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Home Loan in Bangalore

Tell us more about your requirements so that we can connect you to the right Home Loan in Bangalore

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What type of home loan do you need?
  • New home loan
  • Balance transfer
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What type of property is the loan for?
  • Independent house
  • Flat / apartment
  • Plot
  • House construction
  • Plot & construction
  • House extension / renovation
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What loan amount are you looking at?
  • Less than 10 lakhs
  • 11 - 20 lakhs
  • 21 - 35 lakhs
  • 36 - 55 lakhs
  • More than 56 lakhs
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What is your CIBIL defaulter status?
  • Non-CIBIL defaulter (Score above 700)
  • CIBIL defaulter (Score below 700)
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  • Salaried
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  • Rs 20,000 - 40,000
  • Rs 40,000 - 60,000
  • More than Rs 60,000
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Home Loan Service Providers at Sulekha have served 60 requests in bangalore since last 30 days. Find 750+ quick & instant housing loan for independent house, flat / apartment, plot, home construction, home extension / renovation at lowest EMI & interest rates from Top banks like HDFC, ICICI, Axis, Kotak, SBI, Standard chartered, Indusind, Canara Bank, Citibank, Corporation Bank, etc with CIBIL/ NON CIBIL defaulter. The loan amount ranges from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years & minimum EMI interest rate.

Best Home Loans Providers in Bangalore

as on Oct 19, 2018
Filter Sort by
  1. Quadra Financial Services Pvt. Ltd. 2
    Quadra Financial Services Pvt. Ltd. Kalyan Nagar, Bangalore - 560043
    4.3

    Home Loans

    +91 80 48031406
    No. 412,3rd Floor, Cmr Road, Hrbr Layout, Kalyan Nagar, Bangalore - 560043
  2. Credence Services Laggere, Bangalore - 560058
    6.5

    Home Loans

    +91 80 43691007
    No. 90/1, 12th Cross, Chowdeswari Nagar, Laggere, Bangalore - 560058
  3. Atom Commercial Consultancy 6
    Atom Commercial Consultancy HBR Layout, Bangalore - 560043
    3 Reviews 4.3

    Home Loans

    +91 80 48031498
    No. 52/E, Office No. 4, 80 Feet Road, HBR Layout, Bangalore - 560043 Get Directions
  4. Sankar Home Loans 5
    Sankar Home Loans Ramamurthy Nagar, Bangalore - 560016
    5.9

    Home Loans

    +91 80 48032055
    No. SF-3, Lotus Kavery, Indira Prastha Layout, Pappamma Street, Ramamurthy Nagar, Bangalore - 560016
  5. KMB Associates LLP 2
    KMB Associates LLP Shankarapuram, Bangalore - 560004
    2 Reviews 5.3

    Home Loans

    +91 80 48042318
    No. 309 & 87, 3rd Floor, Shreshta Bhumi, KR Road, Shankarapuram, Bangalore - 560004 Get Directions
  6. UK.Financial Services Ulsoor, Bangalore - 560042

    Home Loans

    +91 80 48032182
    No.S-517, 2nd Floor, South Block, Manipal Centre, Ulsoor, Bangalore - 560042 Get Directions
  7. Nakul Enterprises Nagarabhavi, Bangalore - 560091

    Home Loans

    +91 80 48042094
    No. 56, 1st Main, 4th Cross Health Layout, Annapoorneshwari Nagar, Nagarabhavi, Bangalore - 560091
  8. Singhs Investment Solutions 5
    Singhs Investment Solutions Also Servicing in Bangalore
    5 Reviews 5.1

    Home Loans

    +91 11 40127565
    S-H-209, Sher Singh Market, Shastri Nagar, Ghaziabad - 201001 Get Directions
  9. SV Financial Solutions 4
    SV Financial Solutions Krishnarajapura, Bangalore - 560036
    2 Reviews 7.4

    Home Loans

    +91 80 48043998
    No.1, Krishnappa Building , 1st & 2nd Floor, Devesandra, Lime Stores, Krishnarajapura, Bangalore - 560036 Get Directions

Latest Customer Reviews for Home Loan in Bangalore

as on Oct 19, 2018 Average Rating (4) - 25 reviews
11th Oct, 2018

Ontime and very good service provided at Doorstep

0
4th Oct, 2018

They helped in getting home laon from icici bank. This was big mistake in my life. Initially it was smooth, latter at time of disbursement Uttam saha one of direction tortured me a lot. It became so much complicated that disbursement got late and i have to pay interest to builder also. Becarful and think once more guys because dealing with them

1
28th Sep, 2018

home loan without any hassle, Mr chandra shekar of S V Financial solutions takes interest as he is doing for some one of his family

1
27th Sep, 2018

Dedicated support, prompt reply, quick process. I Have applied for my Home loans through this IIFL, Their response was good and without any delay, they explain the term and condition. I got a loan amount, I am so satisfied with this service.

0
31st Jul, 2018

Never thought getting a loan can be so easy... they really made it seemless for us.. they gave the best advice and completed the whole process in a smooth way.

1
28th Jul, 2018

Best advisor for buyer and door step service, i will recommend everyone of my contacts to Punith.

1
28th Jul, 2018

Single point contact.. Door to Door Service.. No service charges.. fantastic On time updates.. honest advices for buyers.. I will recommend everyone of my contacts to Punith.. keep up the good work..

1
25th Jul, 2018

Nice service availed HL in 4 days

0
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Recent Enquiries for Home Loan in Bangalore

  • Loan type: Balance transfer
  • Type of property: Independent house
  • Home loan amount: 11 - 20 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: effone technology PVT
  • Income range for home loans: Rs 20,000 - 40,000
2 days ago
  • Loan type: New home loan
  • Type of property: Plot & construction
  • Home loan amount: More than 56 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Self-employed
  • Company Name: private
  • Income range for home loans: More than Rs 60,000
3 days ago
  • Loan type: New home loan
  • Type of property: Independent house
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: Sri Sri ayurvda Hospital
  • Income range for home loans: Rs 20,000 - 40,000
3 days ago
  • Loan type: New home loan
  • Type of property: Plot & construction
  • Home loan amount: Less than 10 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: Amazon development center
  • Income range for home loans: Rs 20,000 - 40,000
4 days ago

Recent Bookings in Loans

  • Loan type: Balance transfer
  • Type of property: Independent house
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: Affine Analytics
  • Income range for home loans: Rs 40,000 - 60,000
2 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 26 - 50 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Income range for home loans: Rs 40,000 - 60,000
108 days ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 16 - 25 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Income range for home loans: More than Rs 60,000
119 days ago
  • Loan type: New home loan
  • Type of property: Plot & construction
  • Home loan amount: 16 - 25 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Self-employed
  • Income range for home loans: Rs 40,000 - 60,000
145 days ago
  • Home loan interest rates all banks, Processing fee, Loan amount, Tenure Details

    Bank Name

    Interest Rate
    (Floating)

    processing fee
    (One Time Fee)

    loan amount

    tenure range

    HDFC LTD

    8.35 - 8.55%

    0.50%

    5L - 10Crs

    1-30 Yrs.

    ICICI Bank

    8.35 - 8.80%

    0.50%

    5L - 10Crs

    3-30 Yrs.

    SBI Home Loan

    8.30 - 8.60%

    Rs.2-10K

    -

    1-30 Yrs.

    PNB Housing

    8.50 - 10.25%

    0.50%

    Min 5L

    1-30 Yrs.

    Axis Bank

    8.35 - 11.75%

    0.50%

    5L - 10Crs

    1-30 Yrs.

    LIC Housing

    -

    -

    Min 1L

    5-30 Yrs.

    Bank of Baroda

    8.30 - 9.35%

    Rs.7.5-20K

    1L - 2Crs

    1-30 Yrs.

    IDBI Home Loan

    8.35 - 8.60%

    -

    5L - 10Crs

    1-30 Yrs.

    DHFL Home Loan

    9.00 - 9.35%

    Rs.5-20K

    1L - 10Crs

    1-30 Yrs.

    Union Bank

    8.60%

    0.50%

    1L - 2Crs

    1-30 Yrs.

    Vijaya Bank

    8.90%

    0.50%

    Min 1L

    1-30 Yrs.

    Indian Bank

    8.60 – 9.05%

    -

    5L - 10Crs

    1-30 Yrs.

    *As per rules, the applicability of GST for home loans will be at a consistent rate of a minimum of 18%.

    Home Loan Eligibility:

    There are also some other factors that will determine your housing loan eligibility (Your age, financial position, credit history, credit score, other financial liabilities etc.).

    • Age (21–65 years)
    • Educational qualifications
    • Job stability and income bracket
    • Credit score and repayment capacity
    • Liability of other loans, such as personal loan, credit card etc.
    • Assets such as property, jewellery etc.

    Types of Home loan

    Plot & Construction Composite Loan

    Plots and construction composite loans are applicable if you have identified a land plot and decided to construct on it. This loan generally ranges over a time period of 1 to 20 years. However, the tenure does not extend after the age of retirement.

    Loans for Purchase of Land

    Loans for purchase of land can be availed on plots that are directly allocated or on purchase of resale plots. It also includes transferring the outstanding loan you have in another bank/financial institution. You can spread out your payments to a maximum of 15 years and your payments are based on your personal profile, the age of the plot and other such factors.

    Loans for Home Purchase

    Loans for home purchase generally involve down payments and closing costs. It may be extended upto a period of 30 years. The down payment generally ranges from 3 to 20 percent of the house value. To avail a home loan, you may need a credit score of 580 or higher.

    Loans for Construction of a House

    Loans for construction of home generally range from a period of 1 to 20 years. However, in specific cases, it may be extended to 30 years. Loans for construction of a house are applicable for construction on a free hold/lease plot or a plot allotted by the suitable development authority.

    House Expansion or Extension Loans

    House Extension or expansion loans are applicable if you’re planning to extend the capacity of your current residence. All owners of the house should be co-applicants while applying for Home Extension Loans. Home extension loans can be paid over a tenure ranging from 1 to 20 years in the form of monthly installments.

    Home Conversion Loans

    Home Conversion Loans are applicable to those who have already obtained a home loan from another bank or financial institution and are looking to shift their loan for a lower rate of interest or alternate the interest spread over the years.

    Loans for Home Improvement

    If you’re looking for loans to apply for when you are modifying or making changes to your old home, then loans for home improvement is applicable to you. According to overall budget, 75-90 percent of the cost can be covered using a loan and may extend for a tenure between 1 and 20 years.

    Balance Transfer Home Loans

    Balance Transfer for Home Loans is advantageous and applies to people who have already obtained a home loan from a bank/financial institution and are looking to shift to another bank to either alter their tenure or reduce their rate of interest.

    NRI Home Loans

    NRI home loans are applicable to Indians living abroad when they wish to buy property in India. To qualify for this, they must adhere to certain eligibility criteria like having lived there for a minimum of 2 years and having worked there for a minimum of 6 months.

    Bridged Loans

    Bridge loans are short term loans which are obtained by clients who require immediate financing. Bridge loans are obtained by people for a temporary slack until they get their permanent financing. These bridge loans are backed by relatively higher interests and extend up to a term of a year at the most.

    Stamp Duty Loans

    Stamp duty is the fee that is levied on documents and instruments, which varies from state to state. All documents that pass through the state are subjected to stamp duty. Stamp duty is required to prove the validity of the documents in the respective state.

    Home Loans for Self Employed

    A majority of the working force are not professionals; hence nonprofessionals, small retailers, accounts, doctors, etc. fall under this category and are eligible for obtaining a loan for a tenure up to 30 years. Hence, the EMI amount to be paid is reduced. However, this loan does not extend for the period after retirement.

    Home Loans for Salaried

    Home Loans for Salaried employees extend from a period of 1 to 20 years. The minimum eligibility of obtaining a home loan starts from a monthly salary of INR 5000. Depending upon various factors like the maturity of the loan, salary, tenure of the loan, the home loan may be obtained.

    Fixed-rate loan

    Fixed rate loan allows the borrower to accurately estimate their tenure with no altercations whatsoever. Interest rates do not fluctuate and are not subjected to discounts, perse.

    Adjustable-rate mortgage

    An adjustable rate mortgage is one in which the interest paid by the borrower keeps varying periodically throughout the tenure of the loan. The interest changes are dependent on the resets and may vary monthly or annually.

    FHA loan

    The FHA loan is insured by the federal housing agency as a sort of fallback to insure the borrower in case he defaults on the loan. Since FHA insures this, they try to look into the monetary capabilities of the borrower and how much he can afford.

    VA loan

    The VA loan is guaranteed by the government for members of the Veteran Association. It enables military personnel to avail home loan without any down payment. The loan can be provided by any financial institution that is approved by the government to do so.

    USDA loan

    USDA is mortgage assistance program initiated by the US government for those who wish to buy property in rural or suburban areas. USDA is most advantageous as it offers mortgage with zero down payment options.