Top 10 Home Loan in Bangalore, Housing Loans Bangalore | Sulekha
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Home Loan in Bangalore

Tell us more about your requirements so that we can connect you to the right Home Loan in Bangalore

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  • New home loan
  • Balance transfer
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  • Independent house
  • Flat / apartment
  • Plot
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  • Plot & construction
  • House extension / renovation
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  • Less than 10 lakhs
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Home Loan Service Providers at Sulekha have served 60 requests in bangalore since last 30 days. Find 750+ quick & instant housing loan for independent house, flat / apartment, plot, home construction, home extension / renovation at lowest EMI & interest rates from Top banks like HDFC, ICICI, Axis, Kotak, SBI, Standard chartered, Indusind, Canara Bank, Citibank, Corporation Bank, etc with CIBIL/ NON CIBIL defaulter. The loan amount ranges from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years & minimum EMI interest rate.

Best Home Loans Providers in Bangalore

as on Aug 21, 2018
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  1. Quadra Financial Services Pvt. Ltd. Kammanahalli, Bangalore - 560043

    Home Loans

    +91 80 48031406

     Quadra Financial Services Pvt. Ltd. is a renowned company known for its quality services and timelines. We address your needs with utmost care and ensure your satisfaction in whatever we do. Give us an opportunity to serve you. We will gift you with a pleasant experience. customers are always treated with courtesy and you can feel it when you are with us. At Quadra Financial Services Pvt. Ltd. we provide service such as Mortgage Loans. Contact us for further details

  2. Atom Commercial Consultancy 6
    Atom Commercial Consultancy HBR Layout, Bangalore - 560043
    3 Reviews 4.3

    Home Loans

    +91 80 48031498
    Thakur Dilip Singh reviewed for Home loans 2nd Jan, 2016

    Pretty good

    Nikil Reddy reviewed for Home loans 2nd Jan, 2016

    i really appreciate the team work in getting my loan process easier and faster .....

    A loan is a type of debt. A loan is money borrowed that is usually repaid with interest. You pay interest on the actual amount advanced from the time it is advanced until it is paid back. If you repay an installment loan before its final date, there will be no penalty and an appropriate adjustment of interest. A loan entails the redistribution of financial assets over time between the lender and the borrower. We are in this field from last several years and have huge experience in it. We are in touch with our customers through quality, performance, service and assistance. Bringing the top of value to our customers, we also care as much about our customers. Contact us for more details.

  3. Sankar Home Loans 5
    Sankar Home Loans Ramamurthy Nagar, Bangalore - 560016
    5.4

    Home Loans

    +91 80 48032055

    Sankar Home Loans offers personalised home loans from SBI, HDFC, LIC HFL, PNB, DHFL, Reliance, IIFL, Yes Bank, etc. We excel in providing home loans for A Khatha, B Khatha (DC converted), Gram Panchayath, BMRDA. We also offer Plot loans for A Khatha, B Khata, Gram panchayat, EKhatha, BMRDA, BDA, Nelamangala Development Authority. Furthermore, we also provide Construction loans, Composite loans, plot loans, Takeover+ top-up loans, Loans against property flat or house, Doctors Loans, etc. We strive to render personalised and reliable loan assistance to our clients. Contact us for further details. 

  4. KMB Associates LLP 4
    KMB Associates LLP Shankarapuram, Bangalore - 560004
    2 Reviews 5.5

    Home Loans

    +91 80 48042318
    Rajeev Hegde reviewed for Home loans 25th Jul, 2018

    Nice service availed HL in 4 days

    Vikranth reviewed for Business loans 25th Jul, 2018

    good service from mr bhat

    KMB Associates offers specialized advice and services to all type of businesses. It works with all the leading banks and NBFCs. Our founder Kameshwar Bhat has 25 plus years of experience in the finance domain. He has worked 23 years in Karnataka Bank. Kameshwar Bhat has an excellent proficiency in banking and private equity experience at leading financial institutions of India. Kameshwar Bhat has amassed strong relationships with leading Banks, NBFCs, Angel Investors, financiers, technology entrepreneurs and industrialists in India. Kameshwar Bhat employs his long techno-financing experience and relationships to source assignments, perform, negotiate investment terms, structuring financing plan, structure promoters' capital equity and debt syndication with venture capitalists and lending institutions, and effectively manage the assignments. OUR SERVICES Home Loans Personal Loans Business Loans Project Finance Loan against Properties Working Capital Finance.

  5. UK.Financial Services Ulsoor, Bangalore - 560042

    Home Loans

    +91 80 48032182

    UK.Financial Services, as the name implies, offers excellent loan assistance to clients located in Bangalore, India. We primarily focus on providing home loans for independent houses, apartments, plots and plot/home construction. Our team also renders mortgage loans against plots/properties and rent receivables. We specialise in providing hassle-free loan assistance to clients from different walks of life. Contact us for any queries.

  6. Nakul Enterprises Nagarabhavi, Bangalore - 560091

    Home Loans

    +91 80 48042094
    No. 56, 1st Main, 4th Cross Health Layout, Annapoorneshwari Nagar, Nagarabhavi, Bangalore - 560091
  7. FIN GATE - Gateway to Finance 8
    FIN GATE - Gateway to Finance Suddagunte Palya, Bangalore - 560029
    6 Reviews 6.5

    Home Loans

    +91 80 48100720
    Ankit Sharma 30th Aug, 2016

    For home loans,was been searching for finance service.Then found FIN GATE-gateway to finance and took loan from them.The staffs responded me well and explained me about all the details.I liked their overall service and happy to take loans

    vijay kumar 7th May, 2012

    More money transaction making center,.,.,,

    FIN GATE - Gateway To Finance Born to serve clients with the effective finance consultancy services, Fin Gate, today has become a preeminent name across the country. With the availability of best possible resources, we are operating from major cities and are meeting our customers expectations successfully. We have absorbed the values of trustworthiness and conviction among our clients by offering them a selective range of services such as Loan against Property, Home Loans, Business Loans, SME Loans and Project Loans. We, as a company, are honestly working towards rendering the best business experience to all of our customers. Customers here are assisted not only to setup their processes but to grow & experience success in a hassle-free way. Further, with our consultancy services, we help them in executing smooth management of their entity. Our experts assist our clients to avail necessary capital, so that they may start their business conveniently or fulfill their personal needs. With our dependable services, we have marked our remarkable presence across the country. With the aid of our expert personnel, we have gained maximum experience, which is playing a vigorous role in understanding the patron's demands in an enhanced way and to help them accordingly. Our Team Driven by enthused and experienced personnel, we are rising rapidly despite tough market competition. Our team comprises well-qualified, skilled and meticulous professionals. Financial advisors working with us possess massive experience in their specialized areas. Incredible support of our personnel enables us to accomplish the provided financial consultancy services perfectly. With an objective to keep them acquainted of cutting-edge changes captivating across the industry, we organize skill-enhancement programs and training sessions for them. Customer-Driven Approach Our genuine efforts are focused towards attaining maximum customer satisfaction. We operate in an apparent environment and keep ethical values and high morale that ultimately results in prosperous business venture. We work based on principle of making customers dream come true We have an exceptional track-record of not only sustaining our customers needs but also exceeding their expectations.

  8. Intigra Financial Services Wilson Garden, Bangalore - 560027

    Home Loans

    +91 80 48031907

    Intigra Financial Services, as the name implies, provides financial assistance for people based in Bangalore, India. We specialise in offering home loans and mortgage loans. We ensure to provide a personalised financial aid for each client after understanding their needs. We have helped many customers construct their dream homes with our timely home loans. Our mortgage loans assist people with their immediate financial needs. Contact us for any queries.

  9. MKN Also Servicing in Bangalore
    2 Reviews 5.2

    Home Loans

    +91 44 49912475
    sam 21st Jul, 2016

    i have new tamilnadu tempravory registered indica v2 ls 2016 new veichlei need 1 lakh emergency iam salaried 25000 per month

    kannan 27th Jun, 2016

    i need personal loan for my daughter school fee and personal financial problem..please help.

    MKN specialises in offering hassle-free loan assistance to people in Chennai, Hyderabad, Bangalore and Pune, India. Our team specialises in providing tailor-made home loans, mortgage loans, private finance loans, machinery loans and project loans based on client specifications and budget criteria. We render loan information brochures for the benefit of the patrons. Contact us for your financial needs.

Latest Customer Reviews for Home Loan in Bangalore

as on Aug 21, 2018 Average Rating (4) - 20 reviews
31st Jul, 2018

Never thought getting a loan can be so easy... they really made it seemless for us.. they gave the best advice and completed the whole process in a smooth way.

1
28th Jul, 2018

Best advisor for buyer and door step service, i will recommend everyone of my contacts to Punith.

1
28th Jul, 2018

Single point contact.. Door to Door Service.. No service charges.. fantastic On time updates.. honest advices for buyers.. I will recommend everyone of my contacts to Punith.. keep up the good work..

1
25th Jul, 2018

Nice service availed HL in 4 days

0
14th Jul, 2018

Inquired about the loan providers for the home loan which is Axis Bank, good response from them, they answered all my queries, I'm satisfied with this inquiry. I preferred the 4000000, I submitted my home loan based documents to them, They verified for this loan, Still going on the process, I paid 3000 for the documentation charge, I am fruitfully satisfied with this agent.

0
22nd Jun, 2018

Got a home loan from this Bank Of Baroda. They did the work very quickly in order to get the loan. Staff member was very cooperative and very friendly moving into the customer. I got a 20 lakhs loan from them at the rate of interest of 8.45% per month for a period of 20 years. Overall I'm happy with their service.

1
19th Jun, 2018

Took a Home loan of 10 lakhs from this Cauvery Kalpatharu Grameena Bank, The interest rate was 9.5% duration of EMI 20 year and monthly EMI 9820. They responded to me well and cleared the doubts about my Loan Queries. Got very good service from them and the staff service also nice. Overall I was a good service I got from them.

0
15th May, 2018

Good services from the team .

1
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Recent Enquiries for Home Loan in Bangalore

  • Loan type: New home loan
  • Type of property: Independent house
  • Home loan amount: 36 - 55 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: KONGOVI PRIVATE LIMTED
  • Income range for home loans: More than Rs 60,000
3 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: Griendwell Norton ltd
  • Income range for home loans: Rs 20,000 - 40,000
5 days ago
  • Loan type: New home loan
  • Type of property: House construction
  • Home loan amount: 36 - 55 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: ILC Kuwait country NRE account holder
  • Income range for home loans: More than Rs 60,000
6 days ago
  • Loan type: Balance transfer
  • Type of property: Flat / apartment
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: Tech mahindra
  • Income range for home loans: More than Rs 60,000
6 days ago

Recent Bookings in Loans

  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 26 - 50 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Income range for home loans: Rs 40,000 - 60,000
49 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 16 - 25 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Income range for home loans: More than Rs 60,000
60 days ago
  • Loan type: New home loan
  • Type of property: Plot & construction
  • Home loan amount: 16 - 25 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Self-employed
  • Income range for home loans: Rs 40,000 - 60,000
87 days ago
  • Loan type: New home loan
  • Type of property: Independent house
  • Home loan amount: 26 - 50 lakhs
  • CIBIL defaulter status: Not sure
  • Income range for home loans: Rs 20,000 - 40,000
104 days ago
  • Home loan interest rates all banks, Processing fee, Loan amount, Tenure Details

    Bank Name

    Interest Rate
    (Floating)

    processing fee
    (One Time Fee)

    loan amount

    tenure range

    HDFC LTD

    8.35 - 8.55%

    0.50%

    5L - 10Crs

    1-30 Yrs.

    ICICI Bank

    8.35 - 8.80%

    0.50%

    5L - 10Crs

    3-30 Yrs.

    SBI Home Loan

    8.30 - 8.60%

    Rs.2-10K

    -

    1-30 Yrs.

    PNB Housing

    8.50 - 10.25%

    0.50%

    Min 5L

    1-30 Yrs.

    Axis Bank

    8.35 - 11.75%

    0.50%

    5L - 10Crs

    1-30 Yrs.

    LIC Housing

    -

    -

    Min 1L

    5-30 Yrs.

    Bank of Baroda

    8.30 - 9.35%

    Rs.7.5-20K

    1L - 2Crs

    1-30 Yrs.

    IDBI Home Loan

    8.35 - 8.60%

    -

    5L - 10Crs

    1-30 Yrs.

    DHFL Home Loan

    9.00 - 9.35%

    Rs.5-20K

    1L - 10Crs

    1-30 Yrs.

    Union Bank

    8.60%

    0.50%

    1L - 2Crs

    1-30 Yrs.

    Vijaya Bank

    8.90%

    0.50%

    Min 1L

    1-30 Yrs.

    Indian Bank

    8.60 – 9.05%

    -

    5L - 10Crs

    1-30 Yrs.

    *As per rules, the applicability of GST for home loans will be at a consistent rate of a minimum of 18%.

    Home Loan Eligibility:

    There are also some other factors that will determine your housing loan eligibility (Your age, financial position, credit history, credit score, other financial liabilities etc.).

    • Age (21–65 years)
    • Educational qualifications
    • Job stability and income bracket
    • Credit score and repayment capacity
    • Liability of other loans, such as personal loan, credit card etc.
    • Assets such as property, jewellery etc.

    Types of Home loan

    Plot & Construction Composite Loan

    Plots and construction composite loans are applicable if you have identified a land plot and decided to construct on it. This loan generally ranges over a time period of 1 to 20 years. However, the tenure does not extend after the age of retirement.

    Loans for Purchase of Land

    Loans for purchase of land can be availed on plots that are directly allocated or on purchase of resale plots. It also includes transferring the outstanding loan you have in another bank/financial institution. You can spread out your payments to a maximum of 15 years and your payments are based on your personal profile, the age of the plot and other such factors.

    Loans for Home Purchase

    Loans for home purchase generally involve down payments and closing costs. It may be extended upto a period of 30 years. The down payment generally ranges from 3 to 20 percent of the house value. To avail a home loan, you may need a credit score of 580 or higher.

    Loans for Construction of a House

    Loans for construction of home generally range from a period of 1 to 20 years. However, in specific cases, it may be extended to 30 years. Loans for construction of a house are applicable for construction on a free hold/lease plot or a plot allotted by the suitable development authority.

    House Expansion or Extension Loans

    House Extension or expansion loans are applicable if you’re planning to extend the capacity of your current residence. All owners of the house should be co-applicants while applying for Home Extension Loans. Home extension loans can be paid over a tenure ranging from 1 to 20 years in the form of monthly installments.

    Home Conversion Loans

    Home Conversion Loans are applicable to those who have already obtained a home loan from another bank or financial institution and are looking to shift their loan for a lower rate of interest or alternate the interest spread over the years.

    Loans for Home Improvement

    If you’re looking for loans to apply for when you are modifying or making changes to your old home, then loans for home improvement is applicable to you. According to overall budget, 75-90 percent of the cost can be covered using a loan and may extend for a tenure between 1 and 20 years.

    Balance Transfer Home Loans

    Balance Transfer for Home Loans is advantageous and applies to people who have already obtained a home loan from a bank/financial institution and are looking to shift to another bank to either alter their tenure or reduce their rate of interest.

    NRI Home Loans

    NRI home loans are applicable to Indians living abroad when they wish to buy property in India. To qualify for this, they must adhere to certain eligibility criteria like having lived there for a minimum of 2 years and having worked there for a minimum of 6 months.

    Bridged Loans

    Bridge loans are short term loans which are obtained by clients who require immediate financing. Bridge loans are obtained by people for a temporary slack until they get their permanent financing. These bridge loans are backed by relatively higher interests and extend up to a term of a year at the most.

    Stamp Duty Loans

    Stamp duty is the fee that is levied on documents and instruments, which varies from state to state. All documents that pass through the state are subjected to stamp duty. Stamp duty is required to prove the validity of the documents in the respective state.

    Home Loans for Self Employed

    A majority of the working force are not professionals; hence nonprofessionals, small retailers, accounts, doctors, etc. fall under this category and are eligible for obtaining a loan for a tenure up to 30 years. Hence, the EMI amount to be paid is reduced. However, this loan does not extend for the period after retirement.

    Home Loans for Salaried

    Home Loans for Salaried employees extend from a period of 1 to 20 years. The minimum eligibility of obtaining a home loan starts from a monthly salary of INR 5000. Depending upon various factors like the maturity of the loan, salary, tenure of the loan, the home loan may be obtained.

    Fixed-rate loan

    Fixed rate loan allows the borrower to accurately estimate their tenure with no altercations whatsoever. Interest rates do not fluctuate and are not subjected to discounts, perse.

    Adjustable-rate mortgage

    An adjustable rate mortgage is one in which the interest paid by the borrower keeps varying periodically throughout the tenure of the loan. The interest changes are dependent on the resets and may vary monthly or annually.

    FHA loan

    The FHA loan is insured by the federal housing agency as a sort of fallback to insure the borrower in case he defaults on the loan. Since FHA insures this, they try to look into the monetary capabilities of the borrower and how much he can afford.

    VA loan

    The VA loan is guaranteed by the government for members of the Veteran Association. It enables military personnel to avail home loan without any down payment. The loan can be provided by any financial institution that is approved by the government to do so.

    USDA loan

    USDA is mortgage assistance program initiated by the US government for those who wish to buy property in rural or suburban areas. USDA is most advantageous as it offers mortgage with zero down payment options.