loan in Chennai varies depending on the bank and the loan amount. However, most banks require a minimum salary of Rs. 10,000 to Rs. 25,000 per month.

What is the interest rate for the Home Loan in Chennai?

The interest rate for a home loan in Chennai ranges from 8.35% to 9.50% p.a. There are also private banks that offer various low-interest home loan schemes for customers based on several factors, such as the loan amount, repayment period, and customer credit score. The lowest home loan interest in Chennai is 8.00%, provided by Bajaj FinServ.

What is the maximum period allowed for the Home loan repayment?

The maximum period for home loan repayment in Chennai is 20 to 30 years. It depends on the bank's policies and the loan amount. A longer repayment period means lower EMIs, but higher interest payments.

What are the Eligibility Criteria for a Home Loan in Chennai?

To be eligible for Home Loan in Chennai, a person should be 21-65 years old and have a minimum salary of Rs. 10000 per month with a business income of Rs.200000 per annum. The person should also have a work experience of 3-5 years and a cibil score of 750 and above.

What documents are required for a Home Loan in Chennai?

The following are the required documents to apply for Home Loan in Chennai:

Personal documents – Aadhar, Pan, driving license, passport, and voter ID
Proof of Income: Salary slips ( last 2 months), Bank account statements ( last 3-5 months)
Property Documents – Copy of sale deed, No objection certificate from the society, allotment – possession letter, etc.

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If you are an NRI who wish to buy a residential property in India using a home loan, then it is essential for you to be aware...

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4.6

Based on 70 Reviews

imran Arumbakkam

21 Mar, 2020

Worst, worst, Worst. Dont even think about this Finance service, I approach for Loan Against Property. This people sanctioned loan on 4 March and gave us the Check on 20 March, so we are paying 16.95 intrest for 15 days for nothing.. Apart from pros.fee and insurance they have deducted 50k from sanctioned loan ammout without any information, When i asked Bank says They have opened FD on my name with 50k, its not even mentioned in the Sanction letter. They will tell all the hidden things after they changed property documents on FED bank name. Process was complete 2 month time, I would never suggest any one to this FED FINANCE SERVICE.

vinod Perambur

25 Jan, 2020

I applied for a loan here really its very smooth in clearance i got a great help in right situation great work team Kudos.....

A User Thoraipakkam

17 Dec, 2019

LOAN ENQUIRED WITH LICHFL OMR, THURAIPAKKAM BRANCH. STAFFS EXPLAINED ABOUT PMAY SCHEME AND OTHER FACILITIES. GOOD RESPONSE.

sathya Shenoy Nagar

01 Nov, 2019

Excellent home loan counsellor. He Explained us the entire process efficiently, helped us in every single aspect from filling forms to legal opinion, valuation and approval. I completely recommend anyone who's trying for a home loan to contact Manickavasagam sir and take his guidance for a smooth home loan process.

Prem KK Nagar

26 Jun, 2019

I mean prem i met Mr. Kalakah sir for Home load he arrange and register for me and Get loan very soon he did all formalities soon

amit kumar singh Guindy

10 May, 2019

Excellent service, quick and fast process, i never expect with in 5 working days my loan got sanctioned, i will give 5 stars to mamtha housing..

Suresh Sembakkam

12 Apr, 2019

He is having good communication skills when he communicate to us and also he is explanined many features regarding housing loan. Totally I am very impressed.

Murugadoss Madipakkam

10 Apr, 2019

Approach was Excellent! Consultative with high for details and service motive! Not business minded. Was able to consolidate all my high cost debts with a Mortgage Loan within the TAT assured.

Home Loans in Chennai

What type of home loan do you need?

Get the Lowest Interest Rates on Home Loans in Chennai

Top & Verified Chennai Home Loan Providers as on Sep 20, 2024

LAKSHANA FIN CORPS

Dream World Realtors

Manappuram Finance Limited

Manappuram Finance Limited

Manappuram Finance Limited

Manappuram Finance Limited

Manappuram Finance Limited

Manappuram Finance Limited

Manappuram Finance Limited

Manappuram Finance Limited

Recent Home Loan Customer Reviews in Chennai

Recent Home Loan Enquiries in Chennai

Turn Owning a Home a Reality with Professional Home Loan Providers in Chennai

Home Loan Providers in Chennai Offer Services, Include:

How to Find Trusted Home Loan Providers in Chennai

Frquently Asked Questions

How to get a loan for a house in Chennai?

What is the minimum salary for a home loan in Chennai?

What is the interest rate for the Home Loan in Chennai?

What is the maximum period allowed for the Home loan repayment?

What are the Eligibility Criteria for a Home Loan in Chennai?

What documents are required for a Home Loan in Chennai?

Tips & Solutions for Applying Loan View All Blogs

Home Buying Trends 2021

Important Things That NRIs Should Know About Home Loan In India

Home Loan Agreement- Important clauses to know!

How To Avoid Rejection Of Your Personal Loan Application