Home Loans in Delhi

Tell us more about your requirements so that we can connect you to the right Home Loans in Delhi

What type of home loan do you need?
  • New home loan
  • Balance transfer
Select loan type
What type of property is the loan for?
  • Independent house
  • Flat / apartment
  • Plot
  • House construction
  • Plot & construction
  • House extension / renovation
Select type of property
What loan amount are you looking at?
  • Less than 10 lakhs
  • 11 - 20 lakhs
  • 21 - 35 lakhs
  • 36 - 55 lakhs
  • More than 56 lakhs
Select home loan amount
Enter valid pan card number
What is your CIBIL defaulter status?
  • Non-CIBIL defaulter (Score above 700)
  • CIBIL defaulter (Score below 700)
  • Not sure
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Select your source of income
  • Salaried
  • Self-employed
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Please give an estimate of your monthly income
  • Rs 20,000 - 40,000
  • Rs 40,000 - 60,000
  • More than Rs 60,000
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Home Loan Service Providers at Sulekha have served 40 requests in delhi since last 30 days. Find 1450+ quick & instant housing loan for independent house, flat / apartment, plot, home construction, home extension / renovation at lowest EMI & interest rates from Top banks like HDFC, ICICI, Axis, Kotak, SBI, Standard chartered, Indusind, Canara Bank, Citibank, Corporation Bank, etc with CIBIL/ NON CIBIL defaulter. The loan amount ranges from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years & minimum EMI interest rate.

Best Home Loans Providers in Delhi

as on Dec 13, 2018
Filter Sort by
  1. Samariddhi 5
    Samariddhi Hari Nagar Ashram, Delhi - 110014
    1 Review 6.2

    Home Loans

    +91 11 40117363
    No. 80B, Pocket C, Siddhartha Extention, Hari Nagar Ashram, Delhi - 110014
    CAPITALNEED.COM Dilshad Garden, Delhi - 110095
    5 Reviews 7.3

    Home Loans

    +91 11 40117490
    488/1 - A Main Chowk, Dilshad Garden East, Dilshad Garden, Delhi - 110095
  3. HDFC Ltd. Also Servicing in Delhi
    6 Reviews 4.7

    Home Loans

    Churchgate, Mumbai - 400020 Get Directions
  4. L D Associates Laxmi Nagar, Delhi - 110092

    Home Loans

    +91 11 40016370
    B-31, Shri Karishana Comolex, Offic No 401, 4 Floor, Laxmi Nagar, Delhi - 110092
  5. Vishal Lamba Moti Nagar, Delhi - 110015

    Home Loans

    +91 11 40116602
    Shop No.5, No.19/303, New Moti Nagar, Moti Nagar, Delhi - 110015 Get Directions
  6. SMG Financial Services 6
    SMG Financial Services Paschim Vihar, Delhi - 110063

    Home Loans

    +91 11 40117417
    WZ-92A, 1st Floor,Chandan Complex, Jwala heri Market, Paschim Vihar, Paschim Vihar, Delhi - 110063 Get Directions
  7. Finticle Finance Services 5
    Finticle Finance Services Laxmi Nagar, Delhi - 110092

    Home Loans

    +91 11 40120128
    D-248, Office No. 201, Abhishke Business Centre, Laxmi Nagar, Delhi - 110092 Get Directions
  8. Capital Pillars 7
    Capital Pillars Shahdara, Delhi - 110032

    Home Loans

    +91 11 40116101
    No. 1/198, 5th Floor, Shri Ram Nagar, Shahdara, Delhi - 110032 Get Directions
  9. Omfin Consultancy 2
    Omfin Consultancy Uttam Nagar, Delhi - 110059
    3 Reviews 4.4

    Home Loans

    +91 11 40120367
    E-110, DDA Building, Bindapur, Uttam Nagar, Delhi - 110059 Get Directions
  10. Fine Solution Also Servicing in Delhi

    Home Loans

    +91 11 40120404
    E-13, Sector 11, Noida - 20130 Get Directions

Latest Customer Reviews for Home Loan in Delhi

as on Dec 13, 2018 Average Rating (5) - 31 reviews
5th Dec, 2018

Instant service on call according to requirements.

23rd Nov, 2018

Good services and better results providers..Easy way to get loan

18th Nov, 2018

Free finance is theft company.and ravi kumar jo apne review khd dalte h ise jyda chor company or gumrah krne wali comp mne aj tk nh dki phle ravi kumar khte h k apko 6000 amount ka cheque dna hga jo hm tb process krnge jb hme lgega apka loan ho jyga fr y agle din hi usko clear krwate h us din k bd s inko client s koi mtlb nh hta fr client ph kre to pta nh ktni trh k doc mngte h agr thdi der ho jy client s to khte h apki deri k wgh s hua nh fr y jbrdsti k verifction k liy ksi exec jinka nam rksar h unko bhjte h wo fr kyi doc mngte h khte h apka loan ho jyga rate b highest hte h client fr b mn jta h inka comison k liy v agree hta h bt fr y ek new story lke ate h k apk doc m y kmi h kya y phle check nh krte or pvt fincer admi isliy dkta h k usk doc m kmi hoti h ksi ko shock nh hta wo itna rate itna comison d upr s fr ink ek or parshant wo sirf cstomer ko pyr s blk fsate h usk bd wo v khte h apka loan nh ho payga or pse refnd nh hnge pls koi is comp p faith na kre

16th Nov, 2018

Dedicated support, prompt reply, quick process. I Have applied for my Home loan through thisTata Capital Ltd, Delhi, Their response was good and without any delay, they explain the term and condition. Had submitted all the documents here. I got a loan amount 24 lakhs with 8.3% interest and monthly EMI is 24000. I paid 30000 for the process. I am so satisfied with this service.

20th Oct, 2018

Dedicated support, prompt reply, quick process. I Have applied for my Home loans through this DHFL, Their response was good and they explain the term and condition. I preferred 15 lakhs loan and it was approved and they quoted 8.5% to 9% interest. Overall I'm satisfied with their response.

12th Oct, 2018

I have apply Home Loan with 3rd Floor through Abhishek Tiwari and my property is LaL dora Property and my CIBIL score is very low but my loan is disbursement only 7 days with low interest rate. Thank you Mr. Abhishek Tiwari.

10th Oct, 2018

I have apply Home Loan through Abhishek Tiwari and instant approval within 7 days & lowest interest rate. Thank you Abhishek Tiwari

28th Sep, 2018

Nest services we are getting from nitish ji ,, good staff and deal was very nice Services will also very fast.

  • Page 1

Recent Enquiries for Home Loan in Delhi

  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: CIBIL defaulter (Score below 700)
  • Nature of employment: Salaried
  • Company Name: Delhi duty free services private limited
  • Income range for home loans: Rs 40,000 - 60,000
7 hours ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: thomas Global Logistics Private Limited
  • Income range for home loans: Rs 20,000 - 40,000
8 hours ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: Less than 10 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Self-employed
  • Company Name: Kumar
  • Income range for home loans: Rs 20,000 - 40,000
8 hours ago
  • Loan type: New home loan
  • Type of property: Flat / apartment
  • Home loan amount: Less than 10 lakhs
  • CIBIL defaulter status: Not sure
  • Nature of employment: Salaried
  • Company Name: Innovative Incentives
  • Income range for home loans: Rs 20,000 - 40,000
10 hours ago

Recent Bookings in Loans

  • Loan type: New home loan
  • Type of property: Independent house
  • Home loan amount: 36 - 55 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: Sashastr Seema Bal
  • Income range for home loans: Rs 20,000 - 40,000
2 days ago
  • Loan type: New home loan
  • Type of property: House extension / renovation
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: Overseas
  • Income range for home loans: More than Rs 60,000
5 days ago
  • Loan type: New home loan
  • Type of property: House extension / renovation
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: Overseas
  • Income range for home loans: More than Rs 60,000
5 days ago
  • Loan type: New home loan
  • Type of property: Independent house
  • Home loan amount: 21 - 35 lakhs
  • CIBIL defaulter status: Non-CIBIL defaulter (Score above 700)
  • Nature of employment: Salaried
  • Company Name: Intelligrep
  • Income range for home loans: More than Rs 60,000
7 days ago
  • Which Home Loans Is Right For You?

    Most people dream of owning a house but not all can fulfill their dream because of insufficient funds. But now-a-days things have changed and in India a large number of government as well as non-government financial institutions have surfaced that are ready to offer a wide variety of housing loans to the common man. Home loans are especially meant for people who look forward to buying a home or building one.

    Here I plan to throw some light on the kinds of loans available in the market.

    Home Purchase Loans: This kind of loan is availed by people who plan to buy a house.

    Home Construction Loans: Such loans are available for people who are interested in constructing their house.

    Home Extension Loan: This loan has been designed for people who are willing to extend or expand their existing abode.

    Home Improvement Loans: These loans can be availed by showing the need of repair or renovation in the house where you stay.

    Balance Transfer Loans: Such loans can be availed to pay off an already existing home loan, which was availed at a higher rate of interest.

    Bridge Loans: These loans are meant for people interested in disposing off their existing house for buying a new one. Financial institutions help in financing the new house for such people.

    Home Conversion Loan: These kinds of loans have been designed for people who have already availed home loan to buy the home in which they are staying but still want to move to another house. For this purpose they need extra amount of money. The financial institution shifts the already existing loan to the new property after adding the extra amount to it.

    Land Purchase Loans: These loans can be taken for purchasing land to build house on it.

    All you need to know about Housing Loan Details (Updated)

    Compare Home Loan Interest Rates all Banks (Current year 2018)

    Bank NameInterest Rate
    Processing fee
    (One Time Fee)
    Loan Amounttenure range


    8.35 - 8.55%


    5L - 10Crs

    1-30 Yrs.

    ICICI Bank

    8.35 - 8.80%


    5L - 10Crs

    3-30 Yrs.

    SBI Home Loan

    8.30 - 8.60%



    1-30 Yrs.

    PNB Housing

    8.50 - 10.25%


    Min 5L

    1-30 Yrs.

    Axis Bank

    8.35 - 11.75%


    5L - 10Crs

    1-30 Yrs.

    LIC Housing



    Min 1L

    5-30 Yrs.

    Bank of Baroda

    8.30 - 9.35%


    1L - 2Crs

    1-30 Yrs.

    IDBI Home Loan

    8.35 - 8.60%


    5L - 10Crs

    1-30 Yrs.

    DHFL Home Loan

    9.00 - 9.35%


    1L - 10Crs

    1-30 Yrs.

    Union Bank



    1L - 2Crs

    1-30 Yrs.

    Vijaya Bank



    Min 1L

    1-30 Yrs.

    Indian Bank

    8.60 – 9.05%


    5L - 10Crs

    1-30 Yrs.

    Home Loan Eligibility:

    There are also some other factors that will determine your housing loan eligibility (Your age, financial position, credit history, credit score, other financial liabilities etc.).

    Age (21–65 years)

    Educational qualifications

    Job stability and income bracket

    Credit score and repayment capacity

    Liability of other loans, such as personal loan, credit card etc.

    Assets such as property, jewelry etc.

    How to Increase Your Home Loan Eligibility?

    Clearing Existing Loans:

    Outstanding loans may dampen the chances of eligibility. It is advised that if you take a subsequent loan, you plan them accordingly to avoid any hassle.

    Variable Pay:

    It is important that you keep a track of the variable pay that comes with your salary package to keep an eye on your eligibility.

    Rental Income:

    If you have a house that is out of use, take the time to lease or rent it out. You can show this as additional income while you apply for the loan.

    Increase in Tenure:

    Gauge how much you can pay off with your income and calculate your tenure. Make sure EMIs do not interfere with your lifestyle. You can increase your tenure accordingly, but the downside of it is that the interest is proportional to the tenure.

    Income of the Spouse:

    In the case that your spouse has a regular source of income, it is highly advantageous as the chances of eligibility go quite high. You can apply for a joint loan together as it may be beneficial in bringing down the loan tenure as well.

    Take the Time You Need:

    Before you apply for a loan, make sure you sit down and evaluate all factors like CIBIL, credit score, etc. and make sure you qualify all the eligibility criteria

    Types of Home loan

    Plot & Construction Composite Loan

    Plots and construction composite loans are applicable if you have identified a land plot and decided to construct on it. This loan generally ranges over a time period of 1 to 20 years. However, the tenure does not extend after the age of retirement.

    Loans for Purchase of Land

    Loans for purchase of land can be availed on plots that are directly allocated or on purchase of resale plots. It also includes transferring the outstanding loan you have in another bank/financial institution. You can spread out your payments to a maximum of 15 years and your payments are based on your personal profile, the age of the plot and other such factors.

    Loans for Home Purchase

    Loans for home purchase generally involve down payments and closing costs. It may be extended up to a period of 30 years. The down payment generally ranges from 3 to 20 percent of the house value. To avail a home loan, you may need a credit score of 580 or higher.

    Loans for Construction of a House

    Loans for construction of home generally range from a period of 1 to 20 years. However, in specific cases, it may be extended to 30 years. Loans for construction of a house are applicable for construction on a free hold/lease plot or a plot allotted by the suitable development authority.

    House Expansion or Extension Loans

    House Extension or expansion loans are applicable if you’re planning to extend the capacity of your current residence. All owners of the house should be co-applicants while applying for Home Extension Loans. Home extension loans can be paid over a tenure ranging from 1 to 20 years in the form of monthly installments.

    Home Conversion Loans

    Home Conversion Loans are applicable to those who have already obtained a home loan from another bank or financial institution and are looking to shift their loan for a lower rate of interest or alternate the interest spread over the years.

    Loans for Home Improvement

    If you’re looking for loans to apply for when you are modifying or making changes to your old home, then loans for home improvement is applicable to you. According to overall budget, 75-90 percent of the cost can be covered using a loan and may extend for a tenure between 1 and 20 years.

    Balance Transfer Home Loans

    Balance Transfer for Home Loans is advantageous and applies to people who have already obtained a home loan from a bank/financial institution and are looking to shift to another bank to either alter their tenure or reduce their rate of interest.

    NRI Home Loans

    NRI home loans are applicable to Indians living abroad when they wish to buy property in India. To qualify for this, they must adhere to certain eligibility criteria like having lived there for a minimum of 2 years and having worked there for a minimum of 6 months.

    Bridged Loans

    Bridge loans are short term loans which are obtained by clients who require immediate financing. Bridge loans are obtained by people for a temporary slack until they get their permanent financing. These bridge loans are backed by relatively higher interests and extend up to a term of a year at the most.

    Stamp Duty Loans

    Stamp duty is the fee that is levied on documents and instruments, which varies from state to state. All documents that pass through the state are subjected to stamp duty. Stamp duty is required to prove the validity of the documents in the respective state.

    Home Loans for Self Employed

    A majority of the working force are not professionals; hence nonprofessionals, small retailers, accounts, doctors, etc. fall under this category and are eligible for obtaining a loan for a tenure up to 30 years. Hence, the EMI amount to be paid is reduced. However, this loan does not extend for the period after retirement.

    Home Loans for Salaried

    Home Loans for Salaried employees extend from a period of 1 to 20 years. The minimum eligibility of obtaining a home loan starts from a monthly salary of INR 5000. Depending upon various factors like the maturity of the loan, salary, tenure of the loan, the home loan may be obtained.

    Fixed-rate loan

    Fixed rate loan allows the borrower to accurately estimate their tenure with no altercations whatsoever. Interest rates do not fluctuate and are not subjected to discounts, perse.

    Adjustable-rate mortgage

    An adjustable rate mortgage is one in which the interest paid by the borrower keeps varying periodically throughout the tenure of the loan. The interest changes are dependent on the resets and may vary monthly or annually.

    FHA loan

    The FHA loan is insured by the federal housing agency as a sort of fallback to insure the borrower in case he defaults on the loan. Since FHA insures this, they try to look into the monetary capabilities of the borrower and how much he can afford.

    VA loan

    The VA loan is guaranteed by the government for members of the Veteran Association. It enables military personnel to avail home loan without any down payment. The loan can be provided by any financial institution that is approved by the government to do so.

    USDA loan

    USDA is mortgage assistance program initiated by the US government for those who wish to buy property in rural or suburban areas. USDA is most advantageous as it offers mortgage with zero down payment options.

    Documents required for Home Loans

    Once you decide on whether you want to purchase a plot or a fully constructed loans, you can then sort out your finances and apply for a home loan in a bank that will cater to the rates of interest that you can afford. There are some documents, however, that you need to submit as a standard statement of your income and expenditure.

    Identity Proof - Aadhar Card/PAN Card/Passport/Voter’s ID

    Residence Proof - Aadhar Card/Ration Card/Passport/Voter’s ID/Water bill/Electricity bill

    Income proof:

    Salaried- Pay slips/Current or revised salary certificate

    Self Employed- Latest Income Tax Return

    Employment Proof:

    Salaried- Employment Certificate

    Self Employed- Documents pertaining to the establishment of the business

    Tax Proof:

    Salaried- Latest Form 16

    Self Employed- Latest ITR form

    Property documents

    Processing fee cheque

    Co-applicant’s documents

    Factors that can Affect Your Home Loan Eligibility?

    Age- Age is a major factor that affects loan eligibility. Professionals around the age of 25 can apply for an EMI tenure of 25 years. However, the difficult part is obtaining approval for borrowers over the age of 40 or 50 as loan tenures do not extend after retirement.

    Income- Salaried/individual- Employees who are working for a government or a private agency fall under this category. Before they apply for a loan, they are required to submit documents supporting their PF, salary statement, Form 16 and others.

    Independent professionals- Doctors, engineers, dentists, chartered accountants, etc. fall under this category. They would have to submit their bank statements and income tax returns to get their loan approved.

    Self-employed- Individuals that run their own business come under this category. They can show their bank statements and income tax returns (duly audited) as a proof of their income when they apply for the loan.

    Rate of interest- The rate of interest can be calculated quite easily. The higher the rate of interest, the lower the eligibility, and vice versa. Hence, they are inversely proportional.

    Loan Term- The loan term is subject to the convenience of the borrower. The increase of the loan tenure indicates higher eligibility, however, the major downside of this would be losing a lot of money in interests.

    Outstanding Loans- You may apply for another loan while you’re already in the midst of paying one, as Indian banks generally keep the EMI-Income Ratio from 50 to 60 percent. In some cases though, outstanding loans maybe reduce the eligibility of you getting a loan.

    CIBIL Report- Credit Information Bureau India Limited keeps a centralized data of all the credit history between the borrower and the lender. A negative score on CIBIL can cause significant downfall in the eligibility.